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Web-Fi

Active
Private limited companyfounded 1978active for 47 yearsZeedijk-Albertstrand 570, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0418.912.217
Summary

The computed 12-month bankruptcy probability of Web-Fi is 4.4% (elevated). The 2025 annual accounts show equity of €79,428 and a net result of €4,757. Equity is shrinking by about 3.3% per year across the filed financial years. Its solvency ranks better than 62% of 22,382 sector peers (NACE 47, financial year 2025). The company has been active since 1978 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of electrical household appliances
NACE 47540
1 site
Size
€167,364total assets 2025
Equity
€79,428
Profit
€4,757
Turnover not published (micro format)
Financial health
38 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
4.4%
Structure
Accounts filed 61 days late2 of 7 deeds read
Why 38raises risk2 changes of registered office in 24 monthsLatest accounts 61 days late; 1 of the last 3 lateLiquidity: current ratio 1.86, cash €9,511Sector: Retail trade (NACE 47)Show the evidence

Checked score

Score 2025
38 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 37% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Average
Solvency 72+27
equity 47.5% of total assets
Liquidity 31-14
short-term debt 52.2% · cash 5.7%
Profitability 50+20
return on assets 2.8%
Bankruptcy probability, 12 months
4.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,225 companies, NACE 47, micro)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024lowest value 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.8%▲ +0.1 percentage points vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 1.1%▲ +0.3 percentage points vs 06-2025 08-2025: 1.6%▲ +0.5 percentage points vs 07-2025 09-2025: 1.2%▼ -0.4 percentage points vs 08-2025 10-2025: 2.6%▲ +1.4 percentage points vs 09-2025 11-2025: 2.6%● unchanged vs 10-2025 12-2025: 2.6%● unchanged vs 11-2025 01-2026: 2.6%● unchanged vs 12-2025 02-2026: 2.6%● unchanged vs 01-2026 03-2026: 6.1%▲ +3.5 percentage points vs 02-2026 04-2026: 6.1%● unchanged vs 03-2026 05-2026: 6.1%● unchanged vs 04-2026 06-2026: 6.1%● unchanged vs 05-2026 07-2026: 6.2%▲ +0.1 percentage points vs 06-2026 08-2026: 7.5%▲ +1.3 percentage points vs 07-2026 09-2026: 8.9%▲ +1.4 percentage points vs 08-2026highest value 10-2026: 4.4%▼ -4.5 percentage points vs 09-2026
Credit of up to €3,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity ample (current ratio 1.86, compared with 2.64 in 2024, above the usual 1.5; short-term debt: 52.2% and cash: 5.7% of total assets), but 52.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 62% on solvency, 28% on liquidity, 37% on profitability and 23% on growth.

The bankruptcy probability was computed on 20-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
raises riskneutral
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
raises risk · Latest accounts 61 days late; 1 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 1.86, cash €9,511
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
on the day
2023
29 days late
2022
31 days late
2021
29 days late
2020
30 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 30 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
20-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignation: DE BRABANTER Fiona Julia (manager)Reappointment: DE BRABANTER Fiona Julia…
  3. Back to profitnet €4,757

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 61 days View
  • Active since 1978founded 01-11-1978 47 years View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€167,364
Profit
€4,757
Solvency
47.5%
Total assets▼ 64.2%
Net result
20182025
Go to Financials

Timeline

Events
51
Since
1980
Next accounts
by 31-07-2027
  1. 09-09-2025Registered office
  2. 31-07-2025Annual accounts filed
  3. 29-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of electrical household appliancesNACE 47540
Founded
01-11-1978
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
24
Annual meeting
First Friday of May at 19:00
Purpose
“Web analytics,conversion optimisation,SEM (zoekmachine optimalisatie,zowel SEO als…” (deed in Dutch)
Go to Articles of association

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