Summary
Warimmo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €723,007 and a net result of €61,535. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 64% of 8094 sector peers (fiscal year 2025). The company has been active since 1975 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
34 d early
2023
15 d early
2022
24 d early
2021
18 d early
2020
on the day
2019
32 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#2 oldest company in Ostend, Finance and insurance sector
Equity
€723,007▲ 9.3%
2024 · €661,472
Net result
€61,535▼ 8.7%
2024 · €67,433
Total assets
€1.1m▲ 3.6%
2024 · €1.0m
Solvency
68.0%▲ 3.6pp
2024 · 64.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€28,288▼ 36.1%€73,604▲ 160%€86,222▲ 17.1%€95,841▲ 11.2%€89,698▼ 6.4%
Net result€24,570within the sector's middle half▼ 23.5%€47,656within the sector's middle half▲ 94.0%€60,283within the sector's middle half▲ 26.5%€67,433within the sector's middle half▲ 11.9%€61,535within the sector's middle half▼ 8.7%
Equity€486,100above the sector's middle half▲ 5.3%€533,756above the sector's middle half▲ 9.8%€594,039above the sector's middle half▲ 11.3%€661,472above the sector's middle half▲ 11.4%€723,007above the sector's middle half▲ 9.3%
Total assets€896,705above the sector's middle half▲ 47.4%€937,901above the sector's middle half▲ 4.6%€975,671above the sector's middle half▲ 4.0%€1.0mabove the sector's middle half▲ 5.2%€1.1mabove the sector's middle half▲ 3.6%
Debt€328,477▲ 424%€324,604▼ 1.2%€304,685▼ 6.1%€290,469▼ 4.7%€268,118▼ 7.7%
Working capital€283,723above the sector's middle half▲ 7.8%€302,113above the sector's middle half▲ 6.5%€340,643above the sector's middle half▲ 12.8%€374,217above the sector's middle half▲ 9.9%€416,073above the sector's middle half▲ 11.2%
Solvency54.2%within the sector's middle half▼ 21.7pp56.9%within the sector's middle half▲ 2.7pp60.9%within the sector's middle half▲ 4.0pp64.5%within the sector's middle half▲ 3.6pp68.0%within the sector's middle half▲ 3.6pp
Current ratio14.41above the sector's middle half▲ 9.218.07above the sector's middle half▼ 6.357.05above the sector's middle half▼ 1.015.94above the sector's middle half▼ 1.125.88above the sector's middle half▼ 0.05
Return on assets (ROA)2.7%within the sector's middle half▼ 2.5pp5.1%within the sector's middle half▲ 2.3pp6.2%within the sector's middle half▲ 1.1pp6.6%within the sector's middle half▲ 0.4pp5.8%within the sector's middle half▼ 0.8pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€561,612 ▼ 2.5%
Current assets
€501,275 ▲ 11.4%
Equity and liabilities €1.1m
Equity
€723,007 ▲ 9.3%
Provisions
€71,761 ▼ 3.5%
Debt
€268,118 ▼ 7.7%
Debt's share of the balance-sheet total falls from 28.3% to 25.2%. Equity is higher and debt is lower.
Key figures and ratios
ROE
8.5%▼
2024 · 10.2%
Debt ≤ 1 year
€85,201▲
2024 · €75,822
Debt > 1 year
€180,540▼
2024 · €214,647
Income taxes
€26,034▼
2024 · €28,293
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,635 | €14,205 | €14,276 | €14,633 | €14,644 | ▲ 0.1% |
| Other operating charges640/8 | €1,258 | €2,489 | €4,665 | €4,659 | €4,759 | ▲ 2.1% |
| Gross operating margin9900 | €48,180 | €90,298 | €105,162 | €115,133 | €109,101 | ▼ 5.2% |
| Operating profit (loss)9901 | €28,288 | €73,604 | €86,222 | €95,841 | €89,698 | ▼ 6.4% |
| Financial charges65/66B | €1,815 | €3,630 | €3,009 | €2,708 | €4,721 | ▲ 74.3% |
| Recurring financial charges65 | €1,815 | €3,630 | €3,009 | €2,708 | €4,721 | ▲ 74.3% |
| Profit (loss) for the period before taxes9903 | €26,472 | €69,974 | €83,213 | €93,133 | €84,976 | ▼ 8.8% |
| Transfer from deferred taxes780 | €1,888 | €2,588 | €2,593 | €2,593 | €2,593 | = |
| Income taxes67/77 | €3,790 | €24,906 | €25,523 | €28,293 | €26,034 | ▼ 8.0% |
| Profit (loss) for the period9904 | €24,570 | €47,656 | €60,283 | €67,433 | €61,535 | ▼ 8.7% |
| Transfer from tax-exempt reserves789 | €5,664 | €7,763 | €7,779 | €7,779 | €7,779 | = |
| Profit (loss) for the period to be appropriated9905 | €30,234 | €55,420 | €68,062 | €75,212 | €69,314 | ▼ 7.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €896,705 | €937,901 | €975,671 | €1.0m | €1.1m | ▲ 3.6% |
| Fixed assets21/28 | €591,833 | €593,035 | €578,759 | €576,256 | €561,612 | ▼ 2.5% |
| Tangible fixed assets22/27 | €591,833 | €593,035 | €578,759 | €576,256 | €561,612 | ▼ 2.5% |
| Land and buildings22 | €591,833 | €593,035 | €578,759 | €576,256 | €561,612 | ▼ 2.5% |
| Current assets29/58 | €304,873 | €344,866 | €396,912 | €450,039 | €501,275 | ▲ 11.4% |
| Amounts receivable within one year40/41 | €239,036 | €215,514 | €226,035 | €192,905 | €194,370 | ▲ 0.8% |
| Trade receivables40 | €24,751 | €25,000 | €35,630 | €2,500 | €0 | ▼ 100% |
| Other amounts receivable41 | €214,286 | €190,514 | €190,405 | €190,405 | €194,370 | ▲ 2.1% |
| Cash at bank and in hand54/58 | €65,836 | €129,352 | €170,877 | €257,135 | €306,904 | ▲ 19.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €896,705 | €937,901 | €975,671 | €1.0m | €1.1m | ▲ 3.6% |
| Equity10/15 | €486,100 | €533,756 | €594,039 | €661,472 | €723,007 | ▲ 9.3% |
| Contributions10/11 | €130,000 | €130,000 | €130,000 | €130,000 | €130,000 | = |
| Capital10 | €130,000 | €130,000 | €130,000 | €130,000 | €130,000 | = |
| Issued capital100 | €130,000 | €130,000 | €130,000 | €130,000 | €130,000 | = |
| Reserves13 | €356,100 | €403,756 | €464,039 | €531,472 | €593,007 | ▲ 11.6% |
| Non-distributable reserves130/1 | €13,000 | €13,000 | €13,000 | €13,000 | €13,000 | = |
| Legal reserve130 | €13,000 | €13,000 | €13,000 | €13,000 | €13,000 | = |
| Tax-exempt reserves132 | €246,385 | €238,621 | €230,842 | €223,063 | €215,284 | ▼ 3.5% |
| Distributable reserves133 | €96,715 | €152,135 | €220,197 | €295,409 | €364,723 | ▲ 23.5% |
| Provisions and deferred taxes16 | €82,128 | €79,540 | €76,947 | €74,354 | €71,761 | ▼ 3.5% |
| Deferred taxes168 | €82,128 | €79,540 | €76,947 | €74,354 | €71,761 | ▼ 3.5% |
| Amounts payable17/49 | €328,477 | €324,604 | €304,685 | €290,469 | €268,118 | ▼ 7.7% |
| Amounts payable after more than one year17 | €307,327 | €281,852 | €248,416 | €214,647 | €180,540 | ▼ 15.9% |
| Financial debts170/4 | €307,327 | €281,852 | €248,416 | €214,647 | €180,540 | ▼ 15.9% |
| Amounts payable within one year42/48 | €21,150 | €42,753 | €56,269 | €75,822 | €85,201 | ▲ 12.4% |
| Current portion of amounts payable after more than one year42 | €11,146 | €33,105 | €33,436 | €33,769 | €34,106 | ▲ 1.0% |
| Trade debts44 | €4,002 | €145 | €6,094 | €1,732 | €342 | ▼ 80.3% |
| Suppliers440/4 | €4,002 | €145 | €6,094 | €1,732 | €342 | ▼ 80.3% |
| Taxes, remuneration and social security45 | €6,002 | €9,502 | €7,393 | €8,632 | €11,631 | ▲ 34.7% |
| Taxes450/3 | €4,820 | €9,502 | €7,393 | €8,632 | €11,631 | ▲ 34.7% |
| Remuneration and social security454/9 | €1,183 | €0 | - | - | - | - |
| Other amounts payable47/48 | - | - | €9,346 | €31,688 | €39,122 | ▲ 23.5% |
| Accrued charges and deferred income492/3 | - | - | - | - | €2,377 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €24,570 | €47,656 | €60,283 | €67,433 | €61,535 | ▼ 8.7% |
| + Depreciation and write-downs630 | €18,635 | €14,205 | €14,276 | €14,633 | €14,644 | ▲ 0.1% |
| Operating cash flow (approximation) | €43,205 | €61,862 | €74,559 | €82,066 | €76,179 | ▼ 7.2% |
| Investment in fixed assets (approximation) | - | -€15,408 | €0 | -€12,129 | €0 | ▲ 100% |
| Change in cash | - | €63,516 | €41,525 | €86,258 | €49,770 | ▼ 42.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500,000Eq €533,756 ▲9.8%
5 profitable years in a row build equity to €533,756.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 14.41
Current ratio from 5.20 to 14.41; short-term debt falls from €62,652 to €21,150.
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
2019
31-12
Financial
Weakest financial yearnet €7,772 ▼96.9%
Net result drops to €7,772, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 1976
Ground area
404 m²
Building footprint
404 m²
Volume, LiDAR
11,714 m³
Parcel 35013A1389/00B000, Flanders · tallest building 31.9 m, ±10 floors. Linked by address, not a title deed.
12
companies at this address
See who is registered here
1 establishment unit
WARIMMO
since 19762.012.029.527
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A1389/00B000 | Flanders | 404 m² | 1 · 404 m² | 31.9 m · 10 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 86 EUR awarded · 86 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 86 EUR |
| 2023 | 1 | 86 EUR | 0 EUR |
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,288 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded30-12-1975
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0415953618
Also
9925:BE0415953618
Registered
05-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.