WEBWISE
ActiveSummary
WEBWISE has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €171k and a net result of €-34k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 40% of 2832 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability11▼-52
Solvency57▼-27
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.86 against 0.78 in 2023; short-term debt: 65.1% and cash: 2.2% of total assets), and 68.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
31.6%
Return on assets
-6.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
13 d late
2022
247 d late
2021
31 d late
2020
90 d late
2019
257 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€171k▼ 16.7%
2023 · €205k
2018: €180k
2019: €178k▼ -0.8% vs 2018
2020: €184k▲ +3.2% vs 2019
2021: €181k▼ -1.3% vs 2020
2022: €199k▲ +9.6% vs 2021
2023: €205k▲ +2.9% vs 2022highest in 7 years
2024: €171k▼ -16.7% vs 2023lowest in 7 years
2018 → 2024
Total assets
€540k▲ 54.9%
2023 · €349k
2018: €392k
2019: €411k▲ +4.9% vs 2018
2020: €384k▼ -6.6% vs 2019
2021: €372k▼ -3.0% vs 2020
2022: €385k▲ +3.5% vs 2021
2023: €349k▼ -9.5% vs 2022lowest in 7 years
2024: €540k▲ +54.9% vs 2023highest in 7 years
2018 → 2024
Net result
€-34k
2023 · €6k
2018: €19khighest in 7 years
2019: €-1k▼ -108% vs 2018
2020: €6k▲ +479% vs 2019
2021: €-2k▼ -144% vs 2020
2022: €17k▲ +803% vs 2021
2023: €6k▼ -67.0% vs 2022
2024: €-34k▼ -694% vs 2023lowest in 7 years
2018 → 2024
Working capital
€-49k▼ 63.7%
2023 · €-30k
2018: €-43k
2019: €-33k▲ +23.2% vs 2018
2020: €-38k▼ -15.9% vs 2019
2021: €-30k▲ +21.4% vs 2020
2022: €-26k▲ +12.1% vs 2021highest in 7 years
2023: €-30k▼ -13.9% vs 2022
2024: €-49k▼ -63.7% vs 2023lowest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€184k-€181k▼ 1.3%€199k▲ 9.6%€205k▲ 2.9%€171k▼ 16.7%
2020: €184k
2021: €181k▼ -1.3% vs 2020
2022: €199k▲ +9.6% vs 2021
2023: €205k▲ +2.9% vs 2022highest in 5 years
2024: €171k▼ -16.7% vs 2023lowest in 5 years
Operating result€8k-€4k▼ 53.4%€20k▲ 413%€11k▼ 44.7%€-29k
2020: €8k
2021: €4k▼ -53.4% vs 2020
2022: €20k▲ +413% vs 2021highest in 5 years
2023: €11k▼ -44.7% vs 2022
2024: €-29k▼ -367% vs 2023lowest in 5 years
Net result€6k-€-2k€17k€6k▼ 67.0%€-34k
2020: €6k
2021: €-2k▼ -144% vs 2020
2022: €17k▲ +803% vs 2021highest in 5 years
2023: €6k▼ -67.0% vs 2022
2024: €-34k▼ -694% vs 2023lowest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €29k after €11k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €540k
Fixed assets
€237k ▼ 3.0%
Current assets
€303k ▲ 191%
Equity and liabilities €540k
Equity
€171k ▼ 16.7%
Debt
€370k ▲ 157%
Debt's share of the balance-sheet total rises from 41.3% to 68.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-22k▼
2023 · €18k
Cash flow
€-27k▼
2023 · €13k
Current ratio
0.86▲
2023 · 0.78
Debt to equity
2.17▲
2023 · 0.70
ROE
-20.0%▼
2023 · 2.8%
ROA
-6.3%▼
2023 · 1.6%
Interest coverage
-11.58▼
2023 · 5.05
Debt ≤ 1 year
€352k▲
2023 · €134k
Debt > 1 year
€17k▲
2023 · €10k
Income taxes
€3k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet
Code20232024
Assets
Total assets20/58€349k€540k▲
Fixed assets21/28€245k€237k▼
Tangible fixed assets22/27€26k€19k▼
Land and buildings22€26k€19k▼
Financial fixed assets28€218k€218k=
Current assets29/58€104k€303k▲
Amounts receivable after more than one year29€50k€50k=
Other amounts receivable291€50k€50k=
Amounts receivable within one year40/41€2k€205k▲
Trade receivables40-€102k
Other amounts receivable41€2k€102k▲
Cash at bank and in hand54/58€17k€12k▼
Deferred charges and accrued income490/1€36k€37k▲
Equity and liabilities
Total equity and liabilities10/49€349k€540k▲
Equity10/15€205k€171k▼
Contributions10/11€6k€6k=
Capital10€6k-
Issued capital100€19k-
Uncalled capital101€12k-
Reserves13€172k€172k=
Non-distributable reserves130/1€2k-
Legal reserve130€2k-
Distributable reserves133€170k€172k▲
Profit (loss) carried forward14€26k€-8k▼
Amounts payable17/49€144k€370k▲
Amounts payable after more than one year17€10k€17k▲
Financial debts170/4€10k€17k▲
Amounts payable within one year42/48€134k€352k▲
Current portion of amounts payable after more than one year42€16k€19k▲
Financial debts43€6k€6k=
Credit institutions430/8€6k€6k=
Trade debts44€67k€379▼
Suppliers440/4€67k€379▼
Taxes, remuneration and social security45€23k€23k▼
Taxes450/3€23k€23k▼
Other amounts payable47/48€21k€303k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8-€4k
Gross operating margin9900€18k€-18k▼
Operating profit (loss)9901€11k€-29k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€7k€-31k▼
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€6k€-34k▼
Profit (loss) for the period to be appropriated9905€6k€-34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€-8k▼
Profit (loss) brought forward from the previous period14P€21k€26k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €7k | €7k | €7k | €7k | = |
| Other operating charges640/8 | - | €5k | - | - | €4k | - |
| Gross operating margin9900 | €16k | €16k | €27k | €18k | €-18k | ▼ 199% |
| Operating profit (loss)9901 | €8k | €4k | €20k | €11k | €-29k | ▼ 367% |
| Financial income75/76B | - | - | - | €0 | €1 | ▲ 170% |
| Recurring financial income75 | - | - | - | €0 | €1 | ▲ 170% |
| Financial charges65/66B | - | €6k | €2k | €4k | €2k | ▼ 47.8% |
| Recurring financial charges65 | €3k | €6k | €2k | €4k | €2k | ▼ 47.8% |
| Profit (loss) for the period before taxes9903 | €6k | €-2k | €17k | €7k | €-31k | ▼ 525% |
| Income taxes67/77 | - | - | €17 | €2k | €3k | ▲ 67.9% |
| Profit (loss) for the period9904 | €6k | €-2k | €17k | €6k | €-34k | ▼ 694% |
| Profit (loss) for the period to be appropriated9905 | €6k | €-2k | €17k | €6k | €-34k | ▼ 694% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €384k | €372k | €385k | €349k | €540k | ▲ 54.9% |
| Fixed assets21/28 | €267k | €259k | €252k | €245k | €237k | ▼ 3.0% |
| Tangible fixed assets22/27 | €49k | €41k | €34k | €26k | €19k | ▼ 28.0% |
| Land and buildings22 | - | €41k | €34k | €26k | €19k | ▼ 28.0% |
| Financial fixed assets28 | €218k | €218k | €218k | €218k | €218k | = |
| Current assets29/58 | €117k | €113k | €133k | €104k | €303k | ▲ 191% |
| Amounts receivable after more than one year29 | - | €50k | €50k | €50k | €50k | = |
| Other amounts receivable291 | - | €50k | €50k | €50k | €50k | = |
| Amounts receivable within one year40/41 | €46k | €40k | €26k | €2k | €205k | ▲ 10,885% |
| Trade receivables40 | - | - | €11k | - | €102k | - |
| Other amounts receivable41 | - | €40k | €15k | €2k | €102k | ▲ 5,390% |
| Cash at bank and in hand54/58 | €2k | €1k | €1k | €17k | €12k | ▼ 30.1% |
| Deferred charges and accrued income490/1 | - | €22k | €56k | €36k | €37k | ▲ 2.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €384k | €372k | €385k | €349k | €540k | ▲ 54.9% |
| Equity10/15 | €184k | €181k | €199k | €205k | €171k | ▼ 16.7% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Capital10 | - | €6k | €6k | €6k | - | - |
| Issued capital100 | - | €19k | €19k | €19k | - | - |
| Uncalled capital101 | - | €12k | €12k | €12k | - | - |
| Reserves13 | €172k | €172k | €172k | €172k | €172k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | - | - |
| Legal reserve130 | - | €2k | €2k | €2k | - | - |
| Distributable reserves133 | - | €170k | €170k | €170k | €172k | ▲ 1.1% |
| Profit (loss) carried forward14 | €6k | €3k | €21k | €26k | €-8k | ▼ 130% |
| Amounts payable17/49 | €200k | €191k | €187k | €144k | €370k | ▲ 157% |
| Amounts payable after more than one year17 | €44k | €47k | €26k | €10k | €17k | ▲ 66.7% |
| Financial debts170/4 | - | €47k | €26k | €10k | €17k | ▲ 66.7% |
| Amounts payable within one year42/48 | €155k | €143k | €160k | €134k | €352k | ▲ 163% |
| Current portion of amounts payable after more than one year42 | - | €21k | €21k | €16k | €19k | ▲ 21.7% |
| Financial debts43 | - | €6k | €11k | €6k | €6k | = |
| Credit institutions430/8 | - | €6k | €11k | €6k | €6k | = |
| Trade debts44 | €38k | €69k | €56k | €67k | €379 | ▼ 99.4% |
| Suppliers440/4 | - | €69k | €56k | €67k | €379 | ▼ 99.4% |
| Taxes, remuneration and social security45 | - | €26k | €50k | €23k | €23k | ▼ 1.6% |
| Taxes450/3 | - | €26k | €50k | €23k | €23k | ▼ 1.6% |
| Other amounts payable47/48 | - | €21k | €21k | €21k | €303k | ▲ 1,348% |
| Accrued charges and deferred income492/3 | - | €1k | €1k | - | €1k | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6k | €-2k | €17k | €6k | €-34k | ▼ 694% |
| + Depreciation and write-downs630 | €7k | €7k | €7k | €7k | €7k | = |
| Operating cash flow (approximation) | €13k | €5k | €25k | €13k | €-27k | ▼ 304% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €-431 | €61 | €15k | €-5k | ▼ 133% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 13 days late
03-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 247 days late
2023
31-12
Financial
Equity above €200kEq €205k ▲2.9%
2 profitable years in a row build equity to €205k.
2022
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 90 days late
14-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 257 days late
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 58 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 1995
Ground area
606 m²
Building footprint
135 m²
Volume, LiDAR
808 m³
Parcel 11322E0384/00H003, Flanders · tallest building 17.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dibino Divine Design
since 19952.073.913.547
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11322E0384/00H003 | Flanders | 606 m² | 1 · 135 m² | 17.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 6,778 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-10-1995
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
46150Agents in the wholesale of furniture, household goods and hardware
46431Wholesale of electrical household appliances and audio-video equipment
46494Wholesale of non-electrical household articles
62900Other information technology and computer services
73110Advertising agencies
Scores and ratios are computed by Checked and are not a credit decision.