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WAP INSURANCE

Active Risk: not assessed
Private limited companyfounded 2010active for 16 yearsRue du Hameau 29, 7950 Chièvres, BelgiumKBO/BCE: BE 0827.492.251
Summary

WAP INSURANCE is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €363,716 and a net result of €195,683. Equity has been growing by about 21% per year since 2020. Its solvency ranks better than 32% of 3,049 sector peers (NACE 66, financial year 2025). The company has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals.

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WAP INSURANCEActive
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Overview

Official details

Source: KBO
Status
Active since 21-06-2010 Normal situation
Activity
Insurance agents and brokers NACE 66220
Joint committee
307 Paritair Comité voor de makelarij en verzekeringsagentschappen · annual accounts 2025
Establishment unit
2.190.011.164 7500 Tournai, since 21-06-2010
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Board and ownership

Board
  • Delavallée ValérieDirector · since 10-12-2019
Holdings
Shares in 1 company DEGAUQUIER AND PARTNERS
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€195,683
▲ 475%
Equity
€363,716
▲ 72.5%
Total assets
€1.3m
▲ 21.7%
Employees on 31-12-2025
1
=
  • 2025 accounts filed 24 days after the deadline
Filed on 24-08-2026
Financials
Signalsraises risk2025 accounts filed 24 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
24 days late
2024
28 days late
2023
30 days late
2022
4 days early
2021
25 days late
2020
59 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 27 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €34,014 to €195,683 ▲ 475% View
  • Positive: Higher net result than 92% of companies in auxiliary financial servicessector median €32,375 · 3,050 companies €195,683 View
  • Positive: 6 profitable years in a rowprofit 2025: €195,683 6 years View

Recent changes

  1. · Gazette deed Board composition · Permanent representative
  2. · Gazette deed Incorporation
All 12 events

Comparable companies

These companies have the same main activity as WAP INSURANCE: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €1.1m and €1.8m, founded between 2007 and 2012.

CompanyTotal assetsGross margin
WAP INSURANCE Chièvres€1.3m€0.1m
Celofin Mouscron€1.2m€0.1m
Woverto Londerzeel€1.3m€0.1m
S.VD Kortemark€1.3m€0.1m
Bureau d’assurances et immobilier DUPONT Tournai€1.1m€0.2m
STOIC PATRIMOINE Mons€1.8m€0.1m
RFC GROUP Walhain€1.2m€0.2m
Full comparison

Key facts about WAP INSURANCE
What is the company number of WAP INSURANCE?
The company number of WAP INSURANCE is 0827.492.251. The VAT number is the same number with BE in front: BE 0827.492.251.
Where is WAP INSURANCE based?
The registered office is at Rue du Hameau 29, 7950 Chièvres.Company details
What does WAP INSURANCE do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of WAP INSURANCE?
The legal form of WAP INSURANCE is Private limited company (BV).
When was WAP INSURANCE founded?
WAP INSURANCE was founded on 21-06-2010.
Is WAP INSURANCE still active?
Yes, WAP INSURANCE is an active enterprise in the KBO register.
How many employees does WAP INSURANCE have?
WAP INSURANCE had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does WAP INSURANCE fall under?
In its 2025 annual accounts, WAP INSURANCE states joint committee 307 (Paritair Comité voor de makelarij en verzekeringsagentschappen).
What is the turnover of WAP INSURANCE?
The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €132,683 and 31 comparable companies (NACE 66220). It probably lies between €210,000 and €340,000.
Is WAP INSURANCE profitable?
In financial year 2025, WAP INSURANCE made a profit of €195,683.
Where can I find the annual accounts of WAP INSURANCE?
WAP INSURANCE filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of WAP INSURANCE due?
WAP INSURANCE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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