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Wauters Retail

Active
Private limited companyfounded 2020active for 6 yearsPastoor Boelstraat 44, 9140 Temse, BelgiumKBO/BCE: BE 0755.551.113

From the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of Wauters Retail is 2.5% (moderate). The 2025 annual accounts show equity of €96,990 and a net result of €10,830. Equity has been shrinking by about 17% per year since 2021. Its solvency ranks better than 35% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 01-10-2020 Normal situation
Activity
Retail sale of bread and pastry (bakery outlets) NACE 47241and 2 others
Establishment unit
2.310.664.813 9220 Hamme (Vl.), since 16-12-2020
Financial year end
31 December
Peppol
Reachable since 01-09-2025

Board and ownership

Board
  • WAUTERS MaximDirector

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.5%
Annual accounts 2025
Gross margin
€192,436
▲ 39.9%
Turnover
≈ €910,000
estimated
Profit
€10,830
Equity
€96,990
▲ 12.6%
Total assets
€597,669
▼ 37.2%
Staff
5.3 FTE
▲ 15.2%
Filed on 31-08-2026, 31 days after the deadlineat the National Bank
Score breakdownraises riskLast filed accounts filed 31 days late; 2 of the last 3 accounts lateLiquidity: current ratio 1.08, cash €1,005, halvedFounded in 2020lowers riskSize: total assets €597,669Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 40% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 41+7
equity 16.2% of total assets
Liquidity 11+5
short-term debt 73.3% · cash 0.2%
Profitability 70+60
return on assets 1.8%
Bankruptcy probability within 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 2.3% 12-2024: 2.8%▲ +0.5 percentage points vs 11-2024 01-2025: 2.4%▼ -0.4 percentage points vs 12-2024 02-2025: 2.4%● unchanged vs 01-2025 03-2025: 2.4%● unchanged vs 02-2025 04-2025: 2.5%▲ +0.1 percentage points vs 03-2025 05-2025: 2.5%● unchanged vs 04-2025 06-2025: 2.6%▲ +0.1 percentage points vs 05-2025 07-2025: 2.6%● unchanged vs 06-2025 08-2025: 2.2%▼ -0.4 percentage points vs 07-2025lowest value 09-2025: 2.2%● unchanged vs 08-2025 10-2025: 2.2%● unchanged vs 09-2025 11-2025: 2.2%● unchanged vs 10-2025 12-2025: 2.3%▲ +0.1 percentage points vs 11-2025 01-2026: 2.2%▼ -0.1 percentage points vs 12-2025 02-2026: 2.2%● unchanged vs 01-2026 03-2026: 2.2%● unchanged vs 02-2026 04-2026: 2.3%▲ +0.1 percentage points vs 03-2026 05-2026: 2.2%▼ -0.1 percentage points vs 04-2026 06-2026: 2.4%▲ +0.2 percentage points vs 05-2026 07-2026: 2.4%● unchanged vs 06-2026 08-2026: 3.0%▲ +0.6 percentage points vs 07-2026highest value 09-2026: 2.5%▼ -0.5 percentage points vs 08-2026 10-2026: 2.5%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.08 (1.03 in 2024), below the usual 1.5. Short-term debt is 73.3% and cash 0.2% of total assets. 83.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 32% of them on solvency, 11% on liquidity, 51% on profitability and 64% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 31 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Liquidity: current ratio 1.08, cash €1,005, halved
NBB · annual accounts
lowers risk · Size: total assets €597,669
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
31 days late
2024
2 days early
2023
140 days late
2022
106 days late
2021
107 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 76 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 November (4 of the last 5 accounts filed within 75 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €68,564 in 2024 €10,830 View
  • Higher gross margin than 90% of companies in retail tradesector median €34,185 · 22,661 companies €192,436 View

Comparable companies

These companies have the same main activity as Wauters Retail: retail sale of bread and pastry (bakery outlets) (NACE 47241). They are comparable in size and age: total assets between €411,000 and €588,000, founded between 2018 and 2022.

CompanyTotal assetsGross margin
Wauters Retail Temse€597,669€192,436
Bakkers Arne & Ruben Kluisbergen€410,724€177,167
VANHERCK BAKKERIJ Tienen€449,427€184,210
Brood & Co Aarschot€587,699€219,351
Cassimon-Fils Rebecq€534,413€223,691
Brood en banket Claes Laakdal€510,323€242,727
DIDE-BOUL Chaumont-Gistoux€475,547€188,035
Full comparison

Documents

Annual accounts at the NBB

All 5 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Wauters Retail

What is the company number of Wauters Retail?
The company number of Wauters Retail is 0755.551.113. The VAT number is the same number with BE in front: BE 0755.551.113.
Where is Wauters Retail based?
The registered office is at Pastoor Boelstraat 44, 9140 Temse.Company details
What does Wauters Retail do?
According to the KBO register, the main activity is retail sale of bread and pastry (bakery outlets) (NACE 47241).
What is the legal form of Wauters Retail?
The legal form of Wauters Retail is Private limited company (BV).
When was Wauters Retail founded?
Wauters Retail was founded on 01-10-2020.
Is Wauters Retail still active?
Yes, Wauters Retail is an active enterprise in the KBO register.
How many employees does Wauters Retail have?
Wauters Retail had an average of 5.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Wauters Retail?
The turnover in financial year 2025 is ≈ €910,000. This figure is estimated from the gross margin of €192,436 and 43 comparable companies (NACE 472). It probably lies between €620,000 and €1.6m.
Is Wauters Retail profitable?
In financial year 2025, Wauters Retail made a profit of €10,830.
Where can I find the annual accounts of Wauters Retail?
Wauters Retail filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Wauters Retail due?
Wauters Retail must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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