WATERLOO WASH
ActiveWATERLOO WASH has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.36M and a net result of €3k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 82% of 912 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 3.21 against 3.18 in 2024; short-term debt: 23% and cash: 0% of total assets), and 24.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.8%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
161 d late
2023
243 d late
2022
71 d late
2021
75 d late
2020
144 d late
2019
102 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.36M▲ 0.2%
2024 · €1.35M
2018: €651k
2019: €1.36M
2020: €1.29M
2021: €1.28M
2022: €1.26M
2023: €1.33M
2024: €1.35M
2018 → 2025
Total assets
€1.79M▼ 0.2%
2024 · €1.79M
2018: €1.27M
2019: €2.11M
2020: €1.96M
2021: €1.87M
2022: €1.81M
2023: €1.78M
2024: €1.79M
2018 → 2025
Net result
€3k▼ 88.0%
2024 · €24k
2018: €30k
2019: €932k
2020: €-67k
2021: €-7k
2022: €-18k
2023: €66k
2024: €24k
2018 → 2025
Working capital
€908k▲ 2.3%
2024 · €888k
2018: €-218k
2019: €1.30M
2020: €1.19M
2021: €1.07M
2022: €1.13M
2023: €770k
2024: €888k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.28M-€1.26M▼ 1.4%€1.33M▲ 5.2%€1.35M▲ 1.8%€1.36M▲ 0.2%
Operating result€-27k-€-12k▲ 54.7%€-18k▼ 43.9%€42k€8k▼ 80.2%
Net result€-7k-€-18k▼ 177%€66k€24k▼ 62.8%€3k▼ 88.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 80% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.79M
Fixed assets
€470k▼ 5.6%
Current assets
€1.32M▲ 1.8%
Equity and liabilities €1.79M
Equity
€1.36M▲ 0.2%
Debt
€433k▼ 1.6%
The debt ratio falls from 24.5% to 24.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€36k▼
2024 · €70k
Cash flow
€31k▼
2024 · €52k
Solvency
75.8%▲
2024 · 75.5%
Current ratio
3.21▲
2024 · 3.18
Quick ratio
3.21▲
2024 · 3.18
Debt / equity
0.32▼
2024 · 0.32
ROE
0.2%▼
2024 · 1.8%
ROA
0.2%▼
2024 · 1.4%
Interest coverage
11.00▼
2024 · 13.31
Debt
€433k▼
2024 · €440k
Debt ≤ 1 year
€411k▲
2024 · €408k
Debt > 1 year
€22k▼
2024 · €32k
Income taxes
€2k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.79M€1.79M▼
Fixed assets21/28€498k€470k▼
Tangible fixed assets22/27€479k€451k▼
Land and buildings22€479k€451k▼
Financial fixed assets28€19k€19k=
Current assets29/58€1.30M€1.32M▲
Amounts receivable within one year40/41€1.27M€1.31M▲
Other amounts receivable41€1.27M€1.31M▲
Cash at bank and in hand54/58€4k€573▼
Deferred charges and accrued income490/1€23k€7k▼
Equity and liabilities
Total equity and liabilities10/49€1.79M€1.79M▼
Equity10/15€1.35M€1.36M▲
Contributions10/11€140k€140k=
Capital10€140k€140k=
Issued capital100€140k€140k=
Revaluation surpluses12€61k€61k=
Reserves13€184k€181k▼
Non-distributable reserves130/1€14k€14k=
Legal reserve130€14k€14k=
Tax-exempt reserves132€8k€5k▼
Distributable reserves133€163k€163k=
Profit (loss) carried forward14€969k€975k▲
Amounts payable17/49€440k€433k▼
Amounts payable after more than one year17€32k€22k▼
Financial debts170/4€32k€22k▼
Amounts payable within one year42/48€408k€411k▲
Current portion of amounts payable after more than one year42€25k€11k▼
Financial debts43-€9k
Credit institutions430/8-€9k
Trade debts44€4k€11k▲
Suppliers440/4€4k€11k▲
Advances received on contracts in progress46€9k€9k=
Taxes, remuneration and social security45€364k€366k▲
Taxes450/3€364k€366k▲
Other amounts payable47/48€5k€5k=
Income statement
Code20242025
Non-recurring operating income76A€29k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k=
Other operating charges640/8€13k-
Gross operating margin9900€83k€36k▼
Operating profit (loss)9901€42k€8k▼
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€37k€5k▼
Income taxes67/77€13k€2k▼
Profit (loss) for the period9904€24k€3k▼
Transfer from tax-exempt reserves789-€3k
Profit (loss) for the period to be appropriated9905€24k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€993k€975k▼
Profit (loss) brought forward from the previous period14P€969k€969k=
Transfer to equity691/2€24k-
To other reserves6921€24k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
08-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 161 days late
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 243 days late
2023
31-12
Financial
Back to profitnet €66k
Net result €66k after 3 loss-making years.
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 144 days late
2020
31-12
Financial
Weakest financial yearnet €-67k ▼107%
Net result drops to €-67k, the lowest in the series; recovery starts the following year.
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 102 days late
2019
31-12
Financial
Highest result since 2018net €932k ▲3049%
Operating result €1.38M, net result €932k, both a record.
31-12
Financial
Liquidity times 37current ratio 12.52
Current ratio from 0.34 to 12.52; short-term debt falls from €329k to €113k.
31-12
Financial
Equity above €1MEq €1.36M ▲108%
2 profitable years in a row build equity to €1.36M.
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidslaan 153290 DiestGround area
1,861 m²
Building footprint
792 m²
Volume, LiDAR
4,798 m³
Parcel 24020B0251/00Y002, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nijverheidslaan 15, 3290 Diest
since 19942.065.875.118
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24020B0251/00Y002 | Flanders | 1,861 m² | 1 · 792 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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AQUA VITAL
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FEMAT LOCATION
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Of 304 companies in sector 77223 we hold annual accounts for 139. 65 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded16-06-1993
Fiscal year end31-12
Activities, NACEBEL
77223Rental and leasing activities
77392Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.