WESTVILLE
ActiveSummary
WESTVILLE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €7k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 72% of 13305 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+34
Solvency81▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.83 against 3.95 in 2024; short-term debt: 20.4% and cash: 38.2% of total assets), and 44.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.7%
Return on assets
13.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
2 d early
2023
1 d early
2022
3 d early
2021
31 d early
2020
30 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▲ 30.9%
2024 · €22k
2018: €7k
2019: €21k
2020: €34k
2021: €28k
2022: €24k
2023: €22k
2024: €22k
2018 → 2025
Total assets
€52k▲ 14.3%
2024 · €46k
2018: €61k
2019: €55k
2020: €55k
2021: €40k
2022: €31k
2023: €28k
2024: €46k
2018 → 2025
Net result
€7k▲ 24,334%
2024 · €28
2018: €20k
2019: €14k
2020: €13k
2021: €-6k
2022: €-4k
2023: €-2k
2024: €28
2018 → 2025
Working capital
€20k▲ 9.9%
2024 · €18k
2018: €-11k
2019: €6k
2020: €19k
2021: €15k
2022: €16k
2023: €19k
2024: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€24k▼ 13.6%€22k▼ 6.5%€22k▲ 0.1%€29k▲ 30.9%
Operating result€-6k-€-3k▲ 58.8%€360€1k▲ 287%€11k▲ 713%
Net result€-6k-€-4k▲ 37.5%€-2k▲ 58.5%€28€7k▲ 24,334%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 713% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€22k ▲ 0.6%
Current assets
€30k ▲ 27.0%
Equity and liabilities €52k
Equity
€29k ▲ 30.9%
Debt
€23k ▼ 1.4%
Debt's share of the balance-sheet total falls from 51.3% to 44.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▲
2024 · €7k
Cash flow
€14k▲
2024 · €6k
Current ratio
2.83▼
2024 · 3.95
Quick ratio
2.66▼
2024 · 3.47
Debt to equity
0.80▼
2024 · 1.06
ROE
23.6%▲
2024 · 0.1%
ROA
13.1%▲
2024 · 0.1%
Interest coverage
8.51▲
2024 · 3.89
Debt ≤ 1 year
€11k▲
2024 · €6k
Debt > 1 year
€13k▼
2024 · €17k
Income taxes
€4k▲
2024 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€46k€52k▲
Fixed assets21/28€22k€22k▲
Tangible fixed assets22/27€22k€22k▲
Plant, machinery and equipment23€694€555▼
Furniture and vehicles24€202€5k▲
Leasing and similar rights25€21k€16k▼
Current assets29/58€24k€30k▲
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€13k€8k▼
Trade receivables40€6k-
Other amounts receivable41€7k€8k▲
Cash at bank and in hand54/58€8k€20k▲
Equity and liabilities
Total equity and liabilities10/49€46k€52k▲
Equity10/15€22k€29k▲
Contributions10/11€19k€19k=
Reserves13€4k€11k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€2k€9k▲
Amounts payable17/49€24k€23k▼
Amounts payable after more than one year17€17k€13k▼
Financial debts170/4€17k€13k▼
Amounts payable within one year42/48€6k€11k▲
Current portion of amounts payable after more than one year42€4k€5k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€859€4k▲
Taxes450/3€859€4k▲
Accrued charges and deferred income492/3€453-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€11k€22k▲
Operating profit (loss)9901€1k€11k▲
Financial income75/76B€624€2k▲
Recurring financial income75€624€454▼
Non-recurring financial income76B-€1k
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€168€11k▲
Income taxes67/77€140€4k▲
Profit (loss) for the period9904€28€7k▲
Profit (loss) for the period to be appropriated9905€28€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28€7k▲
Transfer to equity691/2€28€7k▲
To other reserves6921€28€7k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €28
Net result €28 after 3 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-6k ▼147%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tisseltsesteenweg 1302830 WillebroekGround area
452 m²
Building footprint
99 m²
Volume, LiDAR
512 m³
Parcel 12342C0179/00S002, Flanders · tallest building 9.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Westville
since 20032.133.938.632
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12342C0179/00S002 | Flanders | 452 m² | 1 · 99 m² | 9.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWillebroek2.133.938.632
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Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 8,376 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-09-2003
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46412Wholesale of household textiles and bedding
63920Other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.