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WAPICAR

Active
Private limited companyfounded 20251 yr activeRue de Chièvres(S) 418, 7332 Saint-Ghislain, BelgiumKBO/BCE: BE 1024.310.694
Summary

WAPICAR has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €52k. Its solvency ranks better than 17% of 8048 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes
Profitability80
Solvency35
Growth-
Track record67
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.7; short-term debt: 27.5% and cash: 6.5% of total assets), but 89.9% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
10.1%
Return on assets
9.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 8048 sector peers (2025).
NBB · sector comparison
Position among 8048 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
21 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 13 June 2025, WAPICAR was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€57k
Total assets
€567k
Net result
€52k
Working capital
€265k

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €567k
Fixed assets €145k
Current assets €422k
Equity and liabilities €567k
Equity €57k
Debt €510k
Debt finances 89.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€87k
Cash flow
€62k
Current ratio
2.70
Quick ratio
0.39
Debt to equity
8.95
ROE
91.2%
ROA
9.2%
Interest coverage
126.44
Debt ≤ 1 year
€156k
Debt > 1 year
€353k
Income taxes
€25k
Staff costs
€68k
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 49 lines
Balance sheet Code2025
Assets
Total assets20/58€567k
Fixed assets21/28€145k
Intangible fixed assets21€111k
Tangible fixed assets22/27€34k
Land and buildings22€13k
Plant, machinery and equipment23€19k
Furniture and vehicles24€3k
Current assets29/58€422k
Stocks and contracts in progress3€361k
Stocks30/36€361k
Amounts receivable within one year40/41€23k
Trade receivables40€20k
Other amounts receivable41€3k
Cash at bank and in hand54/58€37k
Equity and liabilities
Total equity and liabilities10/49€567k
Equity10/15€57k
Contributions10/11€5k
Reserves13€52k
Non-distributable reserves130/1€52k
Other1319€52k
Profit (loss) carried forward14€74
Amounts payable17/49€510k
Amounts payable after more than one year17€353k
Other amounts payable178/9€353k
Amounts payable within one year42/48€156k
Trade debts44€67k
Suppliers440/4€67k
Taxes, remuneration and social security45€81k
Taxes450/3€25k
Remuneration and social security454/9€56k
Other amounts payable47/48€8k
Accrued charges and deferred income492/3€877
Income statement Code2025
Remuneration, social security and pensions62€68k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k
Other operating charges640/8€569
Gross operating margin9900€156k
Operating profit (loss)9901€78k
Financial income75/76B€85
Recurring financial income75€85
Financial charges65/66B€692
Recurring financial charges65€692
Profit (loss) for the period before taxes9903€77k
Income taxes67/77€25k
Profit (loss) for the period9904€52k
Profit (loss) for the period to be appropriated9905€52k
Appropriation of the result
Profit (loss) to be appropriated9906€52k
Transfer to equity691/2€52k
To other reserves6921€52k
Social balance
Average headcount (FTE)90874.3

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€68k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k
Other operating charges640/8€569
Gross operating margin9900€156k
Operating profit (loss)9901€78k
Financial income75/76B€85
Recurring financial income75€85
Financial charges65/66B€692
Recurring financial charges65€692
Profit (loss) for the period before taxes9903€77k
Income taxes67/77€25k
Profit (loss) for the period9904€52k
Profit (loss) for the period to be appropriated9905€52k
Line2025
Assets
Total assets20/58€567k
Fixed assets21/28€145k
Intangible fixed assets21€111k
Tangible fixed assets22/27€34k
Land and buildings22€13k
Plant, machinery and equipment23€19k
Furniture and vehicles24€3k
Current assets29/58€422k
Stocks and contracts in progress3€361k
Stocks30/36€361k
Amounts receivable within one year40/41€23k
Trade receivables40€20k
Other amounts receivable41€3k
Cash at bank and in hand54/58€37k
Equity and liabilities
Total equity and liabilities10/49€567k
Equity10/15€57k
Contributions10/11€5k
Reserves13€52k
Non-distributable reserves130/1€52k
Other1319€52k
Profit (loss) carried forward14€74
Amounts payable17/49€510k
Amounts payable after more than one year17€353k
Other amounts payable178/9€353k
Amounts payable within one year42/48€156k
Trade debts44€67k
Suppliers440/4€67k
Taxes, remuneration and social security45€81k
Taxes450/3€25k
Remuneration and social security454/9€56k
Other amounts payable47/48€8k
Accrued charges and deferred income492/3€877
Line2025
Profit (loss) for the period9904€52k
+ Depreciation and write-downs630€10k
Operating cash flow (approximation)€62k

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
10-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2025
seat establishment approximate The establishment unit on the map
Ground area
2.3 ha
Parcel 53057A0362/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
WAPICAR
Rue de Chièvres(S) 418, 7332 Saint-GhislainWholesale of cars and light vans (up to 3.5 tonnes)
since 20252.375.733.403
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53057A0362/00B000 Wallonia 2.3 ha - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,129 companies in sector 46711 we hold annual accounts for 1,128. 739 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded13-06-2025
Fiscal year end31-12
Activities, NACEBEL 2025
46711Wholesale of cars and light vans (up to 3.5 tonnes)
46712Wholesale trade
46713Wholesale trade
46720Wholesale of motor vehicle parts and accessories
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95316Washing and cleaning of motor vehicles

Scores and ratios are computed by Checked and are not a credit decision.