Starting capital
€1,000 1,000 shares
WeFive
Overview
Lifetime
1 annual account with figurespeak -€305 (2025)
-€305
lowest -€1,091 (2025)
-€1,091
peak €409 (2025)
€409
€1,335
Board1 name since 2024
1 directorKABIMBI NGOY Rudy Baudouin
Documentsfilings and deeds
06-07-202625 days before the deadline
2025financial year
Loss of €1,091First year with figures
Key points
from the 2025 annual accountsPosition in the sector
€409
Less equity than 83% of companies in computer programming and consultancy. Sector median €432,608 · 1,691 companies.
Checked score
54
Fair
Financially stronger than 24% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 0.4%
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.5%▲ +0.1 percentage points vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026highest value
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.1%▼ -0.4 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Loss of €1,091 (financial year 2025)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €1,744
Liquidity: current ratio 1.04, cash €703
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 24% of them on solvency, 41% on liquidity and 5% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,207 companies had the same profile as WeFive has now. Each dot stands for 4 companies, two years later.
90.1%
were still trading
4.6%
stopped another way
4.6%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of WeFive itself is lower: 0.1% within 12 months. It rests on far more data about WeFive than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,207 companies, not a prediction for WeFive. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
The balance sheet total is too small for a liquidity verdict.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
25 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1014128763
Incorporation
Founding capital of €1,000, 1,000 shares · Founder: KABIMBI NGOY Rudy Baudouin · Appointment: KABIMBI NGOY Rudy Baudouin (director) · published on 27-09-2024 · Gazette deed
First establishment
WE5, Rue Auguste Lannoye 39, Mont-Saint-Guibert
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| WeFive Mont-Saint-Guibert | €1,744 | -€305 | 23.4% | - |
| BuildingBone Sint-Niklaas | €1,787 | -€3,336 | -232.4% | - |
| SIMPLE DAYS Woluwe-Saint-Lambert | €1,778 | -€11,190 | -345.3% | - |
| DevNation Grez-Doiceau | €2,337 | -€12,738 | -543.2% | - |
| iA4UP Nivelles | €1,528 | -€3,161 | -54.5% | - |
| SYNAPSES Uccle | €1,953 | -€1,446 | 65.4% | - |
| Smart For You Herent | €1,498 | -€2,392 | -159.8% | - |
These companies have the same main activity as WeFive: computer programming (NACE 62100). They are comparable in size and age: total assets between €1,500 and €2,340, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 25-09-2024Normal situation
- Activity
- Computer programmingNACE 62100and 1 other
- Establishment unit
- 2.364.839.8081435 Mont-Saint-Guibert, since 25-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 18-11-2025
Annual accounts 2025
- -€305
- €1,091
- €409
- €1,744
- Filing
- Filed on 06-07-2026, 25 days before the end of the filing period
Insights on WeFive
The annual accounts of WeFive for financial year 2025 show a net loss of 63% of total assets. The 2025 annual accounts show equity of €409 and a net result of -€1,091.
Its solvency ranks better than 36% of 1,691 sector peers (NACE 62, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
full format, filed on 06-07-2026, 25 days before the deadline-€305
-€1,092
-€1,091
€57
-
-
Turnover: not included in this filing.
Balance sheet
balance sheet total €1,744 on 31-12-2025What the company ownsHow it is paid for
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
1,744 | |
21/28 |
352 | |
21 |
352 | |
29/58 |
1,392 | |
40/41 |
689 | |
41 |
689 | |
54/58 |
703 | |
| Balance sheet: equity and liabilities | ||
10/49 |
1,744 | |
10/15 |
409 | |
10/11 |
1,500 | |
10 |
1,500 | |
100 |
1,500 | |
14 |
-1,091 | |
17/49 |
1,335 | |
42/48 |
1,335 | |
47/48 |
1,335 | |
| Income statement | ||
9900 |
-305 | |
640/8 |
787 | |
9901 |
-1,092 | |
75/76B |
0 | |
75 |
0 | |
9903 |
-1,091 | |
9904 |
-1,091 | |
9905 |
-1,091 | |
| Appropriation of the result | ||
9906 |
-1,091 | |
| Document | ||
The notes to these accounts have 2 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 06-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | full format | 06-07-2026 | 2026-00256377 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 352 | ||
| 57 |
EBIT margin: not included in this filing.
The ratios are withheld because a balance sheet total of €1,744 is too small for a meaningful ratio.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Intangible fixed assets | €352 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on WeFive
Debt's share of the balance-sheet total is 76.6%.
Board & ownership
Board
1 director, since incorporation- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Chaque administrateur représente la société à l'égard des tiers et en justice, soit en demandant, soit en défendant. Il peut déléguer des…”deed of 27-09-2024
Mandates through the years
1 name, the dashed line is todayKABIMBI NGOY Rudy Baudouin
Director
Director
Board
Mandates as a list
- KABIMBI NGOY Rudy Baudouin
- Director, from 25-09-2024 to date
Control
Capital
- Contribution
- €1,500
- Shares
- 1,000
- Contribution per share
- €1.50
- Equity per share
- €0.41 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 27-09-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Les actions nouvelles à souscrire en numéraire doivent être offertes par préférence aux actionnaires existants, proportionnellement au…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Tuesday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Shareholders
At incorporation
deed of 27-09-2024 ↗
- KABIMBI NGOY Rudy Baudouin 1,000 shares (100%) · €1,000 in cash
Network & group
No group
WeFive has no parent and no holdings in its annual accounts. KABIMBI NGOY Rudy Baudouin is the only director. WeFive shares no director with another company.
At the same address
Rue Auguste Lannoye 39, 1435 Mont-Saint-Guibert · 2 other companies| KABIMBI
registered office since 18-10-2013 · founded in 2013 |
total assets €158,004 (2025) 0540.956.924 |
| OPEN MIND & STRATEGY
registered office since 09-11-2010 · founded in 2010 · negative equity (2025) |
total assets €205 (2025) 0830.993.159 |
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBfull format · 25 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1014128763
2024
IncorporationFounding capital of €1,000, 1,000 shares · Founder: KABIMBI NGOY Rudy Baudouin · Appointment: KABIMBI NGOY Rudy Baudouin (director) · published on 27-09-20246 points ▸
- Founder, KABIMBI NGOY Rudy Baudouin
- Founding capital, €1,000, 1,000 shares
- Capital, €1,000, 1,000 shares
- Director appointment, KABIMBI NGOY Rudy Baudouin
- Permanent representative, KABIMBI NGOY Rudy Baudouin
- Power of attorney, KABIMBI NGOY Rudy Baudouin
- The deed holds 6 more points.
First establishment WE5, Rue Auguste Lannoye 39, Mont-Saint-Guibert
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1014.128.763
- VAT number
- BE 1014.128.763
- Peppol ID
- 0208:1014128763
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 25-09-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Tuesday of June at 18:00deed of 27-09-2024 (in French)
- Peppol
- Reachable since 18-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- WeFive in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 27-09-2024 (in French)
Activities
NACEBEL 202562100
Computer programming main activity
Codes under NACEBEL 2008
62010
Computer programming, consultancy and related activities main activity
93110
Operation of sports facilities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Conception, développement, vente, distribution, intégration, et maintenance de logiciels, d'applications web, mobiles, et de solutions…”deed of 27-09-2024 (in French)
7 activities
- Conception, développement, vente, distribution, intégration, et maintenance de logiciels, d'applications web, mobiles, et de solutions informatiques personnalisées pour tous secteurs d'activités.
- Développement de solutions cloud, SaaS (Software as a Service), PaaS (Platform as a Service), et IaaS (Infrastructure as a Service).
- Toute activité permettant de soutenir le produit développé une fois déployée, en ce compris et de manière non exhaustive, l'activité de régie publicitaire, placement de produit, la vente, la conception ou la location d'espaces publicitaires dématérialisée ou physiques, la vente de produits dérivés dématérialisée ou physiques, l'intermédiation ou commissionnement entre les utilisateurs et des tiers partenaires, l'achat, gestion, vente, mise à disposition de données, ticketing d'événements liés au produit développé, community management, interview, réalisation de court/long métrages…
- Prestations de conseil, d'audit et d'accompagnement stratégique en transformation digitale, en gestion de projets IT, en optimisation de processus informatiques et en intégration de technologies numériques.
- Services de consultance en cybersécurité, protection des données, sécurité des systèmes d'information et conformité RGPD (Règlement Général sur la Protection des Données).
- Conception, mise en place, gestion et maintenance d'infrastructures IT, y compris les réseaux, serveurs, centres de données, et équipements associés.
- Prestations de services dans le domaine du cloud computing, de la virtualisation, de la gestion de réseaux, et des télécommunications.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| WE5 registered office Rue Auguste Lannoye 39, 1435 Mont-Saint-Guibert | 25-09-2024 | 2.364.839.808 |
Buildings and parcels at the address
- Ground area
- 419 m²
- Buildings
- 61 m²
- Volume, LiDAR
- 408 m³
- Tallest building
- 9.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 25068B0651/00V000 | 419 m² | 1 · 61 m² | 9.2 m · 2 |