WASYL
ActiveWASYL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €161k and a net result of €95k. Equity is growing by ~26.4% per year across the filed fiscal years. Its solvency ranks better than 55% of 9520 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
25 d late
2023
36 d early
2022
38 d early
2021
26 d early
2020
23 d early
2019
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€161k▼ 39.5%
2023 · €265k
2019: €12k
2020: €60k
2021: €183k
2022: €125k
2023: €265k
2019 → 2024
Net result
€95k▼ 49.8%
2023 · €190k
2019: €6k
2020: €35k
2021: €124k
2022: €242k
2023: €190k
2019 → 2024
Total assets
€289k▼ 26.0%
2023 · €390k
2019: €23k
2020: €105k
2021: €293k
2022: €279k
2023: €390k
2019 → 2024
Solvency
55.6%▼ 12.4pp
2023 · 68.0%
2019: 53.2%
2020: 56.7%
2021: 62.5%
2022: 44.8%
2023: 68.0%
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€60k-€183k▲ 208%€125k▼ 31.6%€265k▲ 112%€161k▼ 39.5%
Operating result€46k-€156k▲ 238%€319k▲ 105%€254k▼ 20.5%€125k▼ 50.7%
Net result€35k-€124k▲ 254%€242k▲ 95.6%€190k▼ 21.5%€95k▼ 49.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 51% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €289k
Fixed assets
€182k▲ 3.9%
Current assets
€107k▼ 50.4%
Equity and liabilities €289k
Equity
€161k▼ 39.5%
Debt
€128k▲ 2.7%
The debt ratio rises from 32.0% to 44.4%: debt grows while equity shrinks.
Key figures and ratios
Solvency
55.6%▼
2023 · 68.0%
ROE
59.4%▼
2023 · 71.6%
ROA
33.0%▼
2023 · 48.7%
Debt
€128k▲
2023 · €125k
Debt ≤ 1 year
€85k▲
2023 · €73k
Debt > 1 year
€43k▼
2023 · €52k
Income taxes
€29k▼
2023 · €62k
Staff costs
€14k▲
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€390k€289k▼
Fixed assets21/28€175k€182k▲
Tangible fixed assets22/27€175k€182k▲
Furniture and vehicles24€7k€16k▲
Other tangible fixed assets26€168k€166k▼
Financial fixed assets28€151€151=
Current assets29/58€215k€107k▼
Amounts receivable within one year40/41€99k€96k▼
Trade receivables40€25k€3k▼
Other amounts receivable41€74k€93k▲
Cash at bank and in hand54/58€116k€11k▼
Deferred charges and accrued income490/1€52€0▼
Equity and liabilities
Total equity and liabilities10/49€390k€289k▼
Equity10/15€265k€161k▼
Contributions10/11€19k€19k=
Reserves13€247k€142k▼
Distributable reserves133€247k€142k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€125k€128k▲
Amounts payable after more than one year17€52k€43k▼
Financial debts170/4€52k€43k▼
Amounts payable within one year42/48€73k€85k▲
Current portion of amounts payable after more than one year42€8k€9k▲
Financial debts43€17k€20k▲
Credit institutions430/8€17k€20k▲
Trade debts44€669€5k▲
Suppliers440/4€669€5k▲
Taxes, remuneration and social security45€47k€23k▼
Taxes450/3€46k€22k▼
Remuneration and social security454/9€2k€1k▼
Other amounts payable47/48-€29k
Income statement
Code20232024
Remuneration, social security and pensions62€13k€14k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€27k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€296k€168k▼
Operating profit (loss)9901€254k€125k▼
Financial income75/76B€174€25▼
Recurring financial income75€174€25▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€252k€124k▼
Income taxes67/77€62k€29k▼
Profit (loss) for the period9904€190k€95k▼
Profit (loss) for the period to be appropriated9905€190k€95k▼
Appropriation of the result
Profit (loss) to be appropriated9906€190k€95k▼
Transfer from equity791/2€50k€200k▲
Transfer to equity691/2€190k€95k▼
To other reserves6921€190k€95k▼
Profit to be distributed694/7€50k€200k▲
Return on contributions (dividend)694€50k€200k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 2.93
Current ratio from 0.94 to 2.93; short-term debt falls from €94k to €73k.
31-12
Financial
Equity above €200kEq €265k ▲112%
5 profitable years in a row build equity to €265k.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €242k ▲95.6%
Operating result €319k, net result €242k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 4.30
Current ratio from 1.84 to 4.30; short-term debt falls from €42k to €42k.
31-12
Financial
Equity above €150kEq €183k ▲208%
3 profitable years in a row build equity to €183k.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenstraat 29840 Nazareth-De PinteGround area
1,607 m²
Building footprint
150 m²
Volume, LiDAR
973 m³
Parcel 44012B0490/00Z002, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WASYL
since 20182.280.679.440
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44012B0490/00Z002 | Flanders | 1,607 m² | 1 · 150 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 563 EUR awarded · 563 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 563 EUR | 563 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,286 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2018
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.