WARTIAL
ActiveWARTIAL has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €21k. Equity is growing by ~71.8% per year across the filed fiscal years. Its solvency ranks better than 35% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-13
Solvency62▼-16
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.51 against 1.98 in 2024; short-term debt: 47.5% and cash: 26.3% of total assets), but 62.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-11-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
30 d late
2024
29 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 65.4%
2024 · €31k
2023: €7k
2024: €31k
2023 → 2025
Total assets
€139k▲ 135%
2024 · €59k
2023: €21k
2024: €59k
2023 → 2025
Net result
€21k▼ 16.4%
2024 · €25k
2023: €4k
2024: €25k
2023 → 2025
Working capital
€34k▲ 24.3%
2024 · €27k
2023: €7k
2024: €27k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€7k-€31k▲ 359%€52k▲ 65.4%
Operating result€6k-€32k▲ 416%€28k▼ 11.8%
Net result€4k-€25k▲ 466%€21k▼ 16.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets
€40k▲ 729%
Current assets
€100k▲ 82.7%
Equity and liabilities €139k
Equity
€52k▲ 65.4%
Debt
€87k▲ 212%
The debt ratio rises from 47.1% to 62.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€33k▲
2024 · €32k
Cash flow
€26k▲
2024 · €25k
Solvency
37.3%▼
2024 · 52.9%
Current ratio
1.51▼
2024 · 1.98
Quick ratio
1.51▼
2024 · 1.98
Debt / equity
1.68▲
2024 · 0.89
ROE
39.5%▼
2024 · 78.2%
ROA
14.8%▼
2024 · 41.4%
Interest coverage
17.33▼
2024 · 60.25
Debt
€87k▲
2024 · €28k
Debt ≤ 1 year
€66k▲
2024 · €28k
Debt > 1 year
€21k
Income taxes
€5k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€139k▲
Fixed assets21/28€5k€40k▲
Tangible fixed assets22/27€5k€39k▲
Land and buildings22€3k-
Plant, machinery and equipment23-€5k
Furniture and vehicles24€1k€34k▲
Financial fixed assets28-€650
Current assets29/58€55k€100k▲
Amounts receivable within one year40/41€15k€63k▲
Trade receivables40€15k€63k▲
Other amounts receivable41€5-
Cash at bank and in hand54/58€39k€37k▼
Deferred charges and accrued income490/1€1k€577▼
Equity and liabilities
Total equity and liabilities10/49€59k€139k▲
Equity10/15€31k€52k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€29k€50k▲
Amounts payable17/49€28k€87k▲
Amounts payable after more than one year17-€21k
Financial debts170/4-€21k
Amounts payable within one year42/48€28k€66k▲
Current portion of amounts payable after more than one year42-€6k
Trade debts44€7k€39k▲
Suppliers440/4€7k€39k▲
Taxes, remuneration and social security45€15k€12k▼
Taxes450/3€13k€10k▼
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48€6k€9k▲
Accrued charges and deferred income492/3€425-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€538€6k▲
Other operating charges640/8€629€572▼
Gross operating margin9900€33k€34k▲
Operating profit (loss)9901€32k€28k▼
Financial charges65/66B€533€2k▲
Recurring financial charges65€533€2k▲
Profit (loss) for the period before taxes9903€31k€26k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€25k€21k▼
Profit (loss) for the period to be appropriated9905€25k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€50k▲
Profit (loss) brought forward from the previous period14P€4k€29k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2024
29-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
31-03
Financial
Highest result since 2023net €25k ▲466%
Operating result €32k, net result €25k, both a record.
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fond du Moulin 181390 Grez-DoiceauGround area
429 m²
Building footprint
103 m²
Volume, LiDAR
943 m³
Parcel 25008C0013/00T000, Wallonia · tallest building 23.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
WARTIAL
since 20222.331.896.232
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25008C0013/00T000 | Wallonia | 429 m² | 1 · 103 m² | 23.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,562. 38,265 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2022
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
85510Sports and recreation education
90031Arts creation and performing arts activities
90111Literary creation
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:chris@genachte.be
Phone:0476385223