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WeHave

Active
Private limited companyfounded 20233 yrs activeKattestraat(OPP) 26, 2890 Puurs-Sint-Amands, BelgiumKBO/BCE: BE 0795.870.053
Summary

The computed 12-month bankruptcy probability of WeHave is 3.1% (moderate). The 2025 annual accounts show negative equity (-€134,773) and a net result of -€400,475. Equity is shrinking by ~42.5% per year across the filed fiscal years. Its solvency ranks better than 10% of 11472 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.92 against 72.35 in 2024; short-term debt: 33.2% and cash: 67.2% of total assets), but equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-76.2%
Return on assets
-226.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€134,773
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
49 d early
2024
17 d early
2023
40 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 9 January 2023, WeHave was incorporated as a Private limited company.1 Total assets went from EUR 111,277 in 2023 to EUR 176,800 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€134,773▼ 13.0%
2024 · -€119,238
Total assets
€176,800▲ 718%
2024 · €21,624
Net result
-€400,475▼ 366%
2024 · -€85,865
Working capital
€112,845▲ 621%
2024 · €15,649
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€65,909--€84,644▼ 28.4%-€399,335▼ 372%
Net result-€63,674--€85,865▼ 34.9%-€400,475▼ 366%
Equity-€33,374--€119,238▼ 257%-€134,773▼ 13.0%
Total assets€111,277-€21,624▼ 80.6%€176,800▲ 718%
Debt€144,651-€140,863▼ 2.6%€311,574▲ 121%
Working capital€106,032-€15,649▼ 85.2%€112,845▲ 621%
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
  • 2025 Net result -366%, Total assets +718% on 2024. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
-€600,000-€400,000-€200,000€0Operating result 2023: -€65,909-€65,909Net result 2023: -€63,674-€63,674Operating result 2024: -€84,644-€84,644Net result 2024: -€85,865-€85,865Operating result 2025: -€399,335-€399,335Net result 2025: -€400,475-€400,475202320242025-€600,000-€400,000-€200,000€0Operating result 2023: -€65,909-€65,900Net result 2023: -€63,674-€63,700Operating result 2024: -€84,644-€84,600Net result 2024: -€85,865-€85,900Operating result 2025: -€399,335-€399,000Net result 2025: -€400,475-€400,000202320242025
The operating result stays negative: a loss of €399,335 in 2025 against €84,644 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €176,800
Fixed assets €5,273 ▼ 8.4%
Current assets €171,527 ▲ 981%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€398,852▼
2024 · -€84,162
Cash flow
-€399,991▼
2024 · -€85,383
Solvency
-76.2%▲
2024 · -551.4%
Current ratio
2.92▼
2024 · 72.35
Debt to equity
-2.31▼
2024 · -1.18
ROA
-226.5%▲
2024 · -397.1%
Interest coverage
-239.09▼
2024 · -67.10
Debt ≤ 1 year
€58,682▲
2024 · €219
Debt > 1 year
€238,697▲
2024 · €140,643
Staff costs
€26,630
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.4% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€21,624€176,800▲
Fixed assets21/28€5,756€5,273▼
Tangible fixed assets22/27€756€273▼
Furniture and vehicles24€756€273▼
Financial fixed assets28€5,000€5,000=
Current assets29/58€15,868€171,527▲
Amounts receivable within one year40/41€2,855€51,517▲
Trade receivables40-€32,171
Other amounts receivable41€2,855€19,347▲
Current investments50/53€4,930-
Cash at bank and in hand54/58€7,315€118,851▲
Deferred charges and accrued income490/1€768€1,158▲
Equity and liabilities
Total equity and liabilities10/49€21,624€176,800▲
Equity10/15-€119,238-€134,773▼
Contributions10/11€30,300€415,239▲
Profit (loss) carried forward14-€149,538-€550,013▼
Amounts payable17/49€140,863€311,574▲
Amounts payable after more than one year17€140,643€238,697▲
Financial debts170/4€140,643€238,697▲
Amounts payable within one year42/48€219€58,682▲
Current portion of amounts payable after more than one year42-€1,946
Trade debts44€219€56,736▲
Suppliers440/4€219€56,736▲
Taxes, remuneration and social security45-€0
Taxes450/3-€0
Accrued charges and deferred income492/3-€14,194
Income statement Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62-€26,630
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€481€483▲
Other operating charges640/8€577€1,136▲
Gross operating margin9900-€83,586-€371,086▼
Operating profit (loss)9901-€84,644-€399,335▼
Financial income75/76B€33€529▲
Recurring financial income75€33€529▲
Financial charges65/66B€1,254€1,668▲
Recurring financial charges65€1,254€1,668▲
Profit (loss) for the period before taxes9903-€85,865-€400,475▼
Profit (loss) for the period9904-€85,865-€400,475▼
Profit (loss) for the period to be appropriated9905-€85,865-€400,475▼
Appropriation of the result
Profit (loss) to be appropriated9906-€149,538-€550,013▼
Profit (loss) brought forward from the previous period14P-€63,674-€149,538▼

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Non-recurring operating income76A€3,333€0--
Remuneration, social security and pensions62--€26,630-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€206€481€483▲ 0.4%
Other operating charges640/8€1,087€577€1,136▲ 97.0%
Gross operating margin9900-€64,615-€83,586-€371,086▼ 344%
Operating profit (loss)9901-€65,909-€84,644-€399,335▼ 372%
Financial income75/76B€2,540€33€529▲ 1,489%
Recurring financial income75€2,540€33€529▲ 1,489%
Financial charges65/66B€305€1,254€1,668▲ 33.0%
Recurring financial charges65€305€1,254€1,668▲ 33.0%
Profit (loss) for the period before taxes9903-€63,674-€85,865-€400,475▼ 366%
Profit (loss) for the period9904-€63,674-€85,865-€400,475▼ 366%
Profit (loss) for the period to be appropriated9905-€63,674-€85,865-€400,475▼ 366%
Line202320242025Change
Assets
Total assets20/58€111,277€21,624€176,800▲ 718%
Fixed assets21/28€1,238€5,756€5,273▼ 8.4%
Tangible fixed assets22/27€1,238€756€273▼ 63.9%
Furniture and vehicles24€1,238€756€273▼ 63.9%
Financial fixed assets28-€5,000€5,000=
Current assets29/58€110,040€15,868€171,527▲ 981%
Amounts receivable within one year40/41€16,610€2,855€51,517▲ 1,704%
Trade receivables40--€32,171-
Other amounts receivable41€16,610€2,855€19,347▲ 578%
Current investments50/53-€4,930--
Cash at bank and in hand54/58€93,244€7,315€118,851▲ 1,525%
Deferred charges and accrued income490/1€186€768€1,158▲ 50.9%
Equity and liabilities
Total equity and liabilities10/49€111,277€21,624€176,800▲ 718%
Equity10/15-€33,374-€119,238-€134,773▼ 13.0%
Contributions10/11€30,300€30,300€415,239▲ 1,270%
Profit (loss) carried forward14-€63,674-€149,538-€550,013▼ 268%
Amounts payable17/49€144,651€140,863€311,574▲ 121%
Amounts payable after more than one year17€140,643€140,643€238,697▲ 69.7%
Financial debts170/4€140,643€140,643€238,697▲ 69.7%
Amounts payable within one year42/48€4,007€219€58,682▲ 26,658%
Current portion of amounts payable after more than one year42--€1,946-
Trade debts44€4,007€219€56,736▲ 25,770%
Suppliers440/4€4,007€219€56,736▲ 25,770%
Taxes, remuneration and social security45--€0-
Taxes450/3--€0-
Accrued charges and deferred income492/3--€14,194-
Line202320242025Change
Profit (loss) for the period9904-€63,674-€85,865-€400,475▼ 366%
+ Depreciation and write-downs630€206€481€483▲ 0.4%
Operating cash flow (approximation)-€63,467-€85,383-€399,991▼ 368%
Investment in fixed assets (approximation)--€5,000€0▲ 100%
Change in cash--€85,929€111,536▲ 230%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
03-09
State Gazette act General meeting · Dissolution
Declaration · Director resignation
12-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet -€400,475
Net result drops to -€400,475, the lowest in the series.
14-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity triplescurrent ratio 72.35
Current ratio from 27.46 to 72.35; short-term debt falls from €4,007 to €219.
21-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
383 m²
Building footprint
117 m²
Volume, LiDAR
627 m³
Parcel 12028A0202/00H003, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
WeHave
Kattestraat(OPP) 26, 2890 Puurs-Sint-AmandsNACE 45113
since 20232.339.783.718
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12028A0202/00H003 Flanders 383 m² 1 · 117 m² 10.2 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Public money · subsidies and aid

Flemish government

2023 to 2025 · 6 entries · 425,632 EUR awarded · 67,625 EUR paid
Year Entries awardedpaid
2025 2 362,507 EUR4,500 EUR
2024 1 750 EUR750 EUR
2023 3 62,375 EUR62,375 EUR
Schemes
1 entry · 358,007 EUR · Fonds voor Innoveren en Ondernemen
1 entry · 50,000 EUR · 50,000 EUR paid · Fonds voor Innoveren en Ondernemen
1 entry · 9,000 EUR · 9,000 EUR paid · Vlaams Agentschap voor Internationaal Ondernemen
3 entries · 8,625 EUR · 8,625 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 6,147 companies in sector 46190 we hold annual accounts for 2,570. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
62100Computer programming
47811Retail sale of cars and light vans (up to 3.5 tonnes)
52100Warehousing and storage
82990Other business support services
90391Promotion and organisation of arts and performing arts events
E-invoicing
Reachable via Peppol
Peppol ID 0208:0795870053
Also 9925:BE0795870053
Registered 11-09-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.