WATERMARK
ActiveSummary
WATERMARK has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €8k and a net result of €5k. Its solvency ranks better than 34% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes
Profitability99
Solvency64
Growth-
Track record67
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.48; short-term debt: 61.1% and cash: 46% of total assets), and 61.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
38.9%
Return on assets
24.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
28 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€8k
Total assets
€20k
Net result
€5k
Working capital
€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €20k
Fixed assets
€2k
Current assets
€18k
Equity and liabilities €20k
Equity
€8k
Debt
€13k
Debt finances 61.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€7k
Cash flow
€5k
Current ratio
1.48
Debt to equity
1.57
ROE
62.3%
ROA
24.2%
Interest coverage
83.93
Debt ≤ 1 year
€13k
Income taxes
€2k
Filed annual accounts As filed with the NBB · 2024 · 32 lines
Balance sheet
Code2024
Assets
Total assets20/58€20k
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Furniture and vehicles24€2k
Current assets29/58€18k
Amounts receivable within one year40/41€8k
Trade receivables40€8k
Other amounts receivable41€388
Cash at bank and in hand54/58€9k
Deferred charges and accrued income490/1€951
Equity and liabilities
Total equity and liabilities10/49€20k
Equity10/15€8k
Contributions10/11€3k
Profit (loss) carried forward14€5k
Amounts payable17/49€13k
Amounts payable within one year42/48€13k
Trade debts44€6k
Suppliers440/4€6k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Other amounts payable47/48€1k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€85
Other operating charges640/8€184
Gross operating margin9900€7k
Operating profit (loss)9901€7k
Financial charges65/66B€86
Recurring financial charges65€86
Profit (loss) for the period before taxes9903€7k
Income taxes67/77€2k
Profit (loss) for the period9904€5k
Profit (loss) for the period to be appropriated9905€5k
Appropriation of the result
Profit (loss) to be appropriated9906€5k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €85 |
| Other operating charges640/8 | €184 |
| Gross operating margin9900 | €7k |
| Operating profit (loss)9901 | €7k |
| Financial charges65/66B | €86 |
| Recurring financial charges65 | €86 |
| Profit (loss) for the period before taxes9903 | €7k |
| Income taxes67/77 | €2k |
| Profit (loss) for the period9904 | €5k |
| Profit (loss) for the period to be appropriated9905 | €5k |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €20k | |
| Fixed assets21/28 | €2k | |
| Tangible fixed assets22/27 | €2k | |
| Furniture and vehicles24 | €2k | |
| Current assets29/58 | €18k | |
| Amounts receivable within one year40/41 | €8k | |
| Trade receivables40 | €8k | |
| Other amounts receivable41 | €388 | |
| Cash at bank and in hand54/58 | €9k | |
| Deferred charges and accrued income490/1 | €951 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €20k | |
| Equity10/15 | €8k | |
| Contributions10/11 | €3k | |
| Profit (loss) carried forward14 | €5k | |
| Amounts payable17/49 | €13k | |
| Amounts payable within one year42/48 | €13k | |
| Trade debts44 | €6k | |
| Suppliers440/4 | €6k | |
| Taxes, remuneration and social security45 | €5k | |
| Taxes450/3 | €5k | |
| Other amounts payable47/48 | €1k | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €5k |
| + Depreciation and write-downs630 | €85 |
| Operating cash flow (approximation) | €5k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Ground area
284 m²
Building footprint
101 m²
Volume, LiDAR
575 m³
Parcel 11346B0712/00F002, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
WATERMARK
since 20242.355.763.081
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11346B0712/00F002 | Flanders | 284 m² | 1 · 101 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Fiera Consulting
BE 1030.030.429
Etterbeek · Eq €7,952
D & D CONSTRUCT
BE 0426.661.131
Westerlo · Eq €7,956
INNOWARE
BE 0641.714.287
Herenthout · Eq €7,957
Elantho
BE 1025.777.770
Schoten · Eq €7,950
SAAR Management
BE 0780.582.655
Antwerpen · Eq €7,960
Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 20,414 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
63920Other information service activities
71121Engineering and related technical consultancy, excluding land surveyors
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.