Waverley
ActiveSummary
Waverley has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €250k and a net result of €85k. Equity is growing by ~38.6% per year across the filed fiscal years. Its solvency ranks better than 70% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability93▲+3
Solvency83▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 1.66 against 1.03 in 2024; short-term debt: 29% and cash: 19.9% of total assets), and 42.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.6%
Return on assets
19.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
27 d late
2023
64 d late
2022
28 d late
2021
20 d late
2020
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€250k▲ 51.5%
2024 · €165k
2020: €60klowest in 6 years
2021: €62k▲ +4.0% vs 2020
2022: €62k▲ +0.2% vs 2021
2023: €106k▲ +70.2% vs 2022
2024: €165k▲ +56.0% vs 2023
2025: €250k▲ +51.5% vs 2024highest in 6 years
2020 → 2025
Total assets
€434k▲ 23.6%
2024 · €352k
2020: €108klowest in 6 years
2021: €187k▲ +73.2% vs 2020
2022: €187k● -0.0% vs 2021
2023: €255k▲ +36.6% vs 2022
2024: €352k▲ +37.7% vs 2023
2025: €434k▲ +23.6% vs 2024highest in 6 years
2020 → 2025
Net result
€85k▲ 43.4%
2024 · €59k
2020: €57k
2021: €2k▼ -95.8% vs 2020
2022: €151▼ -93.7% vs 2021lowest in 6 years
2023: €44k▲ +28888% vs 2022
2024: €59k▲ +35.8% vs 2023
2025: €85k▲ +43.4% vs 2024highest in 6 years
2020 → 2025
Working capital
€83k▲ 2,484%
2024 · €3k
2020: €54k
2021: €36k▼ -33.3% vs 2020
2022: €9k▼ -76.1% vs 2021
2023: €-6k▼ -170% vs 2022lowest in 6 years
2024: €3k▲ +153% vs 2023
2025: €83k▲ +2484% vs 2024highest in 6 years
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€62k▲ 0.2%€106k▲ 70.2%€165k▲ 56.0%€250k▲ 51.5%
2021: €62klowest in 5 years
2022: €62k▲ +0.2% vs 2021
2023: €106k▲ +70.2% vs 2022
2024: €165k▲ +56.0% vs 2023
2025: €250k▲ +51.5% vs 2024highest in 5 years
Operating result€5k-€2k▼ 63.1%€55k▲ 3,026%€80k▲ 46.1%€104k▲ 29.7%
2021: €5k
2022: €2k▼ -63.1% vs 2021lowest in 5 years
2023: €55k▲ +3026% vs 2022
2024: €80k▲ +46.1% vs 2023
2025: €104k▲ +29.7% vs 2024highest in 5 years
Net result€2k-€151▼ 93.7%€44k▲ 28,888%€59k▲ 35.8%€85k▲ 43.4%
2021: €2k
2022: €151▼ -93.7% vs 2021lowest in 5 years
2023: €44k▲ +28888% vs 2022
2024: €59k▲ +35.8% vs 2023
2025: €85k▲ +43.4% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 30% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €434k
Fixed assets
€226k ▼ 2.2%
Current assets
€208k ▲ 73.0%
Equity and liabilities €434k
Equity
€250k ▲ 51.5%
Debt
€184k ▼ 1.1%
Debt's share of the balance-sheet total falls from 53.0% to 42.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€138k▲
2024 · €111k
Cash flow
€119k▲
2024 · €91k
Current ratio
1.66▲
2024 · 1.03
Debt to equity
0.74▼
2024 · 1.13
ROE
34.0%▼
2024 · 35.9%
ROA
19.6%▲
2024 · 16.9%
Interest coverage
84.79▲
2024 · 56.33
Debt ≤ 1 year
€126k▲
2024 · €117k
Debt > 1 year
€58k▼
2024 · €69k
Income taxes
€17k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€352k€434k▲
Fixed assets21/28€231k€226k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€228k€224k▼
Land and buildings22€212k€216k▲
Plant, machinery and equipment23€224€1k▲
Furniture and vehicles24€15k€4k▼
Other tangible fixed assets26€1k€3k▲
Current assets29/58€120k€208k▲
Amounts receivable within one year40/41€51k€121k▲
Trade receivables40€51k€121k▲
Other amounts receivable41€89€89=
Cash at bank and in hand54/58€70k€86k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€352k€434k▲
Equity10/15€165k€250k▲
Contributions10/11€3k€3k=
Reserves13-€38k
Tax-exempt reserves132-€38k
Profit (loss) carried forward14€162k€209k▲
Amounts payable17/49€186k€184k▼
Amounts payable after more than one year17€69k€58k▼
Financial debts170/4€69k€58k▼
Amounts payable within one year42/48€117k€126k▲
Current portion of amounts payable after more than one year42€10k€11k▲
Trade debts44€16k€26k▲
Suppliers440/4€16k€26k▲
Taxes, remuneration and social security45€48k€44k▼
Taxes450/3€41k€30k▼
Remuneration and social security454/9€7k€14k▲
Other amounts payable47/48€42k€45k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€34k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€113k€139k▲
Operating profit (loss)9901€80k€104k▲
Financial income75/76B€2k€7▼
Recurring financial income75€0€7▲
Non-recurring financial income76B€2k-
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€80k€102k▲
Income taxes67/77€20k€17k▼
Profit (loss) for the period9904€59k€85k▲
Transfer to tax-exempt reserves689-€38k
Profit (loss) for the period to be appropriated9905€59k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€162k€209k▲
Profit (loss) brought forward from the previous period14P€103k€162k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €12k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k | €15k | €20k | €31k | €34k | ▲ 8.3% |
| Other operating charges640/8 | €2k | €1k | €1k | €1k | €2k | ▲ 22.6% |
| Gross operating margin9900 | €19k | €19k | €76k | €113k | €139k | ▲ 23.6% |
| Operating profit (loss)9901 | €5k | €2k | €55k | €80k | €104k | ▲ 29.7% |
| Financial income75/76B | €18 | - | €59 | €2k | €7 | ▼ 99.6% |
| Recurring financial income75 | €18 | - | €59 | €0 | €7 | ▲ 2,485% |
| Non-recurring financial income76B | - | - | - | €2k | - | - |
| Financial charges65/66B | €2k | €2k | €2k | €2k | €2k | ▼ 17.9% |
| Recurring financial charges65 | €2k | €2k | €2k | €2k | €2k | ▼ 17.9% |
| Profit (loss) for the period before taxes9903 | €3k | €151 | €52k | €80k | €102k | ▲ 27.8% |
| Income taxes67/77 | €867 | - | €9k | €20k | €17k | ▼ 17.4% |
| Profit (loss) for the period9904 | €2k | €151 | €44k | €59k | €85k | ▲ 43.4% |
| Transfer to tax-exempt reserves689 | - | - | - | - | €38k | - |
| Profit (loss) for the period to be appropriated9905 | €2k | €151 | €44k | €59k | €47k | ▼ 20.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €187k | €187k | €255k | €352k | €434k | ▲ 23.6% |
| Fixed assets21/28 | €107k | €127k | €192k | €231k | €226k | ▼ 2.2% |
| Intangible fixed assets21 | - | €6k | €4k | €3k | €2k | ▼ 46.2% |
| Tangible fixed assets22/27 | €107k | €121k | €188k | €228k | €224k | ▼ 1.6% |
| Land and buildings22 | €98k | €106k | €154k | €212k | €216k | ▲ 1.9% |
| Plant, machinery and equipment23 | - | - | €364 | €224 | €1k | ▲ 518% |
| Furniture and vehicles24 | €5k | €14k | €25k | €15k | €4k | ▼ 72.2% |
| Other tangible fixed assets26 | €1k | €833 | €2k | €1k | €3k | ▲ 138% |
| Assets under construction and advance payments27 | €3k | - | €7k | - | - | - |
| Current assets29/58 | €79k | €60k | €63k | €120k | €208k | ▲ 73.0% |
| Amounts receivable within one year40/41 | €4k | €14k | €11k | €51k | €121k | ▲ 138% |
| Trade receivables40 | €4k | €14k | €11k | €51k | €121k | ▲ 138% |
| Other amounts receivable41 | €5 | €21 | €64 | €89 | €89 | = |
| Cash at bank and in hand54/58 | €75k | €46k | €51k | €70k | €86k | ▲ 23.7% |
| Deferred charges and accrued income490/1 | €838 | €66 | €1k | - | €1k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €187k | €187k | €255k | €352k | €434k | ▲ 23.6% |
| Equity10/15 | €62k | €62k | €106k | €165k | €250k | ▲ 51.5% |
| Contributions10/11 | €3k | €3k | €3k | €3k | €3k | = |
| Reserves13 | - | - | - | - | €38k | - |
| Tax-exempt reserves132 | - | - | - | - | €38k | - |
| Profit (loss) carried forward14 | €59k | €59k | €103k | €162k | €209k | ▲ 29.1% |
| Amounts payable17/49 | €125k | €125k | €150k | €186k | €184k | ▼ 1.1% |
| Amounts payable after more than one year17 | €81k | €73k | €80k | €69k | €58k | ▼ 15.4% |
| Financial debts170/4 | €81k | €73k | €80k | €69k | €58k | ▼ 15.4% |
| Amounts payable within one year42/48 | €44k | €52k | €69k | €117k | €126k | ▲ 7.3% |
| Current portion of amounts payable after more than one year42 | €5k | €5k | €10k | €10k | €11k | ▲ 2.8% |
| Trade debts44 | €4k | €13k | €4k | €16k | €26k | ▲ 57.6% |
| Suppliers440/4 | €4k | €13k | €4k | €16k | €26k | ▲ 57.6% |
| Taxes, remuneration and social security45 | €15k | €11k | €19k | €48k | €44k | ▼ 8.7% |
| Taxes450/3 | €15k | €6k | €15k | €41k | €30k | ▼ 27.0% |
| Remuneration and social security454/9 | - | €5k | €4k | €7k | €14k | ▲ 92.0% |
| Other amounts payable47/48 | €19k | €22k | €36k | €42k | €45k | ▲ 7.1% |
| Accrued charges and deferred income492/3 | - | - | €747 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2k | €151 | €44k | €59k | €85k | ▲ 43.4% |
| + Depreciation and write-downs630 | €12k | €15k | €20k | €31k | €34k | ▲ 8.3% |
| Operating cash flow (approximation) | €14k | €16k | €63k | €91k | €119k | ▲ 31.2% |
| Investment in fixed assets (approximation) | - | €-35k | €-85k | €-70k | €-29k | ▲ 58.8% |
| Change in cash | - | €-28k | €5k | €18k | €17k | ▼ 10.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2020net €85k ▲43.4%
Operating result €104k, net result €85k, both a record.
31-12
Financial
Equity above €200kEq €250k ▲51.5%
6 profitable years in a row build equity to €250k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Equity above €150kEq €165k ▲56%
5 profitable years in a row build equity to €165k.
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 64 days late
2023
31-12
Financial
Equity above €100kEq €106k ▲70.2%
4 profitable years in a row build equity to €106k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Weakest financial yearnet €151 ▼93.7%
Net result drops to €151, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 20 days late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beauvechain · 1 establishment unit since 2019
Ground area
847 m²
Building footprint
99 m²
Volume, LiDAR
726 m³
Parcel 25038A0223/00N000, Wallonia · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Waverley
since 20192.293.824.920
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25038A0223/00N000 | Wallonia | 847 m² | 1 · 99 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,384. 3,857 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68121Development of residential building projects
68122Development of non-residential building projects
46190Agents in non-specialised wholesale trade
68310Real estate agency activities
Contact
Website
www.wavetint.be
Scores and ratios are computed by Checked and are not a credit decision.