WARAMCO
ActiveWARAMCO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.04M and a net result of €373k. Equity is growing by ~26.8% per year across the filed fiscal years. Its solvency ranks better than 72% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 5.86 against 24.43 in 2024), and 23.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.6%
Return on assets
27.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
27 d early
2023
27 d early
2022
26 d early
2021
30 d early
2020
29 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.04M▼ 6.9%
2024 · €1.12M
2018: €198k
2019: €275k
2020: €310k
2021: €404k
2022: €870k
2023: €456k
2024: €1.12M
2018 → 2025
Total assets
€1.36M▲ 18.1%
2024 · €1.15M
2018: €371k
2019: €376k
2020: €372k
2021: €422k
2022: €883k
2023: €465k
2024: €1.15M
2018 → 2025
Net result
€373k▼ 44.0%
2024 · €666k
2018: €135k
2019: €137k
2020: €511k
2021: €494k
2022: €466k
2023: €286k
2024: €666k
2018 → 2025
Working capital
€435k▼ 43.0%
2024 · €764k
2018: €62k
2019: €57k
2020: €48k
2021: €84k
2022: €502k
2023: €108k
2024: €764k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€404k-€870k▲ 115%€456k▼ 47.6%€1.12M▲ 146%€1.04M▼ 6.9%
Operating result€81k-€59k▼ 26.9%€62k▲ 5.5%€70k▲ 12.4%€59k▼ 16.2%
Net result€494k-€466k▼ 5.6%€286k▼ 38.5%€666k▲ 133%€373k▼ 44.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.36M
Fixed assets
€839k▲ 134%
Current assets
€525k▼ 34.1%
Equity and liabilities €1.36M
Equity
€1.04M▼ 6.9%
Debt
€319k▲ 878%
The debt ratio rises from 2.8% to 23.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€91k▼
2024 · €94k
Cash flow
€406k▼
2024 · €690k
Solvency
76.6%▼
2024 · 97.2%
Current ratio
5.86▼
2024 · 24.43
Quick ratio
5.86▼
2024 · 24.43
Debt / equity
0.30▲
2024 · 0.03
ROE
35.7%▼
2024 · 59.4%
ROA
27.3%▼
2024 · 57.7%
Interest coverage
44.95▼
2024 · 846.38
Debt
€319k▲
2024 · €33k
Debt ≤ 1 year
€90k▲
2024 · €33k
Debt > 1 year
€226k
Income taxes
€11k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.15M€1.36M▲
Fixed assets21/28€358k€839k▲
Tangible fixed assets22/27€58k€539k▲
Land and buildings22-€402k
Plant, machinery and equipment23€31k€29k▼
Furniture and vehicles24€27k€108k▲
Financial fixed assets28€300k€300k=
Current assets29/58€796k€525k▼
Amounts receivable within one year40/41€77k€85k▲
Trade receivables40€77k€78k▲
Other amounts receivable41-€6k
Current investments50/53-€250k
Cash at bank and in hand54/58€719k€188k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€1.15M€1.36M▲
Equity10/15€1.12M€1.04M▼
Contributions10/11€19k€19k=
Reserves13€1.10M€1.03M▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1.10M€1.02M▼
Amounts payable17/49€33k€319k▲
Amounts payable after more than one year17-€226k
Financial debts170/4-€226k
Amounts payable within one year42/48€33k€90k▲
Current portion of amounts payable after more than one year42-€22k
Trade debts44€2k€16k▲
Suppliers440/4€2k€16k▲
Advances received on contracts in progress46-€165
Taxes, remuneration and social security45€17k€17k▼
Taxes450/3€17k€17k▼
Other amounts payable47/48€14k€34k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Remuneration, social security and pensions62€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€33k▲
Other operating charges640/8€705€6k▲
Gross operating margin9900€97k€97k▼
Operating profit (loss)9901€70k€59k▼
Financial income75/76B€613k€327k▼
Recurring financial income75€613k€327k▼
Financial charges65/66B€111€2k▲
Recurring financial charges65€111€2k▲
Profit (loss) for the period before taxes9903€683k€384k▼
Income taxes67/77€17k€11k▼
Profit (loss) for the period9904€666k€373k▼
Profit (loss) for the period to be appropriated9905€666k€373k▼
Appropriation of the result
Profit (loss) to be appropriated9906€666k€373k▼
Transfer from equity791/2-€450k
Transfer to equity691/2€666k€373k▼
To other reserves6921€666k€373k▼
Profit to be distributed694/7-€450k
Return on contributions (dividend)694-€450k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €666k ▲133%
Net result €666k, the highest in the series.
31-12
Financial
Equity above €1MEq €1.12M ▲146%
7 profitable years in a row build equity to €1.12M.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 7current ratio 38.58
Current ratio from 5.74 to 38.58; short-term debt falls from €18k to €13k.
31-12
Financial
Equity above €500kEq €870k ▲115%
5 profitable years in a row build equity to €870k.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €275k ▲38.9%
2 profitable years in a row build equity to €275k.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
25-03-2022
Caroline Allaerts: Resigned as Director
25-03-2022
Ken Goderis: Resigned as Director
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moortelstraat 619150 Beveren-Kruibeke-ZwijndrechtGround area
4,694 m²
Building footprint
140 m²
Parcel 46013C0214/00_000, Flanders. Linked by address, not a title deed.
1 establishment unit
Waramco
since 20142.235.082.116
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46013C0214/00_000 | Flanders | 4,693 m² | 1 · 140 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BIELIEVE
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FREHO CONSULTING
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SWEGCO
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 27,269 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.