Financials
- Financial year
- 2025
- Total assets
- €21.5m
- Profit
- €213,192
- Solvency
- 82.1%
Total assets▲ 22.6%
Net result
20182025
WEREC FINANCE
ActiveSummary
WEREC FINANCE has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17.6m and a net result of €213,192. Equity remains stable across the filed financial years (±0% per year). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
“L'octroi de prêts,avances,garanties et sûretés mobilières aux sociétés et entreprises” (deed in French)
From the articles, 8 activitiesNo NACE code in the KBO yet1 site
Size
€21.5mtotal assets 2025
- Equity
- €17.6m
- Profit
- €213,192
Structure
- Parent
- ZIAPLENT CHRISTIANSUND SG · 99.99%
- Board
- 4 members
Auditor: C² REVISEURS & ASSOCIES2025 accounts 10 days early4 of 18 deeds summarised
Why 91raises risk1 change of registered office in 24 monthsLiquidity: current ratio 36.30, cash €243,024lowers riskSize: total assets €21.5mFigures for financial year 2025 (filed 21-07-2026)Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 63% of its sector peers (no NACE code, medium-sized)
Financial strength · tick = 2024
Strong
Solvency
100=
equity 82.1% of total assets
Liquidity
51=
short-term debt 1.9% · cash 1.1%
Profitability
40=
return on assets 1.0%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%lowest value
12-2024: < 0.1%● unchanged vs 11-2024lowest value
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: 0.2%▲ +0.2 percentage points vs 04-2025
06-2025: 0.3%▲ +0.1 percentage points vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.2%▼ -0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.3%▲ +0.1 percentage points vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.4%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.2%▼ -0.2 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €1,600,000 on 30-day terms is acceptable
Liquidity ample (current ratio 36.3, above the usual 1.5; short-term debt: 1.9% and cash: 1.1% of total assets), and 17.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, medium-sized): better than 74% on solvency, 68% on liquidity, 55% on profitability and 53% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 days early
2024
1 day early
2023
75 days early
2022
33 days early
2021
54 days early
2020
78 days early
2019
19 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 33 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · full…
- Annual accounts filedfinancial year 2024 · full…
- Registered officeRegistered-office move · Director in…
Key points
By topic
Board & ownership
- Board
- 4 members
- Parent
- ZIAPLENT CHRISTIANSUND SG · 99.99%
- Known shareholders
- 100%
- Auditor
- C² REVISEURS & ASSOCIES
- DE RAMON-LACA CLAUSEN Sofia SaraDirector
- FERNANDEZ IGLESIAS GonzaloDirector
- LAPALICEDirector
- SMITH MORRONDO CarlosDirector
Network & group
- Group
- ZIAPLENT TRIER SG SCA
- Connected companies
- 2
Timeline
- Events
- 25
- Since
- 2009
- Next accounts
- by 31-07-2027
- 17-05-2024Annual accounts filed
- 09-02-2024Capital & shares
- 31-12-2023Back to profit
Company details
- Sites
- 1
- Legal form
- Public limited company
- Founded
- 24-01-2008
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 41
- Purpose
- “L'octroi de prêts,avances,garanties et sûretés mobilières aux sociétés et entreprises…” (deed in French)
Key facts about WEREC FINANCE
- What is the company number of WEREC FINANCE?
- 0895.199.736. In Belgium the VAT number is the company number with BE in front: BE 0895.199.736.
- Where is WEREC FINANCE based?
- The registered office is at Kunstlaan 1-9, 1210 Sint-Joost-ten-Node.Company details
- What is the legal form of WEREC FINANCE?
- Public limited company (NV).
- When was WEREC FINANCE founded?
- On 24-01-2008.
- Is WEREC FINANCE still active?
- Yes, WEREC FINANCE is an active enterprise in the KBO register.
- What is the turnover of WEREC FINANCE?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is WEREC FINANCE profitable?
- In financial year 2025, WEREC FINANCE made a profit of €213,192.
- Where can I find the annual accounts of WEREC FINANCE?
- WEREC FINANCE filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of WEREC FINANCE due?
- By 31-07-2027, for financial year 2026.Timeline
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