DR MARCHAND Jean Jacques
ActiveSummary
DR MARCHAND Jean Jacques has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €387,669 and a net result of €57,054. Equity is growing by ~11.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability86▼-8
Solvency100=
Growth74=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 22.38 against 15.05 in 2023; short-term debt: 4.2% and cash: 32.1% of total assets), and 4.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
95.8%
Return on assets
14.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 d early
2024
18 d late
2023
44 d late
2022
29 d late
2021
30 d late
2020
29 d early
2019
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 3 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Turnover
€128,032▲ 10.4%
2022 · €116,017
EBIT margin
70.8%▲ 21.3pp
2022 · 49.5%
Net result
€57,054▼ 11.0%
2023 · €64,131
Working capital
€366,791▲ 14.5%
2023 · €320,290
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€116,017€128,032▲ 10.4%
Operating result€72,547▼ 18.3%€63,772▼ 12.1%€57,481▼ 9.9%€90,695▲ 57.8%€74,694▼ 17.6%
Net result€48,837▼ 12.2%€48,234▼ 1.2%€41,063▼ 14.9%€64,131▲ 56.2%€57,054▼ 11.0%
EBIT margin49.5%70.8%▲ 21.3pp
Equity€297,738▲ 19.6%€264,999▼ 11.0%€266,484▲ 0.6%€330,615▲ 24.1%€387,669▲ 17.3%
Total assets€316,996▲ 21.0%€271,692▼ 14.3%€298,218▲ 9.8%€353,404▲ 18.5%€404,826▲ 14.6%
Debt€19,259▲ 47.0%€6,694▼ 65.2%€31,734▲ 374%€22,789▼ 28.2%€17,157▼ 24.7%
Working capital€283,013▲ 23.8%€254,572▼ 10.0%€260,355▲ 2.3%€320,290▲ 23.0%€366,791▲ 14.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 18% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €404,826
Fixed assets
€20,878 ▲ 102%
Current assets
€383,948 ▲ 11.9%
Equity and liabilities €404,826
Equity
€387,669 ▲ 17.3%
Debt
€17,157 ▼ 24.7%
Debt's share of the balance-sheet total falls from 6.4% to 4.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€78,458▼
2023 · €92,852
Cash flow
€60,818▼
2023 · €66,288
Current ratio
22.38▲
2023 · 15.05
Debt to equity
0.04▼
2023 · 0.07
ROE
14.7%▼
2023 · 19.4%
ROA
14.1%▼
2023 · 18.1%
Interest coverage
14.72▼
2023 · 844.11
Debt ≤ 1 year
€17,157▼
2023 · €22,789
Income taxes
€30,550▼
2023 · €32,952
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | €116,017 | €128,032 | - | - |
| Non-recurring operating income76A | - | - | - | €14,697 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €62,664 | €58,441 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,763 | €4,298 | €4,298 | €2,157 | €3,764 | ▲ 74.5% |
| Other operating charges640/8 | - | €885 | €892 | €943 | €1,033 | ▲ 9.6% |
| Gross operating margin9900 | €83,372 | €68,955 | €62,670 | €93,795 | €79,492 | ▼ 15.2% |
| Operating profit (loss)9901 | €72,547 | €63,772 | €57,481 | €90,695 | €74,694 | ▼ 17.6% |
| Financial income75/76B | - | €4,061 | €6,276 | €6,498 | €18,241 | ▲ 181% |
| Recurring financial income75 | - | €4,061 | €6,276 | €6,498 | €18,241 | ▲ 181% |
| Financial charges65/66B | - | €114 | €174 | €110 | €5,331 | ▲ 4,747% |
| Recurring financial charges65 | €104 | €114 | €174 | €110 | €5,331 | ▲ 4,747% |
| Profit (loss) for the period before taxes9903 | €72,443 | €67,719 | €63,584 | €97,083 | €87,604 | ▼ 9.8% |
| Income taxes67/77 | €23,606 | €19,485 | €22,521 | €32,952 | €30,550 | ▼ 7.3% |
| Profit (loss) for the period9904 | €48,837 | €48,234 | €41,063 | €64,131 | €57,054 | ▼ 11.0% |
| Profit (loss) for the period to be appropriated9905 | €48,837 | €48,234 | €41,063 | €64,131 | €57,054 | ▼ 11.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €316,996 | €271,692 | €298,218 | €353,404 | €404,826 | ▲ 14.6% |
| Fixed assets21/28 | €14,725 | €10,427 | €6,129 | €10,325 | €20,878 | ▲ 102% |
| Tangible fixed assets22/27 | €14,725 | €10,427 | €6,129 | €10,325 | €20,878 | ▲ 102% |
| Land and buildings22 | - | €700 | €525 | €350 | €175 | ▼ 50.0% |
| Furniture and vehicles24 | - | €9,727 | €5,604 | €9,975 | €20,703 | ▲ 108% |
| Current assets29/58 | €302,272 | €261,265 | €292,088 | €343,079 | €383,948 | ▲ 11.9% |
| Amounts receivable within one year40/41 | €62,905 | €77,048 | €102,588 | €223,565 | €251,767 | ▲ 12.6% |
| Other amounts receivable41 | - | €77,048 | €102,588 | €223,565 | €251,767 | ▲ 12.6% |
| Cash at bank and in hand54/58 | €235,133 | €183,101 | €186,249 | €115,267 | €129,992 | ▲ 12.8% |
| Deferred charges and accrued income490/1 | - | €1,116 | €3,251 | €4,247 | €2,189 | ▼ 48.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €316,996 | €271,692 | €298,218 | €353,404 | €404,826 | ▲ 14.6% |
| Equity10/15 | €297,738 | €264,999 | €266,484 | €330,615 | €387,669 | ▲ 17.3% |
| Contributions10/11 | - | €19,350 | €19,350 | €19,350 | €19,350 | = |
| Reserves13 | €278,388 | €245,649 | €247,134 | €311,265 | €368,319 | ▲ 18.3% |
| Non-distributable reserves130/1 | - | €3,105 | €3,105 | €3,105 | €3,105 | = |
| Reserves not available under the articles1311 | - | €3,105 | €3,105 | €3,105 | €3,105 | = |
| Distributable reserves133 | - | €242,543 | €244,029 | €308,160 | €365,214 | ▲ 18.5% |
| Amounts payable17/49 | €19,259 | €6,694 | €31,734 | €22,789 | €17,157 | ▼ 24.7% |
| Amounts payable within one year42/48 | €19,259 | €6,694 | €31,734 | €22,789 | €17,157 | ▼ 24.7% |
| Trade debts44 | €6,296 | €1,870 | €9,212 | €8,469 | €2,431 | ▼ 71.3% |
| Suppliers440/4 | - | €1,870 | €9,212 | €8,469 | €2,431 | ▼ 71.3% |
| Taxes, remuneration and social security45 | - | €4,823 | €22,522 | €14,320 | €14,726 | ▲ 2.8% |
| Taxes450/3 | - | €4,823 | €22,522 | €14,320 | €14,726 | ▲ 2.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €48,837 | €48,234 | €41,063 | €64,131 | €57,054 | ▼ 11.0% |
| + Depreciation and write-downs630 | €9,763 | €4,298 | €4,298 | €2,157 | €3,764 | ▲ 74.5% |
| Operating cash flow (approximation) | €58,600 | €52,531 | €45,361 | €66,288 | €60,818 | ▼ 8.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€6,353 | -€14,317 | ▼ 125% |
| Change in cash | - | -€52,032 | €3,148 | -€70,982 | €14,725 | ▲ 121% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
29-05
State Gazette act
Reappointment: Marchand Jean Jacques (non-statutory director)Appointments: Marchand Anne-Françoise, Marchand Pierre Gäetan Paul and Marchand Claire · Purpose change · Name change16 facts ▸
State Gazette act
Reappointment: Marchand Jean Jacques (non-statutory director)
Appointments: Marchand Anne-Françoise, Marchand Pierre Gäetan Paul and Marchand Claire · Purpose change · Name change16 facts ▸
- General meeting, 24-05-2026
- Purpose change
- Name change, Watoto
- Statutes amendment
- Capital
- Board meeting, donner la mission d'établir et de signer la coordination des statuts et d'assurer son dépôt au dossier de la société, assemblée générale
- Board rule, administrateurs non statutaires, 4
- Director reappointment, Marchand Jean Jacques (non-statutory director)
- Director appointment, Marchand Anne-Françoise (non-statutory director)
- Director appointment, Marchand Pierre Gäetan Paul (non-statutory director)
- Director appointment, Marchand Claire (non-statutory director)
- Declaration, Les administrateurs confirment qu'ils n'ont pas été frappés d'interdiction pénale ou civile de diriger une société personnellement ou par personne interposée ou…
- +4 further facts in this act
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 44 days late
2023
31-12
Financial
Highest result since 2018net €64,131 ▲56.2%
Operating result €90,695, net result €64,131, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Weakest financial yearnet €41,063 ▼14.9%
Net result drops to €41,063, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 39.03
Current ratio from 15.70 to 39.03; short-term debt falls from €19,259 to €6,694.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200,000Eq €248,901 ▲28.8%
2 profitable years in a row build equity to €248,901.
Show earlier events
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
under verification, last change in 2026
This board is reconstructed from a single act (26333314). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Marchand Anne-Françoise
CurrentNon-statutory director · since 29-05-2026
Marchand Claire
CurrentNon-statutory director · since 29-05-2026
Marchand Pierre Gäetan Paul
CurrentNon-statutory director · since 29-05-2026
Marchand Jean Jacques
CurrentNon-statutory director
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
4 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Enghien
Ground area
1,405 m²
Building footprint
200 m²
Volume, LiDAR
1,403 m³
Parcel 55025A0414/00E000, Wallonia · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55025A0414/00E000 | Wallonia | 1,405 m² | 1 · 200 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
4 people since 2026, 4 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Marchand Anne-Françoise |
|
| Marchand Claire |
|
| Marchand Jean Jacques |
|
| Marchand Pierre Gäetan Paul |
|
Articles of association
Who signs
Each director alone
Duration
Unlimited
Purpose
La constitution, la gestion, la mise en location, l’entretien, la valorisation et la cession, au sens le plus large de ces termes, d’un patrimoine immobilier, ainsi que toutes…
Full purpose (3 activities)
- La constitution, la gestion, la mise en location, l’entretien, la valorisation et la cession, au sens le plus large de ces termes, d’un patrimoine immobilier, ainsi que toutes opérations immobilières, en ce compris les opérations sur droits réels démembrés et de leasing. Dans le cadre de cette gestion, la société peut notamment acquérir, aliéner, échanger, transformer, améliorer, équiper, prendre et donner à bail tous biens meubles et immeubles, contracter ou consentir tous emprunts, hypothécaires ou non, cette liste n'étant pas limitative.
- La détention de participations majoritaires ou minoritaires, la prise d’intérêts de toutes natures dans toutes entreprises ou sociétés
- La constitution, la gestion, la valorisation et la cession, au sens le plus large de ces termes, d’un patrimoine de valeurs mobilières de toutes natures, en ce compris les titres et effets financiers, les produits structurés et les contrats à terme, ainsi que toutes opérations sur titre
Legal form clause
Registered office clause
Région wallonne, Région wallonne
Share class
Chaque action donne un droit égal dans la répartition des bénéfices et des produits de la liquidation.
Nominatives, Elles sont inscrites dans le registre des actions nominatives ; ce registre contiendra les mentions requises par le Code des sociétés et des associ…
Other statement
Article 6. Appels de fonds
Les actions nouvelles à souscrire en numéraire doivent être offertes par préférence aux actionnaires existants, proportionnellement au nombre d’actions qu’ils d…
Toute personne peut renoncer à la convocation et, en tout cas, sera considérée comme ayant été régulièrement convoquée si elle est présente ou représentée à l'a…
Article 17. Admission à l’assemblée générale
Article 18. Séances – procès-verbaux
Toute assemblée générale, ordinaire ou extraordinaire, peut être prorogée, séance tenante, à trois semaines au plus par l'organe d'administration. Sauf si l'ass…
Article 27. Election de domicile
Pour tout litige entre la société, ses actionnaires, administrateurs, commissaires et liquidateurs relatifs aux affaires de la société et à l'exécution des prés…
Les dispositions du Code des sociétés et des associations auxquelles il ne serait pas licitement dérogé sont réputées inscrites dans les présents statuts et les…
Délibérations de l'assemblée générale, tout actionnaire peut donner à toute autre personne, actionnaire ou non, par tout moyen de transmission, une procuration…
2 more provisions on this in the deed
Transfer restriction
Tous les cas de cessions entre vifs, soit à titre onéreux, soit à titre gratuit, tant volontaires que forcées, tant en usufruit qu'en nue-propriété ou pleine pr…
Board rule
Organe d'administration, nommés avec ou sans limitation de durée
La totalité des pouvoirs d'administration lui est attribuée, avec la faculté de déléguer partie de ceux-ci, chaque administrateur agissant seul, peut accomplir…
Cette rémunération sera portée aux frais généraux, indépendamment des frais éventuels de représentation, voyages et déplacements, Si le mandat d'administrateur…
L'organe d'administration détermine s'ils agissent seul ou conjointement, Il peut révoquer en tout temps leurs mandats
Auditor rule
Un ou plusieurs commissaires, Lorsque la loi l'exige et dans les limites qu'elle prévoit
Profit allocation
Le bénéfice annuel net recevra l'affectation que lui donnera l'assemblée générale, statuant sur proposition de l'organe d'administration, étant toutefois fait o…
Dissolution rule
La société peut être dissoute en tout temps, par décision de l'assemblée générale délibérant dans les formes prévues pour les modifications aux statuts.
Liquidation rule
En cas de dissolution de la société, pour quelque cause et à quelque moment que ce soit, le ou les administrateurs en fonction sont désignés comme liquidateur(s…
Liquidation distribution
Article 26. Répartition de l’actif net
Statutes amendment
One provision in the deed
Structure & network
Connections & network
4 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
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Identification & contact
Identification
Legal formPrivate limited company
Founded15-02-2011
Fiscal year end31-12
Legal name FR
Watoto
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.