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Westpunt

Active
Private limited companyfounded 201610 yrs activeHoogbrugkaai 91, 3500 Hasselt, BelgiumKBO/BCE: BE 0649.701.050
Summary

Westpunt has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €439,305 and a net result of €2,814. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 80% of 4059 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Full-service restaurants
NACE 56111Full-service restaurants NACE 56101
#7 company by staff growth in Hasselt, Accommodation and food service sector1 site
Size
€693,917total assets 2025
Staff
16.8 FTE
Equity
€439,305
Profit
€2,814
Turnover not published (abridged schema)
Financial health
82 Excellent Checked score 2025
Bankruptcy chance 12 m
0.5%
Structure
Accounts filed 31 d late0 of 4 deeds read
Why 82- Latest accounts 31 days late; 1 of the last 3 late- Sector Food and beverage service activities (NACE 56)+ Liquidity: current ratio 1.94, cash €148,872+ Equity €439,305 (63.3% of total assets)Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Better than 56% of its sector peers (NACE 56, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 88-8
equity 63.3% of total assets
Liquidity 61+2
short-term debt 35.1% · cash 21.5%
Profitability 69-6
return on assets 0.4%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.0% (1,614 companies)
Last 19 months 04-2025: 0.6% 05-2025: 0.6%▼ -6.4% vs 04-2025 06-2025: 0.6%▲ +9.0% vs 05-2025 07-2025: 0.7%▲ +9.8% vs 06-2025 08-2025: 0.9%▲ +36.0% vs 07-2025highest value 09-2025: 0.5%▼ -42.7% vs 08-2025 10-2025: 0.5%● 0.0% vs 09-2025 11-2025: 0.5%● 0.0% vs 10-2025 12-2025: 0.5%● 0.0% vs 11-2025 01-2026: 0.5%▼ -1.3% vs 12-2025 02-2026: 0.5%● 0.0% vs 01-2026 03-2026: 0.5%▼ -0.6% vs 02-2026 04-2026: 0.5%▼ -0.4% vs 03-2026 05-2026: 0.5%▼ -0.4% vs 04-2026 06-2026: 0.5%▲ +0.8% vs 05-2026 07-2026: 0.6%▲ +13.8% vs 06-2026 08-2026: 0.8%▲ +42.3% vs 07-2026 09-2026: 0.5%▼ -39.0% vs 08-2026lowest value 10-2026: 0.5%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 1.94, cash €148,872 lowers the probability
  • Latest accounts 31 days late; 1 of the last 3 late raises the probability
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Equity €439,305 (63.3% of total assets) lowers the probability
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 1.94 against 2.3 in 2024; short-term debt: 35.1% and cash: 21.5% of total assets), and 36.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, small). Better than this share of them on solvency 86%, liquidity 71%, profitability 44%, growth against the median 24%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.94, cash €148,872
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Latest accounts 31 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Equity €439,305 (63.3% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
31 d late
2024
26 d late
2023
28 d late
2022
70 d late
2021
87 d late
2020
31 d late
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 35 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet €2,814 ▼92.5%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Company by staff growth in Hasselt, Accommodation and…in the Checked rankings #7 View
  • Positive: Staff rose in 2025from 11.4 FTE to 16.8 FTE ▲ 47.4% View
  • Positive: 7 profitable years in a rowprofit 2025: €2,814 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€693,917
Profit
€2,814
Solvency
63.3%
Total assets▼ 6.8%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2018
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 26-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
07-03-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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