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WALDECO

Active
Private limited companyfounded 201610 yrs activeRue du Lavoir(BOU) 19, 6464 Chimay, BelgiumKBO/BCE: BE 0655.716.832
Summary

WALDECO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €264,377 and a net result of -€38,025. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 71% of 8593 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch ReportCompare
WALDECOActiveChecked score 68/100
Risk analysis ReportCompare

Overview

What they do
Floor and wall tiling
NACE 43331
2 sites
How big
€423,839total assets 2025
Staff
8.1 FTE
Equity
€264,377
Loss
-€38,025
Financially healthy?
68 Healthy Checked score 2025
Bankruptcy chance 12 m
0.8%
Who decides
Largest shareholder
EKKOFIN · 30%
Accounts on time1 of 5 deeds read
Why 68- Loss of €38,025 (FY 2025)- Size: 8.1 FTE, total assets €423,839+ Liquidity: current ratio 2.08, cash €93,233+ Equity €264,377 (62.4% of total assets)Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 40% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 87+9
equity 62.4% of total assets
Liquidity 60+5
short-term debt 37.6% · cash 22.0%
Profitability 8-64
return on assets -9.0%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (46,941 companies)
Last 24 months 11-2024: 0.3%lowest value 12-2024: 0.3%● 0.0% vs 11-2024lowest value 01-2025: 0.4%▲ +14.4% vs 12-2024 02-2025: 0.4%● 0.0% vs 01-2025 03-2025: 0.4%● 0.0% vs 02-2025 04-2025: 0.4%▲ +14.2% vs 03-2025 05-2025: 0.4%▼ -1.9% vs 04-2025 06-2025: 0.4%▲ +0.7% vs 05-2025 07-2025: 0.5%▲ +17.7% vs 06-2025 08-2025: 0.4%▼ -18.6% vs 07-2025 09-2025: 0.4%● 0.0% vs 08-2025 10-2025: 0.4%▲ +0.5% vs 09-2025 11-2025: 0.4%▼ -3.8% vs 10-2025 12-2025: 0.4%● 0.0% vs 11-2025 01-2026: 0.4%● 0.0% vs 12-2025 02-2026: 0.4%● 0.0% vs 01-2026 03-2026: 0.4%● 0.0% vs 02-2026 04-2026: 0.4%▲ +13.9% vs 03-2026 05-2026: 0.4%▼ -1.8% vs 04-2026 06-2026: 0.4%▼ -3.5% vs 05-2026 07-2026: 0.5%▲ +16.7% vs 06-2026 08-2026: 0.8%▲ +59.0% vs 07-2026highest value 09-2026: 0.8%● 0.0% vs 08-2026highest value 10-2026: 0.8%● 0.0% vs 09-2026highest value
  • Liquidity: current ratio 2.08, cash €93,233 lowers the probability
  • Loss of €38,025 (FY 2025) raises the probability
  • Size: 8.1 FTE, total assets €423,839 raises the probability for this profile
  • Equity €264,377 (62.4% of total assets) lowers the probability
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 2.08 against 1.81 in 2024; short-term debt: 37.6% and cash: 22% of total assets), and 37.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 68%, liquidity 58%, profitability 11%, growth against the median 22%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 2.08, cash €93,233
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Loss of €38,025 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Size: 8.1 FTE, total assets €423,839
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Equity €264,377 (62.4% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
on the day
2024
8 d early
2023
1 d late
2022
3 d late
2021
38 d early
2020
19 d early
2019
28 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. PurposePurpose change · Power of…
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Weakest financial yearnet -€38,025

Key points

  • Caution: From profit to loss in 2025after €14,035 in 2024 -€38,025 View
  • Caution: Among the weakest 8% on net resultsector median €27,675 · 8,587 companies -€38,025 View
  • Total assets 20256 fiscal years filed €423,839 View

By topic

Financials

Fiscal year
2025
Total assets
€423,839
Loss
-€38,025
Solvency
62.4%
Total assets▼ 25.5%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2018
Next accounts
by 31-07-2027
  1. 01-09-2026Purpose
  2. 31-07-2026Annual accounts filed
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Floor and wall tilingNACE 43331
Founded
27-05-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
La fourniture et la pose de carrelages, faïences, mosaïques, pierres naturelles, pierres…
Go to Articles of association

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