Walmat Beaumont
ActiveWalmat Beaumont has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.00M and a net result of €4k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 55% of 8002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▲+9
Solvency74▲+9
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 1.92 against 1.43 in 2024; short-term debt: 50.8% and cash: 12.9% of total assets), but 51.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.8%
Return on assets
0.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
13 d early
2024
10 d early
2023
15 d early
2022
26 d early
2021
38 d early
2020
33 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4k▲ 137%
2024 · €2k
2018: €67k
2019: €34k
2020: €117k
2021: €33k
2022: €45k
2023: €19k
2024: €2k
2018 → 2025
Working capital
€963k▲ 51.3%
2024 · €636k
2018: €1.05M
2019: €1.08M
2020: €1.21M
2021: €1.26M
2022: €1.30M
2023: €1.03M
2024: €636k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.33M-€1.38M▲ 3.4%€1.40M▲ 1.4%€997k▼ 28.5%€1.00M▲ 0.4%
Operating result€58k-€90k▲ 56.0%€34k▼ 61.8%€19k▼ 45.9%€10k▼ 44.4%
Net result€33k-€45k▲ 36.6%€19k▼ 58.8%€2k▼ 90.0%€4k▲ 137%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 44% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.05M
Fixed assets
€47k▼ 88.2%
Current assets
€2.00M▼ 5.1%
Equity and liabilities €2.05M
Equity
€1.00M▲ 0.4%
Debt
€1.05M▼ 30.7%
The debt ratio falls from 60.3% to 51.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€70k▼
2024 · €79k
Cash flow
€64k▲
2024 · €62k
Solvency
48.8%▲
2024 · 39.7%
Current ratio
1.92▲
2024 · 1.43
Quick ratio
0.92▲
2024 · 0.73
Debt / equity
1.05▼
2024 · 1.52
ROE
0.4%▲
2024 · 0.2%
ROA
0.2%▲
2024 · 0.1%
Interest coverage
2.85▲
2024 · 1.88
Debt
€1.05M▼
2024 · €1.51M
Debt ≤ 1 year
€1.04M▼
2024 · €1.48M
Debt > 1 year
€6k▼
2024 · €35k
Income taxes
€6k▲
2024 · €1k
Staff costs
€271k▼
2024 · €315k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.51M€2.05M▼
Fixed assets21/28€398k€47k▼
Tangible fixed assets22/27€97k€46k▼
Plant, machinery and equipment23€12k€8k▼
Furniture and vehicles24€37k€30k▼
Leasing and similar rights25€43k€4k▼
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€301k€601▼
Current assets29/58€2.11M€2.00M▼
Stocks and contracts in progress3€1.04M€1.05M▲
Stocks30/36€1.04M€1.05M▲
Amounts receivable within one year40/41€545k€684k▲
Trade receivables40€520k€682k▲
Other amounts receivable41€25k€2k▼
Cash at bank and in hand54/58€509k€265k▼
Deferred charges and accrued income490/1€21k€5k▼
Equity and liabilities
Total equity and liabilities10/49€2.51M€2.05M▼
Equity10/15€997k€1.00M▲
Contributions10/11€188k€188k=
Reserves13€809k€813k▲
Tax-exempt reserves132€38k€38k=
Distributable reserves133€771k€775k▲
Profit (loss) carried forward14€381€806▲
Amounts payable17/49€1.51M€1.05M▼
Amounts payable after more than one year17€35k€6k▼
Financial debts170/4€35k€6k▼
Amounts payable within one year42/48€1.48M€1.04M▼
Current portion of amounts payable after more than one year42€49k€29k▼
Financial debts43€500k€100k▼
Credit institutions430/8€500k€100k▼
Trade debts44€426k€531k▲
Suppliers440/4€426k€531k▲
Advances received on contracts in progress46€29k€23k▼
Taxes, remuneration and social security45€73k€58k▼
Taxes450/3€30k€19k▼
Remuneration and social security454/9€44k€38k▼
Other amounts payable47/48€400k€300k▼
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Non-recurring operating income76A€11k-
Remuneration, social security and pensions62€315k€271k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60k€59k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-8k€-7k▲
Other operating charges640/8€89k€25k▼
Gross operating margin9900€476k€359k▼
Operating profit (loss)9901€19k€10k▼
Financial income75/76B€27k€24k▼
Recurring financial income75€27k€24k▼
Financial charges65/66B€42k€24k▼
Recurring financial charges65€42k€24k▼
Profit (loss) for the period before taxes9903€3k€10k▲
Income taxes67/77€1k€6k▲
Profit (loss) for the period9904€2k€4k▲
Profit (loss) for the period to be appropriated9905€2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€5k▲
Profit (loss) brought forward from the previous period14P€514€381▼
Transfer from equity791/2€398k-
Transfer to equity691/2-€4k
To other reserves6921-€4k
Profit to be distributed694/7€400k-
Return on contributions (dividend)694€400k-
Social balance
Average headcount (FTE)90877.87.1▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €1MEq €1.00M ▲0.4%
8 profitable years in a row build equity to €1.00M.
21-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €2k ▼90%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €117k ▲248%
Operating result €158k, net result €117k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chimay · 1 establishment unit since 1979
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Lavoir(BOU) 196464 ChimayGround area
1.7 ha
Building footprint
312 m²
Volume, LiDAR
1,048 m³
2 parcels, Wallonia · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Chimay 43, 6500 Beaumont
since 19792.015.869.638
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56012B0133/00C002 | Wallonia | 1.3 ha | 1 · 125 m² | 9.7 m · 3 fl. |
| 56005A0599/00F002 | Wallonia | 4,310 m² | 1 · 187 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Jean LACROIX - Matériaux - Mazout
BE 0415.701.319
Blégny · Eq €1.00M
ISOLABEL
BE 0451.232.320
Oudergem · Eq €1.01M
URADI SAM BELGRADO
BE 0478.825.850
Aalst · Eq €993k
J&S Dakplaten
BE 0707.706.555
Geel · Eq €1.01M
DETHIEGE ET CIE
BE 0435.717.070
Orp-Jauche · Eq €1.01M
Of 1,803 companies in sector 46831 we hold annual accounts for 1,397. 1,008 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-1979
Fiscal year end31-12
Activities, NACEBEL
46831Wholesale of construction materials, general range
47521Retail sale of hardware, building materials, paint and glass (general range)
51532
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.