Summary
WARAKU is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €520,602 and a net result of €69,184. Its solvency ranks better than 55% of 5587 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
27 d early
2024
73 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 50 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€520,602▲ 15.3%
2024 · €451,418
Net result
€69,184▼ 84.6%
2024 · €448,918
Total assets
€909,490▲ 29.2%
2024 · €703,670
Solvency
57.2%▼ 6.9pp
2024 · 64.2%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€593,512-€87,533▼ 85.3%
Net result€448,918above the sector's middle half-€69,184within the sector's middle half▼ 84.6%
Equity€451,418within the sector's middle half-€520,602within the sector's middle half▲ 15.3%
Total assets€703,670within the sector's middle half-€909,490within the sector's middle half▲ 29.2%
Debt€252,252-€388,889▲ 54.2%
Working capital€430,243above the sector's middle half-€506,114above the sector's middle half▲ 17.6%
Solvency64.2%within the sector's middle half-57.2%within the sector's middle half▼ 6.9pp
Current ratio2.71within the sector's middle half-2.30within the sector's middle half▼ 0.41
Return on assets (ROA)63.8%above the sector's middle half-7.6%within the sector's middle half▼ 56.2pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 85% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €909,490
Fixed assets
€14,488 ▼ 35.4%
Current assets
€895,003 ▲ 31.4%
Equity and liabilities €909,490
Equity
€520,602 ▲ 15.3%
Debt
€388,889 ▲ 54.2%
Debt's share of the balance-sheet total rises from 35.8% to 42.8%. Equity and debt are higher.
Key figures and ratios
ROE
13.3%▼
2024 · 99.4%
Debt ≤ 1 year
€388,889▲
2024 · €251,003
Income taxes
€17,633▼
2024 · €145,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,388 | €7,937 | ▲ 472% |
| Other operating charges640/8 | €1,112 | €450 | ▼ 59.5% |
| Gross operating margin9900 | €596,011 | €95,920 | ▼ 83.9% |
| Operating profit (loss)9901 | €593,512 | €87,533 | ▼ 85.3% |
| Financial income75/76B | €607 | €2,326 | ▲ 283% |
| Recurring financial income75 | €607 | €2,326 | ▲ 283% |
| Financial charges65/66B | €201 | €3,043 | ▲ 1,417% |
| Recurring financial charges65 | €201 | €3,043 | ▲ 1,417% |
| Profit (loss) for the period before taxes9903 | €593,918 | €86,817 | ▼ 85.4% |
| Income taxes67/77 | €145,000 | €17,633 | ▼ 87.8% |
| Profit (loss) for the period9904 | €448,918 | €69,184 | ▼ 84.6% |
| Profit (loss) for the period to be appropriated9905 | €448,918 | €69,184 | ▼ 84.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €703,670 | €909,490 | ▲ 29.2% |
| Fixed assets21/28 | €22,424 | €14,488 | ▼ 35.4% |
| Tangible fixed assets22/27 | €22,424 | €14,488 | ▼ 35.4% |
| Furniture and vehicles24 | €22,424 | €14,488 | ▼ 35.4% |
| Current assets29/58 | €681,246 | €895,003 | ▲ 31.4% |
| Amounts receivable within one year40/41 | €591,246 | €678,461 | ▲ 14.8% |
| Trade receivables40 | €514,220 | €518,028 | ▲ 0.7% |
| Other amounts receivable41 | €77,026 | €160,433 | ▲ 108% |
| Cash at bank and in hand54/58 | €89,602 | €216,143 | ▲ 141% |
| Deferred charges and accrued income490/1 | €398 | €398 | = |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €703,670 | €909,490 | ▲ 29.2% |
| Equity10/15 | €451,418 | €520,602 | ▲ 15.3% |
| Contributions10/11 | €2,500 | €2,500 | = |
| Profit (loss) carried forward14 | €448,918 | €518,102 | ▲ 15.4% |
| Amounts payable17/49 | €252,252 | €388,889 | ▲ 54.2% |
| Amounts payable within one year42/48 | €251,003 | €388,889 | ▲ 54.9% |
| Trade debts44 | €1,054 | €18,010 | ▲ 1,609% |
| Suppliers440/4 | €1,054 | €18,010 | ▲ 1,609% |
| Taxes, remuneration and social security45 | €249,949 | €177,759 | ▼ 28.9% |
| Taxes450/3 | €249,949 | €177,759 | ▼ 28.9% |
| Other amounts payable47/48 | - | €193,120 | - |
| Accrued charges and deferred income492/3 | €1,249 | €0 | ▼ 100.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €448,918 | €69,184 | ▼ 84.6% |
| + Depreciation and write-downs630 | €1,388 | €7,937 | ▲ 472% |
| Operating cash flow (approximation) | €450,306 | €77,120 | ▼ 82.9% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €126,541 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
State Gazette act
General meeting · Share issue
Share class · Capital increase
04-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €500,000Eq €520,602 ▲15.3%
2 profitable years in a row build equity to €520,602.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
03-07
State Gazette act
General meeting · Board meeting
Director resignation · Director appointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2023
Ground area
1,208 m²
Building footprint
130 m²
Volume, LiDAR
1,046 m³
Parcel 21443C0244/00P005, Brussels · tallest building 16.0 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
WARAKU
since 20232.353.233.856
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443C0244/00P005 | Brussels | 1,208 m² | 1 · 130 m² | 16.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
2 locations
Similar companies · same sector, comparable size
macy
BE 0860.594.490
Middelkerke · Eq €520,669
HLVC
BE 0701.718.190
Gent · Eq €520,454
BELCORTEX
BE 0536.895.691
Mont-Saint-Guibert · Eq €520,872
CHATHO IMMO
BE 0521.991.147
Villers-la-Ville · Eq €520,911
Videofactory
BE 0478.516.935
Schilde · Eq €520,952
Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 13,603 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:1003560119
Also
9925:BE1003560119
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.