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WALIO

Active
Private limited companyfounded 20242 yrs activePlace Françoise Héritier 1, 4000 Liège, BelgiumKBO/BCE: BE 1006.079.149
Summary

The computed 12-month bankruptcy probability of WALIO is 4.7% (elevated). The 2024 annual accounts show equity of €63,734 and a net result of €57,734. Its solvency ranks better than 57% of 18930 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
59 / 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency62
Growth-
Track record67
Bankruptcy probability, 12 months
4.7% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days only on tighter terms
Liquidity ample (current ratio 1.97; short-term debt: 39.2% and cash: 56.6% of total assets), but 63.1% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-05-2025, 64 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
64 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 64 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

WALIO was incorporated on 16 February 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€63,734
Total assets
€172,636
Net result
€57,734
Working capital
€65,869

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €172,636
Fixed assets €39,145
Current assets €133,491
Equity and liabilities €172,636
Equity €63,734
Debt €108,902
Debt finances 63.1% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€87,872
Cash flow
€63,721
Current ratio
1.97
Quick ratio
1.72
Debt to equity
1.71
ROE
90.6%
ROA
33.4%
Interest coverage
30.28
Debt ≤ 1 year
€67,622
Debt > 1 year
€41,110
Income taxes
€21,456
Staff costs
€89,551

Peer companies

Historical observation

Of the 3,126 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.8% went bankrupt
1.9% stopped otherwise
97% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,126 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 47 lines
Balance sheet Code2024
Assets
Total assets20/58€172,636
Fixed assets21/28€39,145
Tangible fixed assets22/27€39,145
Plant, machinery and equipment23€0
Furniture and vehicles24€39,145
Current assets29/58€133,491
Stocks and contracts in progress3€17,122
Stocks30/36€17,122
Amounts receivable within one year40/41€18,083
Trade receivables40€11,843
Other amounts receivable41€6,240
Cash at bank and in hand54/58€97,685
Deferred charges and accrued income490/1€602
Equity and liabilities
Total equity and liabilities10/49€172,636
Equity10/15€63,734
Contributions10/11€6,000
Reserves13€57,730
Distributable reserves133€57,730
Profit (loss) carried forward14€4
Amounts payable17/49€108,902
Amounts payable after more than one year17€41,110
Financial debts170/4€41,110
Amounts payable within one year42/48€67,622
Current portion of amounts payable after more than one year42€13,148
Trade debts44€9,913
Suppliers440/4€9,913
Taxes, remuneration and social security45€39,956
Taxes450/3€31,238
Remuneration and social security454/9€8,718
Other amounts payable47/48€4,605
Accrued charges and deferred income492/3€170
Income statement Code2024
Remuneration, social security and pensions62€89,551
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,986
Other operating charges640/8€811
Gross operating margin9900€178,233
Operating profit (loss)9901€81,885
Financial income75/76B€208
Recurring financial income75€208
Financial charges65/66B€2,902
Recurring financial charges65€2,902
Profit (loss) for the period before taxes9903€79,191
Income taxes67/77€21,456
Profit (loss) for the period9904€57,734
Profit (loss) for the period to be appropriated9905€57,734
Appropriation of the result
Profit (loss) to be appropriated9906€57,734
Transfer to equity691/2€57,730
To other reserves6921€57,730

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€89,551
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,986
Other operating charges640/8€811
Gross operating margin9900€178,233
Operating profit (loss)9901€81,885
Financial income75/76B€208
Recurring financial income75€208
Financial charges65/66B€2,902
Recurring financial charges65€2,902
Profit (loss) for the period before taxes9903€79,191
Income taxes67/77€21,456
Profit (loss) for the period9904€57,734
Profit (loss) for the period to be appropriated9905€57,734
Line2024
Assets
Total assets20/58€172,636
Fixed assets21/28€39,145
Tangible fixed assets22/27€39,145
Plant, machinery and equipment23€0
Furniture and vehicles24€39,145
Current assets29/58€133,491
Stocks and contracts in progress3€17,122
Stocks30/36€17,122
Amounts receivable within one year40/41€18,083
Trade receivables40€11,843
Other amounts receivable41€6,240
Cash at bank and in hand54/58€97,685
Deferred charges and accrued income490/1€602
Equity and liabilities
Total equity and liabilities10/49€172,636
Equity10/15€63,734
Contributions10/11€6,000
Reserves13€57,730
Distributable reserves133€57,730
Profit (loss) carried forward14€4
Amounts payable17/49€108,902
Amounts payable after more than one year17€41,110
Financial debts170/4€41,110
Amounts payable within one year42/48€67,622
Current portion of amounts payable after more than one year42€13,148
Trade debts44€9,913
Suppliers440/4€9,913
Taxes, remuneration and social security45€39,956
Taxes450/3€31,238
Remuneration and social security454/9€8,718
Other amounts payable47/48€4,605
Accrued charges and deferred income492/3€170
Line2024
Profit (loss) for the period9904€57,734
+ Depreciation and write-downs630€5,986
Operating cash flow (approximation)€63,721

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
28-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
6,847 m²
Building footprint
277 m²
Parcel 62814C0447/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
WALIO
Place Françoise Héritier 1, 4000 LiègeRetail sale of wines and spirits
since 20242.355.781.392
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62814C0447/00E000 Wallonia 6,847 m² 1 · 276 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Liège2.355.781.392
2 permissions
Detailhandel LM>3 maand · since 21-03-2024
Toelating · Eetgelegenheid · since 21-03-2024

Similar companies · same sector, comparable size

Of 20,506 companies in sector 56111 we hold annual accounts for 11,454. 9,859 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
56220Contract catering and other food service activities
85599Other education
Contact
Website www.walio.be
E-mail info@walio.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:1006079149
Also 9925:BE1006079149
Registered 27-10-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.