Westpunt
ActiveSummary
Westpunt has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €439,305 and a net result of €2,814. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 80% of 3833 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-6
Solvency88▼-8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 1.94 against 2.3 in 2024; short-term debt: 35.1% and cash: 21.5% of total assets), and 36.7% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.3%
Return on assets
0.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
28 d late
2022
70 d late
2021
87 d late
2020
31 d late
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€439,305▼ 16.5%
2024 · €526,297
Total assets
€693,917▼ 6.8%
2024 · €744,761
Net result
€2,814▼ 92.5%
2024 · €37,333
Working capital
€228,780▼ 10.9%
2024 · €256,651
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€182,185▲ 285%€163,576▼ 10.2%€73,457▼ 55.1%€58,555▼ 20.3%€18,257▼ 68.8%
Net result€148,376above the sector's middle half▲ 458%€106,311above the sector's middle half▼ 28.4%€42,524within the sector's middle half▼ 60.0%€37,333within the sector's middle half▼ 12.2%€2,814within the sector's middle half▼ 92.5%
Equity€340,129above the sector's middle half▲ 77.4%€446,440above the sector's middle half▲ 31.3%€488,964above the sector's middle half▲ 9.5%€526,297above the sector's middle half▲ 7.6%€439,305above the sector's middle half▼ 16.5%
Total assets€726,441within the sector's middle half▲ 17.1%€905,912within the sector's middle half▲ 24.7%€756,395within the sector's middle half▼ 16.5%€744,761within the sector's middle half▼ 1.5%€693,917within the sector's middle half▼ 6.8%
Debt€386,312▼ 9.9%€459,472▲ 18.9%€267,430▼ 41.8%€218,464▼ 18.3%€254,612▲ 16.5%
Working capital€111,605within the sector's middle half▲ 159%€222,324above the sector's middle half▲ 99.2%€223,868above the sector's middle half▲ 0.7%€256,651above the sector's middle half▲ 14.6%€228,780above the sector's middle half▼ 10.9%
Solvency46.8%within the sector's middle half▲ 15.9pp49.3%within the sector's middle half▲ 2.5pp64.6%above the sector's middle half▲ 15.4pp70.7%above the sector's middle half▲ 6.0pp63.3%above the sector's middle half▼ 7.4pp
Current ratio1.37within the sector's middle half▲ 0.191.58within the sector's middle half▲ 0.211.98above the sector's middle half▲ 0.402.30above the sector's middle half▲ 0.321.94within the sector's middle half▼ 0.36
Return on assets (ROA)20.4%above the sector's middle half▲ 16.1pp11.7%within the sector's middle half▼ 8.7pp5.6%within the sector's middle half▼ 6.1pp5.0%within the sector's middle half▼ 0.6pp0.4%within the sector's middle half▼ 4.6pp
Staff (FTE)10.8within the sector's middle half▼ 1.8%11.1within the sector's middle half▲ 2.8%12.5within the sector's middle half▲ 12.6%11.4within the sector's middle half▼ 8.8%16.8above the sector's middle half▲ 47.4%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Why a figure moved sharply
- 2021 Net result +458% on 2020. The previous fiscal year ran 15 months, this one 12.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 69% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €693,917
Fixed assets
€221,290 ▼ 23.9%
Current assets
€472,627 ▲ 4.1%
Equity and liabilities €693,917
Equity
€439,305 ▼ 16.5%
Debt
€254,612 ▲ 16.5%
Debt's share of the balance-sheet total rises from 29.3% to 36.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€127,926▼
2024 · €159,490
Cash flow
€112,483▼
2024 · €138,268
Quick ratio
0.86▼
2024 · 1.12
Debt to equity
0.58▲
2024 · 0.42
ROE
0.6%▼
2024 · 7.1%
Interest coverage
6.39▼
2024 · 8.14
Debt ≤ 1 year
€243,847▲
2024 · €197,331
Debt > 1 year
€10,765▼
2024 · €21,133
Income taxes
€11,213▼
2024 · €14,312
Staff costs
€581,993▲
2024 · €579,267
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,048 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 96% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.4%
went bankrupt
3.6%
stopped otherwise
96%
still going
For this company itself Checked computes a higher bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,048 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €102,000 | - | - | - | - |
| Remuneration, social security and pensions62 | €315,186 | €569,017 | €627,503 | €579,267 | €581,993 | ▲ 0.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €71,607 | €75,562 | €86,918 | €100,935 | €109,670 | ▲ 8.7% |
| Other operating charges640/8 | €1,557 | €1,144 | €1,451 | €3,695 | €2,228 | ▼ 39.7% |
| Non-recurring operating charges66A | €163 | €13,309 | - | €1,774 | €1,587 | ▼ 10.5% |
| Gross operating margin9900 | €570,696 | €822,609 | €789,329 | €744,226 | €713,735 | ▼ 4.1% |
| Operating profit (loss)9901 | €182,185 | €163,576 | €73,457 | €58,555 | €18,257 | ▼ 68.8% |
| Financial income75/76B | €511 | €3,644 | €7,994 | €12,687 | €15,791 | ▲ 24.5% |
| Recurring financial income75 | €511 | €3,644 | €7,994 | €12,687 | €15,791 | ▲ 24.5% |
| Financial charges65/66B | €9,428 | €23,718 | €17,142 | €19,597 | €20,021 | ▲ 2.2% |
| Recurring financial charges65 | €9,428 | €23,718 | €17,142 | €19,597 | €20,021 | ▲ 2.2% |
| Profit (loss) for the period before taxes9903 | €173,268 | €143,503 | €64,309 | €51,645 | €14,026 | ▼ 72.8% |
| Income taxes67/77 | €24,891 | €37,192 | €21,784 | €14,312 | €11,213 | ▼ 21.7% |
| Profit (loss) for the period9904 | €148,376 | €106,311 | €42,524 | €37,333 | €2,814 | ▼ 92.5% |
| Profit (loss) for the period to be appropriated9905 | €148,376 | €106,311 | €42,524 | €37,333 | €2,814 | ▼ 92.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €726,441 | €905,912 | €756,395 | €744,761 | €693,917 | ▼ 6.8% |
| Fixed assets21/28 | €311,518 | €298,802 | €304,095 | €290,779 | €221,290 | ▼ 23.9% |
| Tangible fixed assets22/27 | €311,518 | €298,802 | €304,095 | €288,911 | €221,275 | ▼ 23.4% |
| Land and buildings22 | €3,656 | €3,918 | €5,338 | €7,847 | €9,499 | ▲ 21.0% |
| Plant, machinery and equipment23 | €123,847 | €146,398 | €187,549 | €202,394 | €167,341 | ▼ 17.3% |
| Furniture and vehicles24 | €3,658 | €4,347 | €3,134 | €6,166 | €7,426 | ▲ 20.4% |
| Other tangible fixed assets26 | €180,357 | €144,139 | €108,073 | €72,504 | €37,009 | ▼ 49.0% |
| Financial fixed assets28 | - | - | - | €1,868 | €15 | ▼ 99.2% |
| Current assets29/58 | €414,923 | €607,110 | €452,300 | €453,982 | €472,627 | ▲ 4.1% |
| Stocks and contracts in progress3 | €70,921 | €195,410 | €222,921 | €232,407 | €262,679 | ▲ 13.0% |
| Stocks30/36 | €70,921 | €195,410 | €222,921 | €232,407 | €262,679 | ▲ 13.0% |
| Amounts receivable within one year40/41 | €75,837 | €254,898 | €59,993 | €88,649 | €39,883 | ▼ 55.0% |
| Trade receivables40 | €75,837 | €145,030 | €59,993 | €65,393 | €33,180 | ▼ 49.3% |
| Other amounts receivable41 | - | €109,868 | - | €23,256 | €6,703 | ▼ 71.2% |
| Cash at bank and in hand54/58 | €263,160 | €147,370 | €154,642 | €117,079 | €148,872 | ▲ 27.2% |
| Deferred charges and accrued income490/1 | €5,006 | €9,432 | €14,743 | €15,848 | €21,194 | ▲ 33.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €726,441 | €905,912 | €756,395 | €744,761 | €693,917 | ▼ 6.8% |
| Equity10/15 | €340,129 | €446,440 | €488,964 | €526,297 | €439,305 | ▼ 16.5% |
| Contributions10/11 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Reserves13 | €240,129 | €346,440 | €388,964 | €426,297 | €339,305 | ▼ 20.4% |
| Non-distributable reserves130/1 | €2,340 | €2,340 | - | - | - | - |
| Other1319 | €2,340 | €2,340 | - | - | - | - |
| Distributable reserves133 | €237,790 | €344,101 | €388,964 | €426,297 | €339,305 | ▼ 20.4% |
| Amounts payable17/49 | €386,312 | €459,472 | €267,430 | €218,464 | €254,612 | ▲ 16.5% |
| Amounts payable after more than one year17 | €82,994 | €74,686 | €38,998 | €21,133 | €10,765 | ▼ 49.1% |
| Financial debts170/4 | €82,994 | €74,686 | €38,998 | €21,133 | €10,765 | ▼ 49.1% |
| Amounts payable within one year42/48 | €303,318 | €384,786 | €228,432 | €197,331 | €243,847 | ▲ 23.6% |
| Current portion of amounts payable after more than one year42 | €48,316 | €56,463 | €33,905 | €11,131 | €10,368 | ▼ 6.9% |
| Trade debts44 | €88,902 | €164,779 | €77,249 | €97,228 | €131,934 | ▲ 35.7% |
| Suppliers440/4 | €88,902 | €164,779 | €77,249 | €97,228 | €131,934 | ▲ 35.7% |
| Taxes, remuneration and social security45 | €58,666 | €64,778 | €84,654 | €47,814 | €37,303 | ▼ 22.0% |
| Taxes450/3 | €34,873 | €13,884 | €20,746 | €10,864 | €12,969 | ▲ 19.4% |
| Remuneration and social security454/9 | €23,793 | €50,894 | €63,909 | €36,950 | €24,333 | ▼ 34.1% |
| Other amounts payable47/48 | €107,435 | €98,766 | €32,623 | €41,157 | €64,243 | ▲ 56.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €148,376 | €106,311 | €42,524 | €37,333 | €2,814 | ▼ 92.5% |
| + Depreciation and write-downs630 | €71,607 | €75,562 | €86,918 | €100,935 | €109,670 | ▲ 8.7% |
| Operating cash flow (approximation) | €219,983 | €181,873 | €129,442 | €138,268 | €112,483 | ▼ 18.6% |
| Investment in fixed assets (approximation) | - | -€62,846 | -€92,210 | -€87,619 | -€40,180 | ▲ 54.1% |
| Change in cash | - | -€115,790 | €7,273 | -€37,564 | €31,793 | ▲ 185% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €2,814 ▼92.5%
Net result drops to €2,814, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
31-12
Financial
Equity above €500,000Eq €526,297 ▲7.6%
6 profitable years in a row build equity to €526,297.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 70 days late
2022
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 87 days late
2021
31-12
Financial
Highest result since 2019net €148,376 ▲458%
Operating result €182,185, net result €148,376, both a record.
31-12
Financial
Equity above €200,000Eq €340,129 ▲77.4%
3 profitable years in a row build equity to €340,129.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2016
Ground area
1,626 m²
Building footprint
884 m²
Parcel 71327G0318/00D000, Flanders. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Westpunt BVBA
since 20162.250.882.525
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0318/00D000 | Flanders | 1,626 m² | 1 · 884 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 754 EUR awarded · 754 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 456 EUR | 456 EUR |
| 2023 | 1 | 298 EUR | 298 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteHasselt2.250.882.525
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Of 20,500 companies in this sector we hold annual accounts for 11,468. 6,682 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded07-03-2016
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
56220Contract catering and other food service activities
70200Business and other management consultancy
82300Organisation of conventions and trade shows
93299Other amusement and recreation activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0649701050
Registered
22-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.