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WERNER STEFAN

Active Private limited companyfounded 2018active for 7 yearsKerkstraat 45, 8670 KoksijdeKBO/BCE: BE 0715.970.064 #6 company by total assets in Koksijde, Other services sector

Lifetime

7 annual accounts with figures on one time axis
peak €158,685 (2025)
€158,685▲ 16.7%
peak €59,191 (2025)
€59,191▲ 24.0%
peak €300,596 (2025)
€300,596▲ 24.5%
€74,616▲ 25.4%
Board2 names since 2018
2 directors and 1 other
Documentsfilings and deeds
11-05-202681 days before the deadline
2025micro format
Gross margin from €135,932 to €158,685Equity from €241,405 to €300,596Debts from €59,513 to €74,616

Key points

from the 2025 annual accounts

Equity

€300,596 ▲ 24.5%

WERNER STEFAN has made a profit in every financial year since 2019.

Turnover

≈ €480,000 estimated

The micro format states no turnover.

Staff

1 employees on 31-12-2025
102023222024222025

In 2025, 2 people joined and 2 left.

Filings

7 annual accounts since 2019
AprilJune31 JulyOctober202020222024

The last five annual accounts were filed 65 to 81 days before the end of the period.

Position in the sector

€300,596

More equity than 89% of companies in repair of computers and personal goods. Sector median €46,534 · 3,643 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 26,969 companies had the same profile as WERNER STEFAN has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,969 companies, not a prediction for WERNER STEFAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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Signals

Board and ownership

Director
Director
  • 50 sharesdeed of 20-12-2018
  • 50 sharesdeed of 20-12-2018
Board & ownership

Recent changes

2 directors resigning, 2 reappointments Resignations: WERNER Stefan and · Reappointments: WERNER Stefan (director) and (director) · Director discharge: WERNER Stefan · General meeting of 23-10-2023 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0715970064
New establishment in Veurne Werner Stefan bvba, Koksijdestraat 7
Incorporation Founding capital of €18,600, 100 shares, €6,200 paid up · Founder: · Appointments: WERNER Stefan (manager) and (manager) · published on 20-12-2018 · Gazette deed
All 16 events

Comparable companies

same main activity, similar in size and age
Company
WERNER STEFAN Koksijde €375,211 €158,685 80.1% -
AG PNEU Hannut €361,726 €157,879 71.5% -
SPEED SERVICE GHISLENGHIEN Ath €397,287 €164,188 19.2% 1.6
DEGRAEUWE Sint-Niklaas €386,328 €184,917 37.9% -
B & A CAR Sint-Genesius-Rode €363,696 €164,624 72.4% -
Garage RVG Retie €448,394 €173,315 56.4% -
GARAGE PASCAL DAHM Saint-Vith €438,864 €154,230 2.0% -

These companies have the same main activity as WERNER STEFAN: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €362,000 and €448,000, founded between 2018 and 2020.

Official details

Source: KBO
Status
Active since 18-12-2018Normal situation
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes)NACE 95311and 1 other
Joint committee
112Garages · annual accounts 2025
Establishment units
2.282.844.6198670 Koksijde, since 18-12-2018
2.285.891.5088630 Veurne, since 19-12-2018
Financial year end
31 December
Peppol
Reachable since 30-10-2023
Company details

Annual accounts 2025

€375,211▲ 24.7%
Employeeson 31-12-2025
1=
Filing
Filed on 11-05-2026, 81 days before the end of the filing period
Financials

Insights on WERNER STEFAN

WERNER STEFAN files the micro format. That format states no turnover. The gross margin rose from €39,161 in 2019 to €158,685 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about WERNER STEFAN

What is the company number of WERNER STEFAN?
The company number of WERNER STEFAN is 0715.970.064. The VAT number is the same number with BE in front: BE 0715.970.064.
Where is WERNER STEFAN based?
The registered office is at Kerkstraat 45, 8670 Koksijde.Company details
What does WERNER STEFAN do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of WERNER STEFAN?
WERNER STEFAN is a private limited company (BV).
When was WERNER STEFAN founded?
WERNER STEFAN was founded on 18-12-2018.
Is WERNER STEFAN still active?
Yes, WERNER STEFAN is an active enterprise in the KBO register.
How many employees does WERNER STEFAN have?
WERNER STEFAN had an average of 1.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does WERNER STEFAN fall under?
In its 2025 annual accounts, WERNER STEFAN states joint committee 112 (Garages).
What is the turnover of WERNER STEFAN?
The turnover in financial year 2025 is ≈ €480,000. This figure is estimated from the gross margin of €158,685 and 44 comparable companies (NACE 953). It probably lies between €380,000 and €640,000.
Is WERNER STEFAN profitable?
In financial year 2025, WERNER STEFAN made a profit of €59,191.
Where can I find the annual accounts of WERNER STEFAN?
WERNER STEFAN filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of WERNER STEFAN due?
WERNER STEFAN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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