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WAFA ZAZAY

Active
Private limited company·Wassen en poetsen van motorvoertuigen· 2 yrs active
Weg naar Zwartberg 68 ·3530 Houthalen-Helchteren, Belgium
KBO/BCE: BE 1006.663.723
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Age2 yrs
Board1
Real estate1 parcel · 862 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of WAFA ZAZAY is 1.3% (low). The 2024 annual accounts show equity of €5k. Its solvency ranks better than 95% of 925 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Signals

1 signal · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 925 peers (2024). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-03-2026, 214 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 02-03-2026 214 d late 2026-00051134

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.3% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net resultNot included in this filing
Working capitalNot included in this filing

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 02-03-2026 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 95 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 100.0% 24.7%
better than 95% of 925 sector peers
Equity €5k €17k
better than 35% of 926 sector peers
Total assets €5k €80k
better than 5% of 925 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit-
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€5k
Equity€5k
Debt-
of which ≤ 1y-
of which > 1y-
Working capital-
Employees (FTE)-
Ratios (computed)
2024
Current ratio-
Quick ratio-
Working capital ratio-
Solvency100.0%
Debt / equity-
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-
ROE-
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€5k
Current assets 29/58€5k
Amounts receivable within one year 40/41€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€5k
Equity 10/15€5k
Contributions / capital 10/11€5k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
No health score: the filing is too brief
The accounts filed for FY 2024 supply 1 of the 6 factors this model weighs. Below 3 we publish no score, because it would mostly describe the model rather than this company.
This is not a judgement about the company. Micro and abbreviated schemas may omit turnover (rubriek 70), which makes the EBITDA margin and often the interest coverage impossible to compute.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • Zazay Jamil
    Director
    State Gazette act 25131857 (16-10-2025)
    Current
    01-04-2025 → present
Former directors (1)
  • Zazay Jumat Gul
    Director
    State Gazette act 25131857 (16-10-2025)
    Former
    - → 16-10-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Wassen en poetsen van motorvoertuigen(95316)
Legal form Private limited company(610)
Incorporation01-03-2024
StatusActive
Postal code3530

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Weg naar Zwartberg 683530 Houthalen-Helchteren

Establishment units

1 location
WAFA ZAZAY
Weg naar Zwartberg 68, 3530 Houthalen-HelchterenWassen en poetsen van motorvoertuigen
since 20252.371.371.074
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area862 m²
Buildings1
Building footprint234 m²
Volume (LiDAR)978 m³
Tallest building6.5 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72452E1153/00X077 Flanders 862 m² 1 · 234 m² 6.5 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

3 acts
Address history · 1
01-04-2025
v3.2
All acts · 3 updated 10 months ago
2025
16-10-2025 1 director appointed, 1 resigning Director changes
  • Zazay Jamil, Bestuurder
  • Zazay Jumat Gul, Bestuurder
Summary: v3.2
01-04-2025 Registered office moved from Sint-Niklaas to Houthalen-Helchteren Registered-office change
  • Grote Baan 116, 9100 Sint-Niklaas → Weg naar Zwartberg 68, 3530 Houthalen-Helchteren
Summary: v3.2
2024
05-03-2024 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes

We have read too little about this company to state a profile. That is neither reassurance nor a warning.

Computed on 2 of 5 axes. Not measured: health, profitability, growth. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability -
Solvency 100
Growth -
Stability 67

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Credit advice

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Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 228 of the 3,194 companies in this sector. 165 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Wassen en poetsen van motorvoertuigen95316
Primary activity highlighted.
Names & trade names
Legal nameNL WAFA ZAZAY
Registered office
Weg naar Zwartberg 68
3530 Houthalen-Helchteren, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.