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WBC Construct

Active
Private limited companyfounded 2024active for 2 yearsLouis Marcxstraat 9, 1160 Oudergem, BelgiumKBO/BCE: BE 1010.533.132
Summary

The computed 12-month bankruptcy probability of WBC Construct is 3.1% (moderate). The 2025 annual accounts show equity of €8,670 and a net result of €8,670. Its solvency ranks better than 24% of 34,954 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Overview

Official details

Source: KBO
Status
Active since 19-06-2024 Normal situation
Activity
Other specialised construction activities NACE 43990
Establishment unit
2.379.873.323 1160 Oudergem, since 19-06-2024
Financial year end
31 December
Peppol
Reachable since 26-01-2026

Board and ownership

Board

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.1%
Annual accounts 2025
Gross margin
€11,853
Turnover
≈ €160,000
estimated
Profit
€8,670
Equity
€8,670
Total assets
€39,479
  • 2025 accounts filed 30 days after the deadline
Score breakdownraises riskFounded in 2024Size: total assets €39,479Sector: Specialised construction activities (NACE 43)Liquidity: current ratio 1.28, cash €1,252Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 36% of micro companies in specialised construction (NACE 43)
Financial strength
Average
Solvency 47
equity 22.0% of total assets
Liquidity 11
short-term debt 78.0% · cash 3.2%
Profitability 92
return on assets 22.0%
Bankruptcy probability within 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 07-2025: 2.0%lowest value 08-2025: 2.0%● unchanged vs 07-2025lowest value 09-2025: 2.0%● unchanged vs 08-2025 10-2025: 2.4%▲ +0.4 percentage points vs 09-2025 11-2025: 2.5%▲ +0.1 percentage points vs 10-2025 12-2025: 2.8%▲ +0.3 percentage points vs 11-2025 01-2026: 3.1%▲ +0.3 percentage points vs 12-2025 02-2026: 3.1%● unchanged vs 01-2026 03-2026: 3.1%● unchanged vs 02-2026 04-2026: 3.0%▼ -0.1 percentage points vs 03-2026 05-2026: 3.3%▲ +0.3 percentage points vs 04-2026 06-2026: 3.4%▲ +0.1 percentage points vs 05-2026 07-2026: 3.5%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 3.5%● unchanged vs 07-2026highest value 09-2026: 3.1%▼ -0.4 percentage points vs 08-2026 10-2026: 3.1%● unchanged vs 09-2026 11-2026: 3.1%● unchanged vs 10-2026
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 24% of them on solvency, 7% on liquidity and 78% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €39,479
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Liquidity: current ratio 1.28, cash €1,252
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 34954 sector peers (2025).
NBB · sector comparison
Position among 34954 sector peers
Solvency
better than 24%
← weakest strongest →
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
30 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 30 days after the deadline Filed on 30 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00468009.

Annual accounts 2025 filed on 30-08-2026 at the NBB

Turnover
≈ €160,000
Estimated: probably between €86,000 and €320,000
Total assets
€39,479
Net result
€8,670
Working capital
€8,670

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Equity and liabilities €39,479
Equity €8,670
Debt €30,810
Debt's share of the balance-sheet total is 78.0%.
Key figures and ratios
2025 value
Current ratio
1.28
Debt to equity
3.55
ROE
100.0%
ROA
22.0%
Debt ≤ 1 year
€30,810
Income taxes
€2,375
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 28 lines
Balance sheet Code2025
Assets
Total assets20/58€39,479
Current assets29/58€39,479
Amounts receivable within one year40/41€38,228
Trade receivables40€37,018
Other amounts receivable41€1,210
Cash at bank and in hand54/58€1,252
Equity and liabilities
Total equity and liabilities10/49€39,479
Equity10/15€8,670
Profit (loss) carried forward14€8,670
Amounts payable17/49€30,810
Amounts payable within one year42/48€30,810
Trade debts44€23,599
Suppliers440/4€23,599
Taxes, remuneration and social security45€2,375
Taxes450/3€2,375
Other amounts payable47/48€4,836
Income statement Code2025
Other operating charges640/8€425
Gross operating margin9900€11,853
Operating profit (loss)9901€11,429
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€385
Recurring financial charges65€385
Profit (loss) for the period before taxes9903€11,044
Income taxes67/77€2,375
Profit (loss) for the period9904€8,670
Profit (loss) for the period to be appropriated9905€8,670
Appropriation of the result
Profit (loss) to be appropriated9906€8,670

Source: Annual accounts 2025 at the NBB, filed on 30-08-2026.

Line2025
Other operating charges640/8€425
Gross operating margin9900€11,853
Operating profit (loss)9901€11,429
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€385
Recurring financial charges65€385
Profit (loss) for the period before taxes9903€11,044
Income taxes67/77€2,375
Profit (loss) for the period9904€8,670
Profit (loss) for the period to be appropriated9905€8,670
Line2025
Assets
Total assets20/58€39,479
Current assets29/58€39,479
Amounts receivable within one year40/41€38,228
Trade receivables40€37,018
Other amounts receivable41€1,210
Cash at bank and in hand54/58€1,252
Equity and liabilities
Total equity and liabilities10/49€39,479
Equity10/15€8,670
Profit (loss) carried forward14€8,670
Amounts payable17/49€30,810
Amounts payable within one year42/48€30,810
Trade debts44€23,599
Suppliers440/4€23,599
Taxes, remuneration and social security45€2,375
Taxes450/3€2,375
Other amounts payable47/48€4,836
Line2025
Profit (loss) for the period9904€8,670
Operating cash flow (approximation)€8,670

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 7,976 companies had the same profile as WBC Construct has now. Two years later, 94.3% were still going and 3.6% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
94.3% was still going
1.8% stopped otherwise
3.6% went bankrupt

Another 0.3% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of WBC Construct itself: 3.1% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 7,976 companies, not a prediction for WBC Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 30-08-2026 2026-00468009 PDF

Board & ownership

Directors

Directors
1 director, no change since 2024
BRAZ DA CRUZ Wilson
Director · appointed in the act of 21-06-2024 · term without a fixed end
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Article 13 : Représentation de la société L’administrateur (chacun des administrateurs) représente la société à l'égard des tiers et en…”
deed of 21-06-2024

Owners and capital

Shareholders

At incorporation act of 21-06-2024 ↗

Capital transactions

Capital over time
  1. 21-06-2024 Incorporation · €1,000 · 1,000 shares

Articles of association

Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
“1000, nominatives”

Articles of association, deed of 21-06-2024 (in French)

Network & group

WBC Construct shares no director with another company.

Companies at the same address

2 other companies

Connections & network

1 current director
Depth

The network starts from the directors of WBC Construct. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2026
30-08
NBB filing Annual accounts 2025 filedNBB
micro format · 30 days late
2024
21-06
Gazette deed Incorporation
Starting capital €1,000 · Appointment: BRAZ DA CRUZ Wilson (director) · Founder12 points ▸
  • Incorporation, 17-06-2024
  • Founder, BRAZ DA CRUZ Wilson
  • Founding capital, €1,000
  • Other provision, “plan financier, Code des sociétés et des associations” (deed in French)
  • Other provision, “responsabilité des fondateurs en cas de faillite, faillite dans les trois ans de la constitution” (deed in French)
  • Other provision, “respect des conditions des articles 5:3,5:5 et 5:8 du Code des sociétés et des associations, constat par notaire sur réquisition du comparant” (deed in French)
  • Board rule, 1, “comparant agissant comme assemblée générale” (deed in French)
  • Director appointment, BRAZ DA CRUZ Wilson (director)
  • Pre-incorporation commitments, “takeover, tous les engagements pris antérieurement par le comparant au nom de la société dans les limites autorisées par la loi” (deed in French)
  • Other provision, “Exactitude données identité, comparant confirme l'exactitude de ces données” (deed in French)
  • Other provision, “Copie digitale de l'acte, notaire a informé comparant qu'une copie digitale peut être consultée à https://www.notaire.be/actes-notaries/mes-actes à l'aide de la…” (deed in French)
  • Other provision, “article 2:6,paragraphe un,du Code des sociétés et des associations, Extrait délivré pour dépôt” (deed in French)

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Register details

Identity

KBO record
Name WBC Construct in French
Enterprise number 1010.533.132
Legal form Private limited company
Status Active, normale toestand
Founded 19-06-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 21-06-2024 (in French)
Name clauseThe company operates under this name according to its articles.
WBC Construct
deed of 21-06-2024 (in French)

Registered office and establishments

Registered office Louis Marcxstraat 9, 1160 Oudergem, Belgium
Establishment unit WBC Construct, Louis Marcxstraat 9, 1160 Oudergem since 19-06-2024 · unit number 2.379.873.32343130 Specialised construction activities

Activities

NACEBEL 2025
43990 Other specialised construction activities main activity
Codes under NACEBEL 2008
43995 Specialised construction activities main activity
43999 Specialised construction activities

Invoicing and payment

VAT number BE 1010.533.132
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1010533132
Other Peppol ID 9925:BE1010533132
Registered 26-01-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 3 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1010.533.132

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Thursday of May at 17:00
deed of 21-06-2024 (in French)

Sites & property

Location
registered office establishment The establishment unit on the map
3 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
504 m²
Building footprint
218 m²
Building volume
1,854 m³
Cadastral parcel Region Area Buildings Height / floors
21002A0165/00A009 Brussels 504 m² 1 · 218 m² 11.2 m · 3