Summary
WB is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €229,732 and a net result of -€2,804. Equity has been growing by about 4.2% per year since 2018. Its solvency ranks better than 91% of 9,757 sector peers (NACE 64, financial year 2025). The company has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 07-01-2009 Normal situation
- Activity
- Activities of holding companies NACE 64210
- Establishment unit
- 2.177.252.595 2900 Schoten, since 07-01-2009
- Financial year end
- 30 June
- Peppol
- Reachable since 09-04-2026
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts to 30-06-2025
- Loss
- €2,804
- Equity
- €229,732
- ▼ 8.5%
- Total assets
- €248,587
- ▼ 5.8%
- Staff
- ≈ 0.1 FTE
- estimated
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-12-2025, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
41 days early
2024
39 days early
2023
41 days early
2022
4 days early
2020
5 days early
2019
18 days early
2018
22 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 22 December (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end04-11-2026 today31-01-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 21-12-2025 PDF all 16 filings
Equity
€229,732▼ 8.5%
2024 · €251,136
Net result
-€2,804
2024 · €7,248
Total assets
€248,587▼ 5.8%
2024 · €263,850
Solvency
92.4%▼ 2.8pp
2024 · 95.2%
Multi-year overview
2018 to 2025, 7 financial yearsOperating result
-€1,863
2025
20182025
Net result
-€2,804
2025
lowest quarter of the sector
20182025
Equity
€229,732
▼ 8.5%
2025
middle half of the sector
20182025
Total assets
€248,587
▼ 5.8%
2025
middle half of the sector
20182025
Debt
€18,855
▲ 48.3%
2025
20182025
Working capital
€207,363
▼ 0.9%
2025
highest quarter of the sector
20182025
Solvency
92.4%
▼ 2.8pp
2025
highest quarter of the sector
20182025
Current ratio
12.00
▼ 5.46
2025
highest quarter of the sector
20182025
Return on assets (ROA)
-1.1%
▼ 3.9pp
2025
lowest quarter of the sector
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line2018201920202022202320242025
Operating result€42,807-€43,208▲ 0.9%€36,803▼ 14.8%€36,460-€17,015▼ 53.3%€12,590▼ 26.0%-€1,863
Net result€28,840-€27,746▼ 3.8%€20,120within the sector's middle half▼ 27.5%€21,932within the sector's middle half-€6,892within the sector's middle half▼ 68.6%€7,248within the sector's middle half▲ 5.2%-€2,804below the sector's middle half
Equity€167,198-€194,944▲ 16.6%€215,064within the sector's middle half▲ 10.3%€236,995within the sector's middle half-€243,887within the sector's middle half▲ 2.9%€251,136within the sector's middle half▲ 3.0%€229,732within the sector's middle half▼ 8.5%
Total assets€217,280-€249,194▲ 14.7%€258,078within the sector's middle half▲ 3.6%€272,069within the sector's middle half-€264,101within the sector's middle half▼ 2.9%€263,850within the sector's middle half▼ 0.1%€248,587within the sector's middle half▼ 5.8%
Debt€50,082-€54,250▲ 8.3%€43,015▼ 20.7%€35,073-€20,213▼ 42.4%€12,714▼ 37.1%€18,855▲ 48.3%
Working capital€148,991-€177,140▲ 18.9%€200,560above the sector's middle half▲ 13.2%€181,143above the sector's middle half-€204,108above the sector's middle half▲ 12.7%€209,282above the sector's middle half▲ 2.5%€207,363above the sector's middle half▼ 0.9%
Solvency77.0%-78.2%▲ 1.3pp83.3%above the sector's middle half▲ 5.1pp87.1%above the sector's middle half-92.3%above the sector's middle half▲ 5.2pp95.2%above the sector's middle half▲ 2.8pp92.4%above the sector's middle half▼ 2.8pp
Current ratio3.97-4.27▲ 0.295.66above the sector's middle half▲ 1.406.16above the sector's middle half-11.10above the sector's middle half▲ 4.9317.46above the sector's middle half▲ 6.3612.00above the sector's middle half▼ 5.46
Return on assets (ROA)13.3%-11.1%▼ 2.1pp7.8%within the sector's middle half▼ 3.3pp8.1%within the sector's middle half-2.6%within the sector's middle half▼ 5.5pp2.7%within the sector's middle half▲ 0.1pp-1.1%below the sector's middle half▼ 3.9pp
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a loss of €1,863, after a profit of €12,590 in 2024. It is the lowest result since 2020.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €248,587
Fixed assets
€22,369 ▼ 46.6%
Current assets
€226,218 ▲ 1.9%
Equity and liabilities €248,587
Equity
€229,732 ▼ 8.5%
Debt
€18,855 ▲ 48.3%
Debt's share of the balance-sheet total rises from 4.8% to 7.6%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-1.2%▼
2024 · 2.9%
Debt ≤ 1 year
€18,855▲
2024 · €12,714
Income taxes
€4,296▼
2024 · €8,612
Staff costs
€2,400=
2024 · €2,400
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 30-06-2022 | 30-06-2023 | 30-06-2024 | 30-06-2025 |
|---|---|---|---|---|
| Tangible fixed assets | €57,552 | - | €22,739 | - |
| Depreciation and write-downs of the year | €16,204 | €16,073 | €18,711 | €19,484 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2018 | 2019 | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €3,536 | €2,400 | €2,400 | €2,400 | = |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,733 | €5,343 | €4,588 | €16,204 | €16,073 | €18,711 | €19,484 | ▲ 4.1% |
| Other operating charges640/8 | - | - | - | €2,185 | €827 | €934 | €1,420 | ▲ 52.0% |
| Gross operating margin9900 | €76,763 | €64,644 | €48,268 | €58,385 | €36,314 | €34,635 | €21,441 | ▼ 38.1% |
| Operating profit (loss)9901 | €42,807 | €43,208 | €36,803 | €36,460 | €17,015 | €12,590 | -€1,863 | - |
| Financial income75/76B | - | - | - | €2,577 | €823 | €3,506 | €3,780 | ▲ 7.8% |
| Recurring financial income75 | €598 | €1,847 | €882 | €2,577 | €823 | €3,506 | €3,780 | ▲ 7.8% |
| Financial charges65/66B | - | - | - | €1,654 | €1,072 | €236 | €424 | ▲ 80.2% |
| Recurring financial charges65 | €1,335 | €2,201 | €2,856 | €1,654 | €1,072 | €236 | €424 | ▲ 80.2% |
| Profit (loss) for the period before taxes9903 | €42,070 | €42,854 | €34,829 | €37,383 | €16,766 | €15,861 | €1,492 | ▼ 90.6% |
| Income taxes67/77 | €13,230 | €15,108 | €14,709 | €15,452 | €9,874 | €8,612 | €4,296 | ▼ 50.1% |
| Profit (loss) for the period9904 | €28,840 | €27,746 | €20,120 | €21,932 | €6,892 | €7,248 | -€2,804 | - |
| Profit (loss) for the period to be appropriated9905 | €28,840 | €27,746 | €20,120 | €21,932 | €6,892 | €7,248 | -€2,804 | - |
| Line | 2018 | 2019 | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €217,280 | €249,194 | €258,078 | €272,069 | €264,101 | €263,850 | €248,587 | ▼ 5.8% |
| Fixed assets21/28 | €18,207 | €17,804 | €14,503 | €55,852 | €39,779 | €41,854 | €22,369 | ▼ 46.6% |
| Tangible fixed assets22/27 | €18,207 | €17,804 | €14,503 | €55,852 | €39,779 | €41,854 | €22,369 | ▼ 46.6% |
| Plant, machinery and equipment23 | - | - | - | €185 | - | - | - | - |
| Furniture and vehicles24 | - | - | - | €55,667 | €39,779 | €41,854 | €22,369 | ▼ 46.6% |
| Current assets29/58 | €199,073 | €231,391 | €243,575 | €216,217 | €224,322 | €221,996 | €226,218 | ▲ 1.9% |
| Amounts receivable within one year40/41 | €54,703 | €129,895 | €44,815 | €51,610 | €51,050 | €25,043 | €1,867 | ▼ 92.5% |
| Trade receivables40 | - | - | - | €6,610 | €6,050 | €5,043 | - | - |
| Other amounts receivable41 | - | - | - | €45,000 | €45,000 | €20,000 | €1,867 | ▼ 90.7% |
| Current investments50/53 | - | - | - | - | - | €130,000 | €150,000 | ▲ 15.4% |
| Cash at bank and in hand54/58 | €144,070 | €98,527 | €198,760 | €163,848 | €172,482 | €65,681 | €74,352 | ▲ 13.2% |
| Deferred charges and accrued income490/1 | - | - | - | €759 | €789 | €1,272 | - | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €217,280 | €249,194 | €258,078 | €272,069 | €264,101 | €263,850 | €248,587 | ▼ 5.8% |
| Equity10/15 | €167,198 | €194,944 | €215,064 | €236,995 | €243,887 | €251,136 | €229,732 | ▼ 8.5% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €18,600 | €18,600 | - | - |
| Reserves13 | €148,598 | €176,344 | €196,464 | €218,395 | €225,287 | €232,536 | €232,536 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | - | - | - | - |
| Distributable reserves133 | - | - | - | €216,535 | €225,287 | €232,536 | €232,536 | = |
| Profit (loss) carried forward14 | - | - | - | - | - | - | -€2,804 | - |
| Amounts payable17/49 | €50,082 | €54,250 | €43,015 | €35,073 | €20,213 | €12,714 | €18,855 | ▲ 48.3% |
| Amounts payable within one year42/48 | €50,082 | €54,250 | €43,015 | €35,073 | €20,213 | €12,714 | €18,855 | ▲ 48.3% |
| Trade debts44 | €3,384 | €1,277 | €289 | €1,560 | €85 | €1,564 | €539 | ▼ 65.5% |
| Suppliers440/4 | - | - | - | €1,560 | €85 | €1,564 | €539 | ▼ 65.5% |
| Taxes, remuneration and social security45 | - | - | - | €2,590 | €5,929 | €5,096 | €3,744 | ▼ 26.5% |
| Taxes450/3 | - | - | - | €2,590 | €5,929 | €5,096 | €3,744 | ▼ 26.5% |
| Other amounts payable47/48 | - | - | - | €30,924 | €14,199 | €6,054 | €14,572 | ▲ 141% |
| Line | 2018 | 2019 | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,840 | €27,746 | €20,120 | €21,932 | €6,892 | €7,248 | -€2,804 | - |
| + Depreciation and write-downs630 | €8,733 | €5,343 | €4,588 | €16,204 | €16,073 | €18,711 | €19,484 | ▲ 4.1% |
| Operating cash flow (approximation) | €37,573 | €33,089 | €24,708 | €38,135 | €22,965 | €25,960 | €16,681 | ▼ 35.7% |
| Investment in fixed assets (approximation) | - | -€4,940 | -€1,288 | - | €0 | -€20,786 | €0 | - |
| Change in cash | - | -€45,542 | €100,233 | - | €8,634 | -€106,801 | €8,670 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 16 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 21-12-2025 | 2025-00587031 | |
| 30-06-2024 | micro format | 23-12-2024 | 2024-00622952 | |
| 30-06-2023 | micro format | 21-12-2023 | 2023-00533590 | |
| 30-06-2022 | micro format | 27-01-2023 | 2023-00005878 | |
| 31-12-2020 | micro format | 26-07-2021 | 2021-39800111 | |
| 31-12-2019 | micro format | 13-07-2020 | 2020-29700026 | |
| 31-12-2018 | micro format | 09-07-2019 | 2019-32300107 | |
| 31-12-2017 | micro format | 07-08-2018 | 2018-44100281 | |
| 31-12-2016 | micro format | 25-07-2017 | 2017-36900193 | |
| 31-12-2015 | abbreviated format | 26-04-2016 | 2016-10800180 |
Board & ownership
Directors
Directors
1 director, last change in 2022
Bens Werner
Current
Director (not named in the articles) · appointed in the act of 12-01-2022 · listed in the 2025 annual accounts, filed on 21-12-2025
Owners and capital
Capital transactions
Capital over time
- 12-01-2022 Converted to available equity
Network & group
WB shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of WB. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2025
21-12
micro format · 41 days before the deadline
30-06
Financial
Weakest financial yearnet -€2,804
The net result drops to -€2,804, the lowest from 2018 to 2025.
2024
23-12
micro format · 39 days before the deadline
2023
2022
12-01
Gazette deed
Appointment: Bens Werner (director)Amendment of the articles · Capital conversion · Declaration9 points ▸
Gazette deed
Appointment: Bens Werner (director)
Amendment of the articles · Capital conversion · Declaration9 points ▸
- General meeting, 21-12-2021
- Other provision, “besloten vennootschap” (deed in Dutch)
- Amendment of the articles
- Capital conversion, “beschikbare eigen vermogensrekening” (deed in Dutch)
- Other provision, “verlenging boekjaar bij overgangsmaatregel”, 30-06-2023 (deed in Dutch)
- Declaration, “aanpassing statuten aan WVV met terminologische wijzigingen en van rechtswege omvorming, voortbestaan bestuursmandaten” (deed in Dutch)
- Director appointment, Bens Werner (director (not named in the articles))
- Power of attorney
- Power of attorney, Eric De Bie
2021
26-07
micro format · 5 days before the deadline
2020
31-12
Financial
Equity above €200,000equity €215,064 ▲10.3%
With a profit in every financial year since 2018, equity grows to €215,064.
13-07
micro format · 18 days before the deadline
2019
09-07
micro format · 22 days before the deadline
2018
07-08
micro format · 7 days late
2017
25-07
micro format · 6 days before the deadline
2016
26-04
abbreviated format · 96 days before the deadline
2009
20-01
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
WB in Dutch
Enterprise number
0808.962.182
Legal form
Private limited company
Status
Active, normale toestand
Founded
07-01-2009
Entity type
Legal entity
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, dochtervennootschappen oprichten en administratieve zetels,bijkantoren en agentschappen vestigen in Belgie of buitenland”
deed of 12-01-2022 (in Dutch)Registered office and establishments
Registered office
Braamstraat 28, 2900 Schoten, Belgium
Establishment unit
WB, Braamstraat 28, 2900 Schoten since 07-01-2009 · unit number 2.177.252.5957010001 Activities of head offices
Activities
NACEBEL 202564210
Activities of holding companies main activity
Codes under NACEBEL 2008
64200
Holdings main activity
Invoicing and payment
VAT number
BE 0808.962.182
Financial year and general meeting
Accounts at the NBBFinancial year end
30-06
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Thursday of December at 20:00
deed of 12-01-2022 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
418 m²
Building footprint
206 m²
Building volume
2,111 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11442C0452/02S000 | Flanders | 418 m² | 1 · 206 m² | 13.4 m · 3 |