WAJMA
ActiveSummary
WAJMA has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1.8m) and a net result of -€78,800. Equity is shrinking by ~21% per year across the filed fiscal years. Its solvency ranks better than 5% of 12829 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability14▼-2
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.0 in 2024; short-term debt: 73.5% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-219.3%
Return on assets
-9.5%
Age of the figures
15 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€1.8m
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-02-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
19 d late
2024
7 d late
2023
7 d late
2022
22 d late
2021
8 d late
2020
24 d late
2019
12 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 8 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Equity
-€1.8m▼ 4.5%
2024 · -€1.7m
Total assets
€826,429▲ 0.2%
2024 · €824,594
Net result
-€78,800▼ 8.8%
2024 · -€72,404
Working capital
-€603,932▼ 15.0%
2024 · -€525,132
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€2,775▲ 22.6%-€1.3m▼ 48,059%-€1,936▲ 99.9%-€2,346▼ 21.2%-€4,277▼ 82.3%
Net result-€60,313below the sector's middle half▲ 26.8%-€1.4mbelow the sector's middle half▼ 2,218%-€67,704below the sector's middle half▲ 95.2%-€72,404below the sector's middle half▼ 6.9%-€78,800below the sector's middle half▼ 8.8%
Equity-€195,685below the sector's middle half▼ 44.6%-€1.6mbelow the sector's middle half▼ 714%-€1.7mbelow the sector's middle half▼ 4.2%-€1.7mbelow the sector's middle half▼ 4.4%-€1.8mbelow the sector's middle half▼ 4.5%
Total assets€824,915above the sector's middle half=€825,550above the sector's middle half▲ 0.1%€834,736above the sector's middle half▲ 1.1%€824,594above the sector's middle half▼ 1.2%€826,429above the sector's middle half▲ 0.2%
Debt€1.0m▲ 6.3%€1.1m▲ 6.5%€1.2m▲ 7.1%€1.2m▲ 5.3%€1.3m▲ 6.6%
Working capital-€319,029below the sector's middle half▼ 23.2%-€385,025below the sector's middle half▼ 20.7%-€452,728below the sector's middle half▼ 17.6%-€525,132below the sector's middle half▼ 16.0%-€603,932below the sector's middle half▼ 15.0%
Solvency-23.7%below the sector's middle half▼ 7.3pp-193.0%below the sector's middle half▼ 169.3pp-199.0%below the sector's middle half▼ 6.0pp-210.3%below the sector's middle half▼ 11.2pp-219.3%below the sector's middle half▼ 9.1pp
Current ratio0.00below the sector's middle half=0.01below the sector's middle half=0.02below the sector's middle half▲ 0.020.00below the sector's middle half▼ 0.020.01below the sector's middle half=
Return on assets (ROA)-7.3%below the sector's middle half▲ 2.7pp-169.3%below the sector's middle half▼ 162.0pp-8.1%below the sector's middle half▲ 161.2pp-8.8%below the sector's middle half▼ 0.7pp-9.5%below the sector's middle half▼ 0.8pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4,277 in 2025 against €2,346 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €826,429
Fixed assets
€823,290 =
Current assets
€3,139 ▲ 141%
Key figures and ratios
Debt to equity
-0.72▼
2024 · -0.71
Debt ≤ 1 year
€607,071▲
2024 · €526,437
Debt > 1 year
€700,000=
2024 · €700,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | €3,487 | - | - | €3,864 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €215 | €54 | - | - | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | €1.3m | - | - | - | - |
| Other operating charges640/8 | - | €868 | €626 | €384 | €389 | ▲ 1.2% |
| Non-recurring operating charges66A | - | - | - | - | €24 | - |
| Gross operating margin9900 | -€1,258 | -€3,487 | -€1,310 | -€1,962 | -€3,864 | ▼ 96.9% |
| Operating profit (loss)9901 | -€2,775 | -€1.3m | -€1,936 | -€2,346 | -€4,277 | ▼ 82.3% |
| Financial charges65/66B | - | €61,641 | €65,768 | €70,057 | €74,523 | ▲ 6.4% |
| Recurring financial charges65 | €57,538 | €61,641 | €65,768 | €70,057 | €74,523 | ▲ 6.4% |
| Profit (loss) for the period before taxes9903 | -€60,313 | -€1.4m | -€67,704 | -€72,404 | -€78,800 | ▼ 8.8% |
| Profit (loss) for the period9904 | -€60,313 | -€1.4m | -€67,704 | -€72,404 | -€78,800 | ▼ 8.8% |
| Profit (loss) for the period to be appropriated9905 | -€60,313 | -€1.4m | -€67,704 | -€72,404 | -€78,800 | ▼ 8.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €824,915 | €825,550 | €834,736 | €824,594 | €826,429 | ▲ 0.2% |
| Formation expenses20 | €54 | - | - | - | - | - |
| Fixed assets21/28 | €823,290 | €823,290 | €823,290 | €823,290 | €823,290 | = |
| Financial fixed assets28 | €823,290 | €823,290 | €823,290 | €823,290 | €823,290 | = |
| Current assets29/58 | €1,571 | €2,260 | €11,446 | €1,304 | €3,139 | ▲ 141% |
| Amounts receivable within one year40/41 | €1,571 | €2,260 | €11,446 | €1,304 | €3,139 | ▲ 141% |
| Trade receivables40 | - | - | €10,482 | - | €1,210 | - |
| Other amounts receivable41 | - | €2,260 | €965 | €1,304 | €1,929 | ▲ 47.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €824,915 | €825,550 | €834,736 | €824,594 | €826,429 | ▲ 0.2% |
| Equity10/15 | -€195,685 | -€1.6m | -€1.7m | -€1.7m | -€1.8m | ▼ 4.5% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Profit (loss) carried forward14 | -€257,685 | -€1.7m | -€1.7m | -€1.8m | -€1.9m | ▼ 4.4% |
| Provisions and deferred taxes16 | - | €1.3m | €1.3m | €1.3m | €1.3m | = |
| Deferred taxes168 | - | €1.3m | €1.3m | €1.3m | €1.3m | = |
| Amounts payable17/49 | €1.0m | €1.1m | €1.2m | €1.2m | €1.3m | ▲ 6.6% |
| Amounts payable after more than one year17 | €700,000 | €700,000 | €700,000 | €700,000 | €700,000 | = |
| Financial debts170/4 | - | €700,000 | €700,000 | €700,000 | €700,000 | = |
| Amounts payable within one year42/48 | €320,600 | €387,285 | €464,175 | €526,437 | €607,071 | ▲ 15.3% |
| Trade debts44 | €320,600 | €387,285 | €464,175 | €526,437 | €607,006 | ▲ 15.3% |
| Suppliers440/4 | - | €387,285 | €464,175 | €526,437 | €607,006 | ▲ 15.3% |
| Other amounts payable47/48 | - | - | - | - | €66 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€60,313 | -€1.4m | -€67,704 | -€72,404 | -€78,800 | ▼ 8.8% |
| + Depreciation and write-downs630 | €215 | €54 | - | - | - | - |
| Operating cash flow (approximation) | -€60,098 | -€1.4m | -€67,704 | -€72,404 | -€78,800 | ▼ 8.8% |
| Investment in fixed assets (approximation) | - | -€54 | €0 | €0 | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
07-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
07-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
22-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
30-06
Financial
Weakest financial yearnet -€1.4m
Net result drops to -€1.4m, the lowest in the series; recovery starts the following year.
08-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
24-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
12-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
19-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2017
Ground area
5,368 m²
Building footprint
129 m²
Parcel 93011C0103/00X000, Wallonia. Linked by address, not a title deed.
1 establishment unit
WAJMA
since 20172.260.259.554
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93011C0103/00X000 | Wallonia | 5,368 m² | 1 · 129 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,265 companies in sector 69209 we hold annual accounts for 1,101. 76 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-10-2016
Fiscal year end30-06
Activities, NACEBEL 2025
69209Other tax advisory services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0664640832
Registered
16-04-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.