We.D.I
ActiveThe computed 12-month bankruptcy probability of We.D.I is 2.2% (moderate). The 2025 annual accounts show negative equity (€-85k) and a net result of €-1k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 8% of 18237 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+5
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.33 against 0.16 in 2024; short-term debt: 252% and cash: 21.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-152%
Return on assets
-2.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-85k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
28 d late
2023
28 d late
2022
32 d late
2021
8 d late
2020
30 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-1k▲ 48.5%
2024 · €-2k
2018: €-11k
2019: €-9k
2020: €12k
2021: €2k
2022: €2k
2023: €20k
2024: €-2k
2018 → 2025
Working capital
€-95k▲ 6.6%
2024 · €-101k
2018: €-112k
2019: €-121k
2020: €-107k
2021: €-105k
2022: €-122k
2023: €-101k
2024: €-101k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-103k-€-101k▲ 1.9%€-82k▲ 19.2%€-84k▼ 2.9%€-85k▼ 1.5%
Operating result€2k-€2k▲ 3.7%€20k▲ 761%€-2k€-936▲ 53.4%
Net result€2k-€2k▲ 6.2%€20k▲ 899%€-2k€-1k▲ 48.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €936 in 2025 against €2k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€9k▼ 46.4%
Current assets
€47k▲ 143%
Key figures and ratios
EBITDA
€7k▲
2024 · €5k
Cash flow
€7k▲
2024 · €5k
Solvency
-152.0%▲
2024 · -231.7%
Current ratio
0.33▲
2024 · 0.16
Quick ratio
0.14▲
2024 · 0.06
Debt / equity
-1.66▼
2024 · -1.43
ROA
-2.2%▲
2024 · -6.6%
Interest coverage
23.26▲
2024 · 13.74
Debt
€142k▲
2024 · €121k
Debt ≤ 1 year
€142k▲
2024 · €121k
Income taxes
€1
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€36k€56k▲
Fixed assets21/28€17k€9k▼
Tangible fixed assets22/27€17k€9k▼
Plant, machinery and equipment23€6k€2k▼
Furniture and vehicles24€11k€7k▼
Current assets29/58€19k€47k▲
Stocks and contracts in progress3€12k€27k▲
Stocks30/36€12k€27k▲
Amounts receivable within one year40/41€4k€8k▲
Trade receivables40€4k€7k▲
Other amounts receivable41€465€253▼
Cash at bank and in hand54/58€2k€12k▲
Deferred charges and accrued income490/1€664€482▼
Equity and liabilities
Total equity and liabilities10/49€36k€56k▲
Equity10/15€-84k€-85k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-103k€-104k▼
Amounts payable17/49€121k€142k▲
Amounts payable within one year42/48€121k€142k▲
Trade debts44€783€7k▲
Suppliers440/4€783€7k▲
Taxes, remuneration and social security45€2k€18k▲
Taxes450/3€2k€6k▲
Remuneration and social security454/9-€12k
Other amounts payable47/48€118k€117k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€2k€11k▲
Gross operating margin9900€8k€18k▲
Operating profit (loss)9901€-2k€-936▲
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€382€298▼
Recurring financial charges65€382€298▼
Profit (loss) for the period before taxes9903€-2k€-1k▲
Income taxes67/77-€1
Profit (loss) for the period9904€-2k€-1k▲
Profit (loss) for the period to be appropriated9905€-2k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-103k€-104k▼
Profit (loss) brought forward from the previous period14P€-100k€-103k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Highest result since 2018net €20k ▲899%
Operating result €20k, net result €20k, both a record.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 14 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paapsemlaan 201070 AnderlechtGround area
4.1 ha
Building footprint
1,739 m²
Volume, LiDAR
29,769 m³
2 parcels, Brussels, Wallonia · tallest building 22.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
We.D.I
since 20112.202.872.473
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306C0030/00V000 | Brussels | 3.8 ha | 1 · 1,578 m² | 22.5 m · 6 fl. |
| 25052A0086/00K000 | Wallonia | 3,154 m² | 1 · 161 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
A&Y BUSINESS
BE 0797.970.795
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AA SERVICES
BE 0799.204.477
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Acatimex
BE 0422.502.306
Anderlecht
ACCH
BE 0799.803.107
Anderlecht
ALCA
BE 0465.881.595
Anderlecht
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 10,672 companies in sector 47811 we hold annual accounts for 5,222.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-09-2011
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.