Skip to content

WEndows

Active
Private limited companyfounded 20241 yr activeRue de l'Industrie 22, 1400 Nivelles, BelgiumKBO/BCE: BE 1015.718.177
Summary

The computed 12-month bankruptcy probability of WEndows is 1.6% (moderate). The 2025 annual accounts show equity of €16,489 and a net result of €2,444. Its solvency ranks better than 11% of 28254 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability70▲+7
Solvency30▼-8
Growth52
Track record82
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.42 against 1.05 in 2024; short-term debt: 58.2% and cash: 46.9% of total assets), and 94.5% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
5.5%
Return on assets
0.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 28254 sector peers (2025).
NBB · sector comparison
Position among 28254 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2024
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 29 October 2024, WEndows was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€16,489▲ 17.4%
2024 · €14,045
Total assets
€302,070▲ 175%
2024 · €109,921
Net result
€2,444▼ 77.9%
2024 · €11,045
Working capital
€74,618▲ 1,381%
2024 · €5,039
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€14,731-€3,597▼ 75.6%
Net result€11,045within the sector's middle half-€2,444within the sector's middle half▼ 77.9%
Equity€14,045below the sector's middle half-€16,489below the sector's middle half▲ 17.4%
Total assets€109,921within the sector's middle half-€302,070within the sector's middle half▲ 175%
Debt€95,877-€285,581▲ 198%
Working capital€5,039within the sector's middle half-€74,618within the sector's middle half▲ 1,381%
Solvency12.8%below the sector's middle half-5.5%below the sector's middle half▼ 7.3pp
Current ratio1.05below the sector's middle half-1.42within the sector's middle half▲ 0.37
Return on assets (ROA)10.0%within the sector's middle half-0.8%within the sector's middle half▼ 9.2pp
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5,000€10,000€15,000Operating result 2024: €14,731€14,731Net result 2024: €11,045€11,045Operating result 2025: €3,597€3,597Net result 2025: €2,444€2,44420242025€0€5,000€10,000€15,000Operating result 2024: €14,731€14,700Net result 2024: €11,045€11,000Operating result 2025: €3,597€3,600Net result 2025: €2,444€2,44020242025
The operating result falls in 2025; 2025 is 76% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €302,070
Fixed assets €51,607 ▲ 539%
Current assets €250,463 ▲ 148%
Equity and liabilities €302,070
Equity €16,489 ▲ 17.4%
Debt €285,581 ▲ 198%
Debt's share of the balance-sheet total rises from 87.2% to 94.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€4,553
Cash flow
€3,400
Debt to equity
17.32▲
2024 · 6.83
ROE
14.8%▼
2024 · 78.6%
Interest coverage
24.44
Debt ≤ 1 year
€175,845▲
2024 · €95,877
Income taxes
€977▼
2024 · €3,682
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 514 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
1.6% went bankrupt
1.2% stopped otherwise
97% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 514 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€109,921€302,070▲
Formation expenses20€932€0▼
Fixed assets21/28€8,074€51,607▲
Tangible fixed assets22/27-€43,533
Other tangible fixed assets26-€43,533
Financial fixed assets28€8,074€8,074=
Current assets29/58€100,915€250,463▲
Amounts receivable within one year40/41€64,200€99,731▲
Trade receivables40€64,200€79,588▲
Other amounts receivable41-€20,143
Cash at bank and in hand54/58€36,715€141,811▲
Deferred charges and accrued income490/1-€8,922
Equity and liabilities
Total equity and liabilities10/49€109,921€302,070▲
Equity10/15€14,045€16,489▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€11,045€13,489▲
Amounts payable17/49€95,877€285,581▲
Amounts payable within one year42/48€95,877€175,845▲
Trade debts44€84,121€162,328▲
Suppliers440/4€84,121€162,328▲
Taxes, remuneration and social security45€3,682€5,443▲
Taxes450/3€3,682€5,443▲
Other amounts payable47/48€8,074€8,074=
Accrued charges and deferred income492/3-€109,736
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€956
Gross operating margin9900€14,731€4,553▼
Operating profit (loss)9901€14,731€3,597▼
Financial income75/76B-€10
Recurring financial income75-€10
Financial charges65/66B€4€186▲
Recurring financial charges65€4€186▲
Profit (loss) for the period before taxes9903€14,727€3,421▼
Income taxes67/77€3,682€977▼
Profit (loss) for the period9904€11,045€2,444▼
Profit (loss) for the period to be appropriated9905€11,045€2,444▼
Appropriation of the result
Profit (loss) to be appropriated9906€11,045€13,489▲
Profit (loss) brought forward from the previous period14P-€11,045

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€956-
Gross operating margin9900€14,731€4,553▼ 69.1%
Operating profit (loss)9901€14,731€3,597▼ 75.6%
Financial income75/76B-€10-
Recurring financial income75-€10-
Financial charges65/66B€4€186▲ 4,558%
Recurring financial charges65€4€186▲ 4,558%
Profit (loss) for the period before taxes9903€14,727€3,421▼ 76.8%
Income taxes67/77€3,682€977▼ 73.5%
Profit (loss) for the period9904€11,045€2,444▼ 77.9%
Profit (loss) for the period to be appropriated9905€11,045€2,444▼ 77.9%
Line20242025Change
Assets
Total assets20/58€109,921€302,070▲ 175%
Formation expenses20€932€0▼ 100%
Fixed assets21/28€8,074€51,607▲ 539%
Tangible fixed assets22/27-€43,533-
Other tangible fixed assets26-€43,533-
Financial fixed assets28€8,074€8,074=
Current assets29/58€100,915€250,463▲ 148%
Amounts receivable within one year40/41€64,200€99,731▲ 55.3%
Trade receivables40€64,200€79,588▲ 24.0%
Other amounts receivable41-€20,143-
Cash at bank and in hand54/58€36,715€141,811▲ 286%
Deferred charges and accrued income490/1-€8,922-
Equity and liabilities
Total equity and liabilities10/49€109,921€302,070▲ 175%
Equity10/15€14,045€16,489▲ 17.4%
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€11,045€13,489▲ 22.1%
Amounts payable17/49€95,877€285,581▲ 198%
Amounts payable within one year42/48€95,877€175,845▲ 83.4%
Trade debts44€84,121€162,328▲ 93.0%
Suppliers440/4€84,121€162,328▲ 93.0%
Taxes, remuneration and social security45€3,682€5,443▲ 47.8%
Taxes450/3€3,682€5,443▲ 47.8%
Other amounts payable47/48€8,074€8,074=
Accrued charges and deferred income492/3-€109,736-
Line20242025Change
Profit (loss) for the period9904€11,045€2,444▼ 77.9%
+ Depreciation and write-downs630-€956-
Operating cash flow (approximation)€11,045€3,400▼ 69.2%
Investment in fixed assets (approximation)--€44,489-
Change in cash-€105,095-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
04-08
State Gazette act Resignation: A&F PROCONCEPT (director)
Director discharge · Shareholding8 facts ▸
  • General meeting, 16-07-2026
  • Director in office, Thomas Stienlet (président de séance)
  • Other statement, 16-07-2026, désigné comme secrétaire de séance
  • Director resignation, A&F PROCONCEPT (director)
  • General meeting, 12-11-2025
  • Director discharge, A&F PROCONCEPT (director)
  • Other statement, 16-07-2026
  • Shareholding, toutes les actions présentes ou représentées, 16-07-2026
2025
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
State Gazette actNBB filing
1 of 3 acts read
About the unread acts

Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
no sitting director, last change in 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Nivelles
exact location from the address register On OpenStreetMap
Ground area
1.2 ha
Building footprint
7,329 m²
Parcel 25782C0669/00L000, Wallonia. Linked by address, not a title deed.
17 companies at this address See who is registered here
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25782C0669/00L000 Wallonia 1.2 ha 1 · 7,329 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2025, 0 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
A&F PROCONCEPT
  • Director, until 21-10-2025
See the board, name and seat on a given date →

Articles of association

Other statement
One provision in the deed

Structure & network

Connections & network

No current directors or connected companies found in the register.

Capital and shareholders

Shareholders according to the acts
Stated in the act act of 04-08-2026 ↗
  • A&F PROCONCEPT 100 shares · 100%

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Similar companies · same sector, comparable size

Of 15,521 companies in sector 43990 we hold annual accounts for 7,423. 4,926 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
46130Agents in the wholesale of timber and building materials
E-invoicing
Reachable via Peppol
Peppol ID 0208:1015718177
Registered 26-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.