Turnover
≈ €480,000 estimated
The abbreviated format states no turnover.
Werva
Lifetime
1 annual account with figurespeak €191,759 (2025)
€191,759
peak €75,317 (2025)
€75,317
peak €81,317 (2025)
€81,317
€848,789
Board2 names since 2024
2 directorsVan Tieghem Loes and 1 other
Documentsfilings and deeds
01-07-202630 days before the deadline
2025abbreviated format
1 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€848,789 91% of the balance sheet
Financial debts 61%Suppliers 2%Taxes and wages 1%Other 36%
Of this, €321,657 falls due within a year.
Position in the sector
8.7%
Lower solvency than 86% of companies in human health. Sector median 59.2% · 3,053 companies.
Checked score
91
Excellent
Financially stronger than 26% of micro companies in human health (NACE 86)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 24,192 companies (NACE 86, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 0.3%
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.4%▲ +0.1 percentage points vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026highest value
08-2026: < 0.1%▼ -0.4 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Equity €81,317 (8.7% of total assets)
lowers risk
Sector: Human health activities (NACE 86)
Size: total assets €930,106
Figures for financial year 2025 (filed on 01-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 13% of them on solvency, 41% on liquidity and 24% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,157 companies had the same profile as Werva has now. Each dot stands for 6 companies, two years later.
94.1%
were still trading
2.8%
stopped another way
3.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Werva itself is lower: < 0.1% within 12 months. It rests on far more data about Werva than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,157 companies, not a prediction for Werva. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is insufficient, with a current ratio of 0.71, below 1. Short-term debt is 34.6% and cash 22.4% of total assets. 91.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 3053 sector peers (2025).
NBB · sector comparisonPosition among 3053 sector peers
Solvency
better than 13%
← weakest
strongest →
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- Werbrouck Charlotte 60 sharesdeed of 07-06-2024
- Van Tieghem Loes 60 sharesdeed of 07-06-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1010083566
First establishment
We-Dent, Menenstraat 13, Wevelgem
Incorporation
Founding capital of €6,000, 120 shares · Founders: Werbrouck Charlotte and Van Tieghem Loes · Appointments: Werbrouck Charlotte (director) and Van Tieghem Loes (director) · published on 07-06-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Werva Wevelgem | €0.9m | €191,759 | 8.7% | - |
| ORIS Tienen | €1.2m | €179,723 | 10.8% | - |
| Ayodent Lontzen | €0.8m | €214,250 | 41.9% | - |
| Cabinet Dentaire de la Xhavée Liège | €1.0m | €243,944 | 16.9% | - |
| ORTHOMG Ath | €0.8m | €193,651 | 21.0% | - |
| ARDENTI TANDARTSENPRAKTIJK BV Ninove | €0.9m | €239,824 | 9.5% | - |
| Soludent Bornem | €0.9m | €223,355 | 33.4% | - |
These companies have the same main activity as Werva: dental practice (NACE 86230). They are comparable in size and age: total assets between €753,000 and €1.2m, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 05-06-2024Normal situation
- Activity
- Dental practiceNACE 86230and 3 others
- Establishment unit
- 2.361.662.3648560 Wevelgem, since 02-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €930,106
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 01-07-2026, 30 days before the end of the filing period
Insights on Werva
Werva has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81,317 and a net result of €75,317.
Its solvency ranks better than 13% of 3,053 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Werva
- What is the company number of Werva?
- The company number of Werva is 1010.083.566. The VAT number is the same number with BE in front: BE 1010.083.566.
- Where is Werva based?
- The registered office is at Menenstraat 13, 8560 Wevelgem.Company details
- What does Werva do?
- According to the KBO register, the main activity is dental practice (NACE 86230).
- What is the legal form of Werva?
- Werva is a private limited company (BV).
- When was Werva founded?
- Werva was founded on 05-06-2024.
- Is Werva still active?
- Yes, Werva is an active enterprise in the KBO register.
- How many employees does Werva have?
- Werva had an average of 0.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Werva?
- The turnover in financial year 2025 is ≈ €480,000. This figure is estimated from the gross margin of €191,759 and 31 comparable companies (NACE 86230). It probably lies between €340,000 and €550,000.
- Is Werva profitable?
- In financial year 2025, Werva made a profit of €75,317.
- Where can I find the annual accounts of Werva?
- Werva filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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