WEST-GROND-INVEST
ActiveWEST-GROND-INVEST has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.60M and a net result of €40k. Equity remains stable across the filed fiscal years (±0.5% per year). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-18
Solvency99▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 3.63 against 2.91 in 2024; short-term debt: 25.4% and cash: 23.5% of total assets), and 25.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.3%
Return on assets
1.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.60M
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-08-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
15 d early
2023
49 d early
2022
48 d early
2021
26 d early
2020
23 d late
2019
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€40k▼ 81.0%
2024 · €212k
2018: €25k
2019: €7k
2020: €59k
2021: €51k
2022: €235k
2023: €45k
2024: €212k
2018 → 2025
Working capital
€1.44M▼ 0.1%
2024 · €1.45M
2018: €1.67M
2019: €1.76M
2020: €1.82M
2021: €1.51M
2022: €1.67M
2023: €1.36M
2024: €1.45M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.67M-€1.90M▲ 14.1%€1.38M▼ 27.3%€1.56M▲ 13.0%€1.60M▲ 2.6%
Operating result€95k-€355k▲ 272%€107k▼ 69.8%€307k▲ 187%€55k▼ 82.2%
Net result€51k-€235k▲ 360%€45k▼ 81.0%€212k▲ 375%€40k▼ 81.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.16M
Fixed assets
€165k=
Current assets
€1.99M▼ 9.6%
Equity and liabilities €2.16M
Equity
€1.60M▲ 2.6%
Debt
€554k▼ 31.3%
The debt ratio falls from 34.0% to 25.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
74.3%▲
2024 · 66.0%
Current ratio
3.63▲
2024 · 2.91
Quick ratio
3.01▲
2024 · 2.26
Debt / equity
0.35▼
2024 · 0.52
ROE
2.5%▼
2024 · 13.6%
ROA
1.9%▼
2024 · 9.0%
Debt
€554k▼
2024 · €806k
Debt ≤ 1 year
€548k▼
2024 · €758k
Income taxes
€19k▼
2024 · €99k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.37M€2.16M▼
Fixed assets21/28€165k€165k=
Financial fixed assets28€165k€165k=
Current assets29/58€2.20M€1.99M▼
Stocks and contracts in progress3€492k€344k▼
Stocks30/36€492k€344k▼
Amounts receivable within one year40/41€617k€691k▲
Other amounts receivable41€617k€691k▲
Current investments50/53-€350k
Cash at bank and in hand54/58€1.03M€506k▼
Deferred charges and accrued income490/1€61k€100k▲
Equity and liabilities
Total equity and liabilities10/49€2.37M€2.16M▼
Equity10/15€1.56M€1.60M▲
Contributions10/11€1.00M€1.00M=
Capital10€1.00M€1.00M=
Issued capital100€1.00M€1.00M=
Reserves13€562k€602k▲
Non-distributable reserves130/1€11k€13k▲
Legal reserve130€11k€13k▲
Distributable reserves133€551k€590k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€806k€554k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€758k€548k▼
Current portion of amounts payable after more than one year42€0-
Financial debts43€200k€0▼
Credit institutions430/8€200k€0▼
Other loans439€0-
Trade debts44€7k€4k▼
Suppliers440/4€7k€4k▼
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€551k€545k▼
Accrued charges and deferred income492/3€48k€6k▼
Income statement
Code20242025
Other operating charges640/8€2k€1k▼
Gross operating margin9900€310k€56k▼
Operating profit (loss)9901€307k€55k▼
Financial income75/76B€63k€46k▼
Recurring financial income75€63k€46k▼
Financial charges65/66B€59k€42k▼
Recurring financial charges65€59k€42k▼
Profit (loss) for the period before taxes9903€312k€59k▼
Income taxes67/77€99k€19k▼
Profit (loss) for the period9904€212k€40k▼
Profit (loss) for the period to be appropriated9905€212k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€212k€40k▼
Transfer from equity791/2€32k€0▼
Transfer to equity691/2€212k€40k▼
To the legal reserve6920€9k€2k▼
To other reserves6921€204k€38k▼
Profit to be distributed694/7€32k€0▼
Return on contributions (dividend)694€32k€0▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 2 days late
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €235k ▲360%
Operating result €355k, net result €235k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 23 days late
2020
18-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €7k ▼69.9%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 17 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lintakkerweg 39800 DeinzeGround area
1,680 m²
Building footprint
282 m²
Volume, LiDAR
911 m³
2 parcels, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
West-Grond-Invest
since 20072.165.143.433
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44006B0741/00P000 | Flanders | 1,361 m² | 1 · 183 m² | 9.5 m · 2 fl. |
| 44006C0283/00B002 | Flanders | 320 m² | 1 · 99 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-04-2007
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.