WARNY & Cie SPRL
ActiveWARNY & Cie SPRL has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.51M and a net result of €-168k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 54% of 149 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-24
Solvency74▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.4 in 2024; short-term debt: 27.1% and cash: 2.7% of total assets), and 50.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.2%
Return on assets
-5.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-168k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
57 d early
2023
51 d early
2022
52 d early
2021
54 d early
2020
57 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-168k▼ 1,129%
2024 · €-14k
2018: €49k
2019: €82k
2020: €135k
2021: €150k
2022: €141k
2023: €31k
2024: €-14k
2018 → 2025
Working capital
€362k▼ 6.4%
2024 · €387k
2018: €553k
2019: €482k
2020: €611k
2021: €763k
2022: €943k
2023: €648k
2024: €387k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.56M-€1.69M▲ 8.4%€1.71M▲ 1.3%€1.69M▼ 1.4%€1.51M▼ 10.6%
Operating result€171k-€192k▲ 11.9%€30k▼ 84.5%€-13k€-143k▼ 1,012%
Net result€150k-€141k▼ 5.4%€31k▼ 77.9%€-14k€-168k▼ 1,129%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €143k in 2025 against €13k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.07M
Fixed assets
€1.88M▼ 5.6%
Current assets
€1.20M▼ 11.6%
Equity and liabilities €3.07M
Equity
€1.51M▼ 10.6%
Debt
€1.56M▼ 5.5%
The debt ratio rises from 49.4% to 50.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€163k▼
2024 · €245k
Cash flow
€138k▼
2024 · €245k
Solvency
49.2%▼
2024 · 50.6%
Current ratio
1.43▲
2024 · 1.40
Quick ratio
0.76▲
2024 · 0.74
Debt / equity
1.03▲
2024 · 0.98
ROE
-11.1%▼
2024 · -0.8%
ROA
-5.5%▼
2024 · -0.4%
Interest coverage
2.95▼
2024 · 5.18
Debt
€1.56M▼
2024 · €1.65M
Debt ≤ 1 year
€833k▼
2024 · €965k
Debt > 1 year
€685k▲
2024 · €676k
Income taxes
€867▲
2024 · €-554
Staff costs
€806k▼
2024 · €933k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.34M€3.07M▼
Fixed assets21/28€1.99M€1.88M▼
Tangible fixed assets22/27€1.98M€1.86M▼
Land and buildings22€998k€993k▼
Plant, machinery and equipment23€445k€406k▼
Furniture and vehicles24€146k€157k▲
Leasing and similar rights25€387k€308k▼
Financial fixed assets28€13k€13k=
Current assets29/58€1.35M€1.20M▼
Stocks and contracts in progress3€637k€567k▼
Stocks30/36€637k€567k▼
Amounts receivable within one year40/41€646k€542k▼
Trade receivables40€391k€291k▼
Other amounts receivable41€255k€251k▼
Cash at bank and in hand54/58€63k€81k▲
Deferred charges and accrued income490/1€6k€6k▼
Equity and liabilities
Total equity and liabilities10/49€3.34M€3.07M▼
Equity10/15€1.69M€1.51M▼
Contributions10/11€62k€62k=
Revaluation surpluses12€570k€570k=
Reserves13€491k€491k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Tax-exempt reserves132€85k€85k=
Distributable reserves133€400k€400k=
Profit (loss) carried forward14€526k€358k▼
Investment grants15€40k€30k▼
Amounts payable17/49€1.65M€1.56M▼
Amounts payable after more than one year17€676k€685k▲
Financial debts170/4€676k€685k▲
Amounts payable within one year42/48€965k€833k▼
Current portion of amounts payable after more than one year42€232k€260k▲
Financial debts43€400k€450k▲
Credit institutions430/8€400k€450k▲
Trade debts44€254k€64k▼
Suppliers440/4€254k€64k▼
Taxes, remuneration and social security45€78k€59k▼
Taxes450/3€12k€2k▼
Remuneration and social security454/9€66k€57k▼
Accrued charges and deferred income492/3€11k€43k▲
Income statement
Code20242025
Remuneration, social security and pensions62€933k€806k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€258k€306k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k-
Other operating charges640/8€33k€35k▲
Gross operating margin9900€1.21M€1.00M▼
Operating profit (loss)9901€-13k€-143k▼
Financial income75/76B€46k€31k▼
Recurring financial income75€46k€31k▼
Financial charges65/66B€47k€55k▲
Recurring financial charges65€47k€55k▲
Profit (loss) for the period before taxes9903€-14k€-167k▼
Income taxes67/77€-554€867▲
Profit (loss) for the period9904€-14k€-168k▼
Profit (loss) for the period to be appropriated9905€-14k€-168k▼
Appropriation of the result
Profit (loss) to be appropriated9906€526k€358k▼
Profit (loss) brought forward from the previous period14P€539k€526k▼
Social balance
Average headcount (FTE)908717.617.0▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-168k
Net result drops to €-168k, the lowest in the series.
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €150k ▲10.7%
Net result €150k, the highest in the series.
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 3 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 21 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sankt Vith · 2 establishment units since 1961
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Talstrasse 16-184780 Sankt Vith2 establishment units
Talstrasse 16, 4780 Sankt Vith
since 19612.006.578.919
WARNY & Cie SPRL
since 19692.229.627.053
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Of 887 companies in sector 33110 we hold annual accounts for 440. 185 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL
29320Manufacture of motor vehicles, trailers and semi-trailers
33110Repair and maintenance of fabricated metal products
34201
34300
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filings
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:info@warny.be
Phone:080/221480
Fax:080/221482