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Waldofin

Active
Public limited companyfounded 20214 yrs activeOelegemsteenweg 79, 2970 Schilde, BelgiumKBO/BCE: BE 0779.339.570
Summary

The computed 12-month bankruptcy probability of Waldofin is 1.9% (moderate). The 2025 annual accounts show equity of €5.4m and a net result of -€1,869. Equity remains stable across the filed fiscal years (±0% per year). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability37=
Solvency100=
Growth58=
Track record94
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €320,000 at 30 days acceptable
short-term debt: 0.1% and cash: 0.1% of total assets, and 0.1% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99.9%
Return on assets
0%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
32 d early
2024
59 d late
2023
2 d late
2022
25 d late
2021
185 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 5 accounts on average 26 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 August (3 of the last 4 filed years within 45 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 24 December 2021, Waldofin was incorporated as a Public limited company.1 Total assets went from EUR 5.4 million in 2022 to EUR 5.4 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€1,869▼ 839%
2024 · -€199
Working capital
€5.2m=
2024 · €5.2m
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result-€10,788--€961▲ 91.1%-€49▲ 94.9%-€1,610▼ 3,215%
Net result-€11,999--€971▲ 91.9%-€199▲ 79.5%-€1,869▼ 839%
Equity€5.4m-€5.4m=€5.4m=€5.4m=
Total assets€5.4m-€5.4m=€5.4m=€5.4m▼ 0.1%
Debt€7,469-€7,353▼ 1.6%€7,284▼ 0.9%€4,296▼ 41.0%
Working capital€5.2m-€5.2m=€5.2m=€5.2m=
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0Operating result 2022: -€10,788-€10,788Net result 2022: -€11,999-€11,999Operating result 2023: -€961-€961Net result 2023: -€971-€971Operating result 2024: -€49-€49Net result 2024: -€199-€199Operating result 2025: -€1,610-€1,610Net result 2025: -€1,869-€1,8692022202320242025-€2,000-€1,500-€1,000-€500€0Operating result 2023: -€961-€961Net result 2023: -€971-€971Operating result 2024: -€49-€49Net result 2024: -€199-€199Operating result 2025: -€1,610-€1,610Net result 2025: -€1,869-€1,870202320242025
The operating result stays negative: a loss of €1,610 in 2025 against €49 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.4m
Fixed assets €193,503 =
Current assets €5.2m ▼ 0.1%
Equity and liabilities €5.4m
Equity €5.4m =
Debt €4,296 ▼ 41.0%
Debt's share of the balance-sheet total falls from 0.1% to 0.1%. Debt is lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.00▼
2024 · 0.00
ROE
0.0%▼
2024 · 0.0%
ROA
0.0%▼
2024 · 0.0%
Debt ≤ 1 year
€4,296▼
2024 · €7,284
A ratio outside any meaningful range has been withheld (balance sheet total €5.4m, equity €5.4m).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 480 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 96% are still going.

  • Small
  • 2 to 5 years old
  • solvency 30% or more
  • a small loss
0.8% went bankrupt
3.1% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 480 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€5.4m€5.4m▼
Fixed assets21/28€193,503€193,503=
Financial fixed assets28€193,503€193,503=
Current assets29/58€5.2m€5.2m▼
Amounts receivable after more than one year29€5.2m€5.2m=
Other amounts receivable291€5.2m€5.2m=
Cash at bank and in hand54/58€7,751€2,894▼
Equity and liabilities
Total equity and liabilities10/49€5.4m€5.4m▼
Equity10/15€5.4m€5.4m=
Contributions10/11€250,000€250,000=
Capital10€250,000€250,000=
Issued capital100€250,000€250,000=
Reserves13€2.3m€2.3m=
Non-distributable reserves130/1€2.3m€2.3m=
Legal reserve130€25,000€25,000=
Other1319€2.2m€2.2m=
Profit (loss) carried forward14€2.8m€2.8m▼
Amounts payable17/49€7,284€4,296▼
Amounts payable within one year42/48€7,284€4,296▼
Trade debts44€7,284€4,296▼
Suppliers440/4€7,284€4,296▼
Income statement Code20242025
Gross operating margin9900-€49-€1,610▼
Operating profit (loss)9901-€49-€1,610▼
Financial charges65/66B€151€260▲
Recurring financial charges65€151€260▲
Profit (loss) for the period before taxes9903-€199-€1,869▼
Profit (loss) for the period9904-€199-€1,869▼
Profit (loss) for the period to be appropriated9905-€199-€1,869▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.8m€2.8m▼
Profit (loss) brought forward from the previous period14P€2.8m€2.8m=

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Gross operating margin9900-€10,788-€961-€49-€1,610▼ 3,215%
Operating profit (loss)9901-€10,788-€961-€49-€1,610▼ 3,215%
Financial charges65/66B€1,212€10€151€260▲ 72.4%
Recurring financial charges65€1,212€10€151€260▲ 72.4%
Profit (loss) for the period before taxes9903-€11,999-€971-€199-€1,869▼ 839%
Profit (loss) for the period9904-€11,999-€971-€199-€1,869▼ 839%
Profit (loss) for the period to be appropriated9905-€11,999-€971-€199-€1,869▼ 839%
Line2022202320242025Change
Assets
Total assets20/58€5.4m€5.4m€5.4m€5.4m▼ 0.1%
Fixed assets21/28€193,503€193,503€193,503€193,503=
Financial fixed assets28€193,503€193,503€193,503€193,503=
Current assets29/58€5.2m€5.2m€5.2m€5.2m▼ 0.1%
Amounts receivable after more than one year29€5.1m€5.2m€5.2m€5.2m=
Other amounts receivable291€5.1m€5.2m€5.2m€5.2m=
Cash at bank and in hand54/58€92,607€4,520€7,751€2,894▼ 62.7%
Equity and liabilities
Total equity and liabilities10/49€5.4m€5.4m€5.4m€5.4m▼ 0.1%
Equity10/15€5.4m€5.4m€5.4m€5.4m=
Contributions10/11€250,000€250,000€250,000€250,000=
Capital10€250,000€250,000€250,000€250,000=
Issued capital100€250,000€250,000€250,000€250,000=
Reserves13€2.3m€2.3m€2.3m€2.3m=
Non-distributable reserves130/1€2.3m€2.3m€2.3m€2.3m=
Legal reserve130€25,000€25,000€25,000€25,000=
Other1319€2.2m€2.2m€2.2m€2.2m=
Profit (loss) carried forward14€2.8m€2.8m€2.8m€2.8m▼ 0.1%
Amounts payable17/49€7,469€7,353€7,284€4,296▼ 41.0%
Amounts payable within one year42/48€7,469€7,353€7,284€4,296▼ 41.0%
Trade debts44€7,469€7,353€7,284€4,296▼ 41.0%
Suppliers440/4€7,469€7,353€7,284€4,296▼ 41.0%
Line2022202320242025Change
Profit (loss) for the period9904-€11,999-€971-€199-€1,869▼ 839%
Operating cash flow (approximation)-€11,999-€971-€199-€1,869▼ 839%
Investment in fixed assets (approximation)-€0€0€0-
Change in cash--€88,088€3,231-€4,857▼ 250%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-06
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
28-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 59 days late
2024
02-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 2 days late
2023
25-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
2022
20-01
NBB filing Annual accounts filed
fiscal year 2021 · unclassified schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
2,872 m²
Building footprint
686 m²
Volume, LiDAR
2,154 m³
2 parcels, Flanders · tallest building 19.4 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Waldofin
Waterloose Steenweg 43, 1640 Sint-Genesius-RodeHoldings
since 20212.326.272.113
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22552G0003/00R009 Flanders 2,580 m² 1 · 331 m² 3.0 m
11922B0303/00Z000 Flanders 292 m² 1 · 355 m² 19.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPublic limited company
Founded24-12-2021
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.