WARDIAN
ActiveWARDIAN has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82k and a net result of €17k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 27% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-3
Solvency55▼-23
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.94 in 2024; short-term debt: 48% and cash: 50.6% of total assets), and 70.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.6%
Return on assets
6.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
126 d early
2024
8 d early
2023
58 d late
2022
68 d late
2021
2 d early
2020
30 d late
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€82k▼ 23.7%
2024 · €107k
2018: €42k
2019: €63k
2020: €86k
2021: €101k
2022: €119k
2023: €146k
2024: €107k
2018 → 2025
Total assets
€277k▲ 35.8%
2024 · €204k
2018: €87k
2019: €77k
2020: €94k
2021: €144k
2022: €191k
2023: €201k
2024: €204k
2018 → 2025
Net result
€17k▼ 5.8%
2024 · €18k
2018: €17k
2019: €22k
2020: €23k
2021: €15k
2022: €21k
2023: €26k
2024: €18k
2018 → 2025
Working capital
€28k▼ 62.8%
2024 · €75k
2018: €18k
2019: €47k
2020: €62k
2021: €81k
2022: €88k
2023: €118k
2024: €75k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€101k-€119k▲ 18.0%€146k▲ 22.0%€107k▼ 26.4%€82k▼ 23.7%
Operating result€24k-€29k▲ 21.8%€37k▲ 24.9%€29k▼ 22.2%€25k▼ 13.9%
Net result€15k-€21k▲ 38.3%€26k▲ 24.3%€18k▼ 30.1%€17k▼ 5.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €277k
Fixed assets
€116k▲ 139%
Current assets
€161k▲ 3.6%
Equity and liabilities €277k
Equity
€82k▼ 23.7%
Debt
€195k▲ 102%
The debt ratio rises from 47.3% to 70.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€48k▲
2024 · €47k
Cash flow
€41k▲
2024 · €36k
Solvency
29.6%▼
2024 · 52.7%
Current ratio
1.21▼
2024 · 1.94
Quick ratio
1.21▼
2024 · 1.94
Debt / equity
2.38▲
2024 · 0.90
ROE
21.2%▲
2024 · 17.2%
ROA
6.3%▼
2024 · 9.0%
Interest coverage
51.99▲
2024 · 33.44
Debt
€195k▲
2024 · €96k
Debt ≤ 1 year
€133k▲
2024 · €80k
Debt > 1 year
€62k▲
2024 · €16k
Income taxes
€6k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€204k€277k▲
Fixed assets21/28€49k€116k▲
Tangible fixed assets22/27€49k€116k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€32k€103k▲
Other tangible fixed assets26€15k€11k▼
Current assets29/58€155k€161k▲
Amounts receivable within one year40/41€15k€16k▲
Trade receivables40€12k€12k▼
Other amounts receivable41€2k€4k▲
Cash at bank and in hand54/58€138k€140k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€204k€277k▲
Equity10/15€107k€82k▼
Contributions10/11€19k€19k=
Reserves13€89k€63k▼
Distributable reserves133€89k€63k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€96k€195k▲
Amounts payable after more than one year17€16k€62k▲
Financial debts170/4€16k€62k▲
Amounts payable within one year42/48€80k€133k▲
Current portion of amounts payable after more than one year42€9k€22k▲
Financial debts43€833€0▼
Credit institutions430/8€833€0▼
Other loans439€0-
Trade debts44€140€105▼
Suppliers440/4€140€105▼
Taxes, remuneration and social security45€0€5k▲
Taxes450/3€0€2k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€70k€106k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€23k▲
Other operating charges640/8€950€967▲
Gross operating margin9900€48k€49k▲
Operating profit (loss)9901€29k€25k▼
Financial income75/76B€55€10▼
Recurring financial income75€55€10▼
Financial charges65/66B€1k€924▼
Recurring financial charges65€1k€924▼
Profit (loss) for the period before taxes9903€27k€24k▼
Income taxes67/77€9k€6k▼
Profit (loss) for the period9904€18k€17k▼
Profit (loss) for the period to be appropriated9905€18k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€17k▼
Transfer from equity791/2€20k€25k▲
Transfer to equity691/2€18k€40▼
To other reserves6921€18k€40▼
Profit to be distributed694/7€20k€43k▲
Return on contributions (dividend)694€20k€43k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
31-12
Financial
Highest result since 2018net €26k ▲24.3%
Operating result €37k, net result €26k, both a record.
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 68 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €15k ▼34.3%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €101k ▲17.8%
4 profitable years in a row build equity to €101k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 8.65
Current ratio from 4.28 to 8.65; short-term debt falls from €14k to €8k.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 4.28
Current ratio from 1.50 to 4.28; short-term debt falls from €36k to €14k.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heidelaan 172280 GrobbendonkGround area
1,220 m²
Building footprint
172 m²
Volume, LiDAR
881 m³
Parcel 13010C0046/00C004, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WARDIAN
since 20152.249.750.593
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13010C0046/00C004 | Flanders | 1,220 m² | 1 · 172 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 15,596 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2015
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.