WELL BEING
ActiveSummary
WELL BEING has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €221k and a net result of €179k. Equity is shrinking by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 84% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+67
Solvency100▲+30
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 4.58 against 0.84 in 2024; short-term debt: 17.3% and cash: 21.6% of total assets), and 24.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.9%
Return on assets
61.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €221k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
17 d early
2023
13 d early
2022
12 d early
2021
53 d early
2020
20 d late
2019
45 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€221k▲ 243%
2024 · €64k
2018: €121k
2019: €105k
2020: €91k
2021: €81k
2022: €84k
2023: €73k
2024: €64k
2018 → 2025
Total assets
€291k▲ 101%
2024 · €145k
2018: €446k
2019: €406k
2020: €296k
2021: €261k
2022: €245k
2023: €199k
2024: €145k
2018 → 2025
Net result
€179k
2024 · €-8k
2018: €24k
2019: €-15k
2020: €-13k
2021: €-10k
2022: €5k
2023: €-10k
2024: €-8k
2018 → 2025
Working capital
€181k
2024 · €-7k
2018: €53k
2019: €36k
2020: €31k
2021: €23k
2022: €24k
2023: €9k
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€84k▲ 4.5%€73k▼ 12.7%€64k▼ 12.4%€221k▲ 243%
Operating result€-3k-€10k€-5k€-4k▲ 25.7%€250k
Net result€-10k-€5k€-10k€-8k▲ 16.6%€179k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €250k after a loss of €4k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €291k
Fixed assets
€60k ▼ 45.7%
Current assets
€231k ▲ 594%
Equity and liabilities €291k
Equity
€221k ▲ 243%
Debt
€70k ▼ 12.3%
Debt's share of the balance-sheet total falls from 55.4% to 24.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€260k▲
2024 · €13k
Cash flow
€189k▲
2024 · €9k
Current ratio
4.58▲
2024 · 0.84
Quick ratio
4.49▲
2024 · 0.49
Debt to equity
0.32▼
2024 · 1.24
ROE
80.8%▲
2024 · -12.5%
ROA
61.3%▲
2024 · -5.6%
Interest coverage
59.83▲
2024 · 2.50
Debt ≤ 1 year
€50k▲
2024 · €40k
Debt > 1 year
€20k▼
2024 · €40k
Income taxes
€68k▲
2024 · €3
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€145k€291k▲
Formation expenses20€423-
Fixed assets21/28€111k€60k▼
Tangible fixed assets22/27€111k€60k▼
Land and buildings22€108k€57k▼
Plant, machinery and equipment23€2k€905▼
Furniture and vehicles24€2k€2k▲
Current assets29/58€33k€231k▲
Stocks and contracts in progress3€14k€5k▼
Stocks30/36€14k€5k▼
Amounts receivable within one year40/41€4k€2k▼
Trade receivables40€212€2k▲
Other amounts receivable41€4k-
Current investments50/53-€150k
Cash at bank and in hand54/58€481€63k▲
Deferred charges and accrued income490/1€15k€12k▼
Equity and liabilities
Total equity and liabilities10/49€145k€291k▲
Equity10/15€64k€221k▲
Contributions10/11€20k€20k=
Reserves13€34k€192k▲
Distributable reserves133€34k€192k▲
Investment grants15€10k€8k▼
Amounts payable17/49€80k€70k▼
Amounts payable after more than one year17€40k€20k▼
Financial debts170/4€40k€20k▼
Amounts payable within one year42/48€40k€50k▲
Current portion of amounts payable after more than one year42€24k€11k▼
Financial debts43€6k-
Credit institutions430/8€6k-
Trade debts44€456€910▲
Suppliers440/4€456€910▲
Taxes, remuneration and social security45€2k€17k▲
Taxes450/3€2k€17k▲
Other amounts payable47/48€8k€22k▲
Accrued charges and deferred income492/3-€93
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€10k▼
Other operating charges640/8€6k€5k▼
Gross operating margin9900€19k€264k▲
Operating profit (loss)9901€-4k€250k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-8k€247k▲
Income taxes67/77€3€68k▲
Profit (loss) for the period9904€-8k€179k▲
Profit (loss) for the period to be appropriated9905€-8k€179k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€179k▲
Profit (loss) brought forward from the previous period14P€471-
Transfer from equity791/2€8k-
Transfer to equity691/2-€158k
To other reserves6921-€158k
Profit to be distributed694/7-€21k
Directors or managers695-€21k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €179k
Net result €179k after 2 loss-making years.
31-12
Financial
Liquidity times 5current ratio 4.58
Current ratio from 0.84 to 4.58.
31-12
Financial
Equity above €200kEq €221k ▲243%
Equity rises from €64k to €221k.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €5k
Net result €5k after 3 loss-making years.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
Show earlier events
16-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 77 days late
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vielsalm · 1 establishment unit since 2005
Ground area
1,524 m²
Building footprint
244 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
WELL BEING
since 20052.147.613.157
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82032D0125/00C000 | Wallonia | 1,237 m² | 1 · 153 m² | - |
| 82032E0178/00T000 | Wallonia | 287 m² | 1 · 91 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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HOF TEN DORMAAL
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REMONI
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Of 3,233 companies in sector 47781 we hold annual accounts for 744. 561 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-05-2005
Fiscal year end31-12
Activities, NACEBEL 2025
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47559Retail sale of other household articles
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:jeromemalevez_5@hotmail.com
Phone:080/215327
Fax:080/215327