WALSCHOTS BEHEER
ActiveWALSCHOTS BEHEER has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.06M and a net result of €69k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 57% of 9099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability33▲+2
Solvency51▲+5
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity short (current ratio 0.1 against 0.09 in 2024), and 59.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.5%
Return on assets
2.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
2 d early
2023
28 d early
2022
30 d late
2021
30 d late
2020
4 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.06M▲ 7.0%
2024 · €991k
2018: €535k
2019: €551k
2020: €653k
2021: €804k
2022: €873k
2023: €930k
2024: €991k
2018 → 2025
Total assets
€2.62M▼ 2.6%
2024 · €2.69M
2018: €3.35M
2019: €3.29M
2020: €3.06M
2021: €3.01M
2022: €2.88M
2023: €2.78M
2024: €2.69M
2018 → 2025
Net result
€69k▲ 13.6%
2024 · €61k
2018: €74k
2019: €16k
2020: €102k
2021: €151k
2022: €69k
2023: €58k
2024: €61k
2018 → 2025
Working capital
€-1.34M▲ 9.9%
2024 · €-1.48M
2018: €-730k
2019: €-910k
2020: €-767k
2021: €-774k
2022: €-1.54M
2023: €-1.60M
2024: €-1.48M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€804k-€873k▲ 8.5%€930k▲ 6.6%€991k▲ 6.6%€1.06M▲ 7.0%
Operating result€265k-€160k▼ 39.5%€172k▲ 7.5%€198k▲ 15.3%€190k▼ 4.1%
Net result€151k-€69k▼ 54.7%€58k▼ 16.2%€61k▲ 6.0%€69k▲ 13.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.62M
Fixed assets
€2.47M▼ 2.9%
Current assets
€147k▲ 2.0%
Equity and liabilities €2.62M
Equity
€1.06M▲ 7.0%
Debt
€1.56M▼ 8.3%
The debt ratio falls from 63.2% to 59.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€277k▼
2024 · €284k
Cash flow
€156k▲
2024 · €146k
Solvency
40.5%▲
2024 · 36.8%
Current ratio
0.10▲
2024 · 0.09
Quick ratio
0.10▲
2024 · 0.09
Debt / equity
1.47▼
2024 · 1.72
ROE
6.5%▲
2024 · 6.2%
ROA
2.6%▲
2024 · 2.3%
Interest coverage
2.84▲
2024 · 2.45
Debt
€1.56M▼
2024 · €1.70M
Debt ≤ 1 year
€1.48M▼
2024 · €1.63M
Income taxes
€24k▼
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.69M€2.62M▼
Fixed assets21/28€2.55M€2.47M▼
Tangible fixed assets22/27€2.55M€2.47M▼
Land and buildings22€2.53M€2.46M▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€11k€9k▼
Current assets29/58€144k€147k▲
Amounts receivable within one year40/41€40k€13k▼
Other amounts receivable41€40k€13k▼
Current investments50/53€100k€100k=
Cash at bank and in hand54/58€2k€31k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€2.69M€2.62M▼
Equity10/15€991k€1.06M▲
Contributions10/11€218k€218k=
Reserves13€120k€120k=
Tax-exempt reserves132€0-
Distributable reserves133€120k€120k=
Profit (loss) carried forward14€654k€723k▲
Provisions and deferred taxes16€0-
Deferred taxes168€0-
Amounts payable17/49€1.70M€1.56M▼
Amounts payable within one year42/48€1.63M€1.48M▼
Current portion of amounts payable after more than one year42€0-
Financial debts43€300k€190k▼
Credit institutions430/8€300k€190k▼
Taxes, remuneration and social security45€34k€32k▼
Taxes450/3€34k€32k▼
Other amounts payable47/48€1.29M€1.26M▼
Accrued charges and deferred income492/3€73k€77k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€85k€87k▲
Other operating charges640/8€14k€14k▲
Gross operating margin9900€298k€291k▼
Operating profit (loss)9901€198k€190k▼
Financial income75/76B€872€973▲
Recurring financial income75€872€973▲
Financial charges65/66B€116k€98k▼
Recurring financial charges65€116k€98k▼
Profit (loss) for the period before taxes9903€83k€94k▲
Transfer from deferred taxes780€32k€0▼
Income taxes67/77€55k€24k▼
Profit (loss) for the period9904€61k€69k▲
Transfer from tax-exempt reserves789€97k€0▼
Profit (loss) for the period to be appropriated9905€158k€69k▼
Appropriation of the result
Profit (loss) to be appropriated9906€654k€723k▲
Profit (loss) brought forward from the previous period14P€496k€654k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €1MEq €1.06M ▲7%
8 profitable years in a row build equity to €1.06M.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €151k ▲48.5%
Operating result €265k, net result €151k, both a record.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €16k ▼78.2%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Trier 72382 RavelsGround area
1,632 m²
Building footprint
306 m²
Volume, LiDAR
2,319 m³
Parcel 13033B0616/00M000, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
WALSCHOTS BEHEER BVBA
since 19972.080.754.225
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13033B0616/00M000 | Flanders | 1,632 m² | 1 · 306 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PLAINE 17
BE 0781.418.637
Brussel · Eq €1.06M
BROUCKHOVEN
BE 0526.789.380
Heers · Eq €1.06M
MIGLIORI
BE 0786.404.734
Herentals · Eq €1.06M
PAPINGLOO INVEST
BE 0838.836.204
Maldegem · Eq €1.06M
Fien-S
BE 0683.921.660
Lennik · Eq €1.06M
Of 7,287 companies in sector 68110 we hold annual accounts for 5,353. 3,171 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-02-1997
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.