WALTER & TEAM
ActiveWALTER & TEAM has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €61k and a net result of €6k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 90% of 6162 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▲+11
Solvency100▲+10
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.36 against 2.01 in 2023; short-term debt: 18.3% and cash: 24.8% of total assets), and 19.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €61k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
27 d late
2022
151 d late
2021
61 d late
2020
61 d late
2019
67 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€61k▲ 11.8%
2023 · €54k
2018: €55k
2019: €52k
2020: €46k
2021: €59k
2022: €51k
2023: €54k
2018 → 2024
Total assets
€76k▼ 9.3%
2023 · €83k
2018: €85k
2019: €78k
2020: €62k
2021: €76k
2022: €62k
2023: €83k
2018 → 2024
Net result
€6k▲ 122%
2023 · €3k
2018: €2k
2019: €-3k
2020: €-6k
2021: €13k
2022: €-8k
2023: €3k
2018 → 2024
Working capital
€33k▲ 31.8%
2023 · €25k
2018: €38k
2019: €32k
2020: €20k
2021: €32k
2022: €25k
2023: €25k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€46k-€59k▲ 28.6%€51k▼ 13.6%€54k▲ 5.6%€61k▲ 11.8%
Operating result€-4k-€14k€-7k€5k€11k▲ 120%
Net result€-6k-€13k€-8k€3k€6k▲ 122%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 120% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €76k
Fixed assets
€29k▼ 14.6%
Current assets
€47k▼ 5.6%
Equity and liabilities €76k
Equity
€61k▲ 11.8%
Debt
€15k▼ 48.4%
The debt ratio falls from 35.0% to 19.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k▲
2023 · €10k
Cash flow
€11k▲
2023 · €7k
Solvency
80.1%▲
2023 · 65.0%
Current ratio
3.36▲
2023 · 2.01
Quick ratio
1.54▲
2023 · 1.13
Debt / equity
0.25▼
2023 · 0.54
ROE
10.5%▲
2023 · 5.3%
ROA
8.4%▲
2023 · 3.4%
Interest coverage
10.25▲
2023 · 5.35
Debt
€15k▼
2023 · €29k
Debt ≤ 1 year
€14k▼
2023 · €25k
Debt > 1 year
€1k▼
2023 · €5k
Income taxes
€3k▲
2023 · €537
Staff costs
€65k▲
2023 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€83k€76k▼
Fixed assets21/28€34k€29k▼
Tangible fixed assets22/27€27k€22k▼
Plant, machinery and equipment23€14k€11k▼
Furniture and vehicles24€13k€11k▼
Financial fixed assets28€7k€7k=
Current assets29/58€49k€47k▼
Stocks and contracts in progress3€22k€25k▲
Stocks30/36€22k€25k▲
Amounts receivable within one year40/41€2k€767▼
Trade receivables40€2k€729▼
Other amounts receivable41€38€38=
Cash at bank and in hand54/58€25k€19k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€83k€76k▼
Equity10/15€54k€61k▲
Contributions10/11€12k€12k=
Outside capital11€12k-
Other1109/19€12k-
Reserves13€5k€11k▲
Distributable reserves133€5k€11k▲
Profit (loss) carried forward14€37k€37k=
Amounts payable17/49€29k€15k▼
Amounts payable after more than one year17€5k€1k▼
Financial debts170/4€5k€1k▼
Amounts payable within one year42/48€25k€14k▼
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€2k€0▼
Suppliers440/4€2k€0▼
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€3k€6k▲
Remuneration and social security454/9€8k€3k▼
Other amounts payable47/48€8k€1k▼
Income statement
Code20232024
Remuneration, social security and pensions62€59k€65k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€840€748▼
Gross operating margin9900€69k€82k▲
Operating profit (loss)9901€5k€11k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€3k€10k▲
Income taxes67/77€537€3k▲
Profit (loss) for the period9904€3k€6k▲
Profit (loss) for the period to be appropriated9905€3k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€43k▲
Profit (loss) brought forward from the previous period14P€37k€37k=
Transfer to equity691/2€3k€6k▲
To other reserves6921€3k€6k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
29-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 151 days late
2022
31-12
Financial
Weakest financial yearnet €-8k ▼161%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
15-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dr. Roosensplein 392930 BrasschaatGround area
139 m²
Building footprint
77 m²
Volume, LiDAR
695 m³
Parcel 11324D0720/00B003, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
WALTER & TEAM
since 20072.160.015.202
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11324D0720/00B003 | Flanders | 139 m² | 1 · 77 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 21,750 companies in sector 96210 we hold annual accounts for 2,832. 2,040 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2007
Fiscal year end31-12
Activities, NACEBEL
93021
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.