WALDER
ActiveWALDER has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €893k and a net result of €-9k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 73% of 2259 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency67=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days only on tighter terms
Liquidity short (current ratio 0.11 against 0.3 in 2024), and 30.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.6%
Return on assets
-0.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
on the day
2024
7 d late
2023
29 d late
2022
23 d late
2021
17 d late
2020
22 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-9k▲ 57.1%
2024 · €-21k
2018: €226k
2019: €245k
2020: €122k
2021: €106k
2022: €59k
2023: €60k
2024: €-21k
2018 → 2025
Working capital
€-112k▼ 49.9%
2024 · €-75k
2018: €-485k
2019: €-339k
2020: €-404k
2021: €-113k
2022: €-33k
2023: €-33k
2024: €-75k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€805k-€864k▲ 7.4%€923k▲ 6.9%€902k▼ 2.3%€893k▼ 1.0%
Operating result€9k-€21k▲ 145%€36k▲ 69.3%€-2k€4k
Net result€106k-€59k▼ 43.9%€60k▲ 0.6%€-21k€-9k▲ 57.1%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.28M
Fixed assets
€1.27M▼ 1.5%
Current assets
€14k▼ 56.9%
Equity and liabilities €1.28M
Equity
€893k▼ 1.0%
Debt
€390k▼ 7.0%
The debt ratio falls from 31.7% to 30.4%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€25k▲
2024 · €19k
Cash flow
€12k▲
2024 · €-77
Solvency
69.6%▲
2024 · 68.3%
Current ratio
0.11▼
2024 · 0.30
Quick ratio
0.11▼
2024 · 0.30
Debt / equity
0.44▼
2024 · 0.47
ROE
-1.0%▲
2024 · -2.4%
ROA
-0.7%▲
2024 · -1.6%
Interest coverage
2.00▲
2024 · 0.98
Debt
€390k▼
2024 · €419k
Debt ≤ 1 year
€126k▲
2024 · €108k
Debt > 1 year
€264k▼
2024 · €312k
Income taxes
€239▼
2024 · €261
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.32M€1.28M▼
Fixed assets21/28€1.29M€1.27M▼
Tangible fixed assets22/27€92k€73k▼
Plant, machinery and equipment23€514€115▼
Furniture and vehicles24€92k€73k▼
Financial fixed assets28€1.20M€1.20M=
Current assets29/58€33k€14k▼
Amounts receivable within one year40/41€13k€11k▼
Trade receivables40€13k€11k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€14k€917▼
Deferred charges and accrued income490/1€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.32M€1.28M▼
Equity10/15€902k€893k▼
Contributions10/11€100k€100k=
Reserves13€10k€10k=
Non-distributable reserves130/1€10k€10k=
Reserves not available under the articles1311€10k€10k=
Profit (loss) carried forward14€792k€783k▼
Amounts payable17/49€419k€390k▼
Amounts payable after more than one year17€312k€264k▼
Financial debts170/4€312k€264k▼
Amounts payable within one year42/48€108k€126k▲
Current portion of amounts payable after more than one year42€46k€48k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€6k€12k▲
Taxes450/3€6k€8k▲
Remuneration and social security454/9€0€4k▲
Other amounts payable47/48€54k€64k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€22k▲
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€20k€27k▲
Operating profit (loss)9901€-2k€4k▲
Financial income75/76B€662€0▼
Recurring financial income75€662€0▼
Financial charges65/66B€20k€13k▼
Recurring financial charges65€20k€13k▼
Profit (loss) for the period before taxes9903€-21k€-9k▲
Income taxes67/77€261€239▼
Profit (loss) for the period9904€-21k€-9k▲
Profit (loss) for the period to be appropriated9905€-21k€-9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€792k€783k▼
Profit (loss) brought forward from the previous period14P€813k€792k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 7 days late
2024
31-12
Financial
Weakest financial yearnet €-21k ▼136%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €245k ▲8.2%
Operating result €58k, net result €245k, both a record.
31-12
Financial
Equity above €500kEq €577k ▲73.8%
2 profitable years in a row build equity to €577k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Val d'Heure(JAM) 216120 Ham-sur-Heure-NalinnesGround area
1,125 m²
Building footprint
107 m²
Volume, LiDAR
634 m³
Parcel 56034A0022/00H003, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WALDER
since 20172.265.071.348
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56034A0022/00H003 | Wallonia | 1,125 m² | 1 · 107 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,422 companies in sector 82990 we hold annual accounts for 9,361. 4,775 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-03-2017
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.