Wagen Direct
ActiveThe computed 12-month bankruptcy probability of Wagen Direct is 1.7% (moderate). The 2025 annual accounts show equity of €23k and a net result of €24k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 63% of 1501 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
64
/ 100
Healthy▲ +48 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency57▲+24
Growth78▲+46
Stability94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.52 against 0.16 in 2024), and 54.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.2%
Return on assets
47%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-05-2026, 77 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
77 d early
2024
34 d early
2023
6 d late
2022
65 d late
2021
75 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k
2024 · €-934
2021: €9k
2022: €6k
2023: €-2k
2024: €-934
2021 → 2025
Total assets
€52k▲ 98.9%
2024 · €26k
2021: €11k
2022: €47k
2023: €48k
2024: €26k
2021 → 2025
Net result
€24k▲ 3,871%
2024 · €613
2021: €5k
2022: €-3k
2023: €-7k
2024: €613
2021 → 2025
Working capital
€-14k▲ 39.0%
2024 · €-23k
2021: €9k
2022: €6k
2023: €-2k
2024: €-23k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€6k▼ 34.5%€-2k€-934▲ 39.6%€23k
Operating result€6k-€-3k€-4k▼ 28.8%€965€30k▲ 3,061%
Net result€5k-€-3k€-7k▼ 139%€613€24k▲ 3,871%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3,061% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€37k▲ 71.9%
Current assets
€15k▲ 231%
Equity and liabilities €52k
Equity
€23k
Debt
€28k
Debt finances 54.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€36k▲
2024 · €1k
Cash flow
€30k▲
2024 · €898
Solvency
45.2%▲
2024 · -3.6%
Current ratio
0.52▲
2024 · 0.16
Quick ratio
0.52▲
2024 · 0.16
Debt / equity
1.21
ROE
104.0%
ROA
47.0%▲
2024 · 2.4%
Interest coverage
303.60▲
2024 · 3.55
Debt
€28k▲
2024 · €27k
Debt ≤ 1 year
€28k▲
2024 · €27k
Income taxes
€6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€52k▲
Fixed assets21/28€22k€37k▲
Tangible fixed assets22/27€22k€37k▲
Furniture and vehicles24€22k€37k▲
Current assets29/58€4k€15k▲
Amounts receivable within one year40/41€79€7k▲
Trade receivables40€0€5k▲
Other amounts receivable41€79€2k▲
Cash at bank and in hand54/58€4k€4k▲
Deferred charges and accrued income490/1€380€4k▲
Equity and liabilities
Total equity and liabilities10/49€26k€52k▲
Equity10/15€-934€23k▲
Contributions10/11€4k€4k=
Reserves13-€19k
Distributable reserves133-€19k
Profit (loss) carried forward14€-5k€0▲
Amounts payable17/49€27k€28k▲
Amounts payable within one year42/48€27k€28k▲
Trade debts44€866€590▼
Suppliers440/4€866€590▼
Taxes, remuneration and social security45€685€6k▲
Taxes450/3€685€6k▲
Other amounts payable47/48€25k€22k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€285€5k▲
Other operating charges640/8€823€2k▲
Gross operating margin9900€2k€38k▲
Operating profit (loss)9901€965€30k▲
Financial income75/76B€0€33▲
Recurring financial income75€0€33▲
Financial charges65/66B€352€118▼
Recurring financial charges65€352€118▼
Profit (loss) for the period before taxes9903€613€30k▲
Income taxes67/77-€6k
Profit (loss) for the period9904€613€24k▲
Profit (loss) for the period to be appropriated9905€613€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€19k▲
Profit (loss) brought forward from the previous period14P€-6k€-5k▲
Transfer from equity791/2€0-
Transfer to equity691/2-€19k
To other reserves6921-€19k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €24k ▲3871%
Operating result €30k, net result €24k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €613
Net result €613 after 2 loss-making years.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 65 days late
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Krijgsbaan 3552070 Beveren-Kruibeke-ZwijndrechtGround area
610 m²
Building footprint
149 m²
Volume, LiDAR
965 m³
Parcel 11011C0054/00S002, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Krijgsbaan 355, 2070 Beveren-Kruibeke-Zwijndrecht
since 20212.323.991.920
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11011C0054/00S002 | Flanders | 610 m² | 1 · 149 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Toudis sù’l voye
BE 1031.670.917
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AUDIOPRO
BE 0882.139.576
Liège · Eq €23k
Les Frugalistes
BE 0733.769.465
Assesse · Eq €24k
RENTING SOLUTIONS
BE 0630.725.078
Leuven · Eq €24k
KARHAS INVEST
BE 0725.727.670
Sint-Agatha-Berchem · Eq €23k
Of 1,436 companies in sector 77110 we hold annual accounts for 724. 419 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2021
Fiscal year end31-12
Activities, NACEBEL
77110Renting and leasing of cars and light motor vehicles
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45310
46720Wholesale of motor vehicle parts and accessories
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.