We Love IT
ActiveWe Love IT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136k and a net result of €-43k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 31% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency77▼-21
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.25 against 4.34 in 2024), but 65.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.9%
Return on assets
-10.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
12 d early
2024
6 d early
2023
57 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€136k▼ 23.8%
2024 · €179k
2023: €135k
2024: €179k
2023 → 2025
Total assets
€391k▲ 29.4%
2024 · €302k
2023: €218k
2024: €302k
2023 → 2025
Net result
€-43k
2024 · €43k
2023: €8k
2024: €43k
2023 → 2025
Working capital
€198k▼ 8.4%
2024 · €216k
2023: €152k
2024: €216k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€135k-€179k▲ 32.1%€136k▼ 23.8%
Operating result€11k-€63k▲ 458%€-27k
Net result€8k-€43k▲ 457%€-43k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €27k after €63k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €391k
Fixed assets
€34k▲ 62.0%
Current assets
€357k▲ 27.0%
Equity and liabilities €391k
Equity
€136k▼ 23.8%
Debt
€254k▲ 107%
The debt ratio rises from 40.7% to 65.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-19k▼
2024 · €68k
Cash flow
€-35k▼
2024 · €48k
Solvency
34.9%▼
2024 · 59.3%
Current ratio
2.25▼
2024 · 4.34
Quick ratio
2.12▼
2024 · 4.34
Debt / equity
1.86▲
2024 · 0.69
ROE
-31.2%▼
2024 · 24.3%
ROA
-10.9%▼
2024 · 14.4%
Interest coverage
-1.25▼
2024 · 23.79
Debt
€254k▲
2024 · €123k
Debt ≤ 1 year
€159k▲
2024 · €65k
Debt > 1 year
€89k▲
2024 · €55k
Income taxes
€1k▼
2024 · €17k
Staff costs
€324k▲
2024 · €95k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€302k€391k▲
Fixed assets21/28€21k€34k▲
Tangible fixed assets22/27€18k€27k▲
Furniture and vehicles24€12k€24k▲
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€3k€7k▲
Current assets29/58€281k€357k▲
Stocks and contracts in progress3-€20k
Contracts in progress37-€20k
Amounts receivable within one year40/41€50k€86k▲
Trade receivables40€41k€78k▲
Other amounts receivable41€9k€8k▼
Current investments50/53€37k€6k▼
Cash at bank and in hand54/58€186k€185k▼
Deferred charges and accrued income490/1€8k€60k▲
Equity and liabilities
Total equity and liabilities10/49€302k€391k▲
Equity10/15€179k€136k▼
Contributions10/11€100€100=
Reserves13€179k€136k▼
Distributable reserves133€179k€136k▼
Amounts payable17/49€123k€254k▲
Amounts payable after more than one year17€55k€89k▲
Financial debts170/4€55k€89k▲
Amounts payable within one year42/48€65k€159k▲
Current portion of amounts payable after more than one year42€19k€54k▲
Trade debts44€14k€47k▲
Suppliers440/4€14k€47k▲
Advances received on contracts in progress46€13k-
Taxes, remuneration and social security45€19k€58k▲
Taxes450/3€19k€36k▲
Remuneration and social security454/9-€22k
Accrued charges and deferred income492/3€4k€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€95k€324k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€4k€775▼
Gross operating margin9900€167k€306k▲
Operating profit (loss)9901€63k€-27k▼
Financial income75/76B-€435
Recurring financial income75-€435
Financial charges65/66B€3k€15k▲
Recurring financial charges65€3k€15k▲
Profit (loss) for the period before taxes9903€60k€-41k▼
Income taxes67/77€17k€1k▼
Profit (loss) for the period9904€43k€-43k▼
Profit (loss) for the period to be appropriated9905€43k€-43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€43k€-43k▼
Transfer from equity791/2-€43k
Transfer to equity691/2€43k-
To other reserves6921€43k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-43k ▼198%
Net result drops to €-43k, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €43k ▲457%
Operating result €63k, net result €43k, both a record.
31-12
Financial
Equity above €150kEq €179k ▲32.1%
2 profitable years in a row build equity to €179k.
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Baan(WSP) 2193150 HaachtGround area
670 m²
Building footprint
85 m²
Volume, LiDAR
502 m³
Parcel 24122A0263/00V002, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Grote Baan(WSP) 219, 3150 Haacht
since 20192.291.191.270
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24122A0263/00V002 | Flanders | 670 m² | 1 · 85 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 1,469 EUR awarded · 1,464 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 422 EUR | 417 EUR |
| 2024 | 1 | 1,047 EUR | 1,047 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 15,344 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.az-it.be
E-mail:info@az-it.be