More equity than 89% of companies in repair of computers and personal goods. Sector median €46,534 · 3,643 companies.
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 26,969 companies had the same profile as WERNER STEFAN has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Micro
5 to 10 years old
solvency 30% or more
a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,969 companies, not a prediction for WERNER STEFAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
2 directors resigning, 2 reappointments
Resignations: WERNER Stefan and Hidden nameVisible after signing in · Reappointments: WERNER Stefan (director) and Name after signing inVisible after signing in (director) · Director discharge: WERNER Stefan · General meeting of 23-10-2023 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0715970064
New establishment in Veurne
Werner Stefan bvba, Koksijdestraat 7
Incorporation
Founding capital of €18,600, 100 shares, €6,200 paid up · Founder: Name hiddenVisible after signing in · Appointments: WERNER Stefan (manager) and Hidden nameVisible after signing in (manager) · published on 20-12-2018 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as WERNER STEFAN: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €362,000 and €448,000, founded between 2018 and 2020.
The company number of WERNER STEFAN is 0715.970.064. The VAT number is the same number with BE in front: BE 0715.970.064.
Where is WERNER STEFAN based?
The registered office is at Kerkstraat 45, 8670 Koksijde.Company details
What does WERNER STEFAN do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of WERNER STEFAN?
WERNER STEFAN is a private limited company (BV).
When was WERNER STEFAN founded?
WERNER STEFAN was founded on 18-12-2018.
Is WERNER STEFAN still active?
Yes, WERNER STEFAN is an active enterprise in the KBO register.
How many employees does WERNER STEFAN have?
WERNER STEFAN had an average of 1.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does WERNER STEFAN fall under?
In its 2025 annual accounts, WERNER STEFAN states joint committee 112 (Garages).
What is the turnover of WERNER STEFAN?
The turnover in financial year 2025 is ≈ €480,000. This figure is estimated from the gross margin of €158,685 and 44 comparable companies (NACE 953). It probably lies between €380,000 and €640,000.
Is WERNER STEFAN profitable?
In financial year 2025, WERNER STEFAN made a profit of €59,191.
Where can I find the annual accounts of WERNER STEFAN?
WERNER STEFAN filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of WERNER STEFAN due?
WERNER STEFAN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline