WA95
ActiveWA95 has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €357k. Equity is shrinking by ~29.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 21% of 2008 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency42▲+17
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.21; short-term debt: 82.9% and cash: 0.7% of total assets), and 82.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.1%
Return on assets
79.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 2008 sector peers (2025).
NBB · sector comparisonPosition among 2008 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
34 d early
2023
9 d early
2022
108 d early
2021
53 d early
2020
18 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€357k▲ 328%
2024 · €83k
2018: €10k
2019: €-5k
2020: €-28k
2021: €-41k
2022: €-48k
2023: €-87k
2024: €83k
2018 → 2025
Working capital
€77k▲ 13.8%
2024 · €67k
2018: €-15k
2019: €-35k
2020: €-61k
2021: €-106k
2022: €-136k
2024: €67k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€4k▼ 93.0%€-83k€-145▲ 99.8%€77k
Operating result€-34k-€-41k▼ 19.3%€-85k▼ 107%€84k€439k▲ 423%
Net result€-41k-€-48k▼ 18.1%€-87k▼ 81.6%€83k€357k▲ 328%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 423% above 2024 and is the highest result in the available series.
Balance-sheet composition
Equity and liabilities €449k
Equity
€77k
Debt
€372k
Debt finances 82.9% of the balance-sheet total.
Key figures and ratios
Solvency
17.1%▲
2024 · -0.2%
Current ratio
1.21
Quick ratio
1.14▲
2024 · 1.07
Debt / equity
4.85
ROE
464.7%
ROA
79.5%▼
2024 · 122.6%
Debt
€372k▲
2024 · €68k
Debt ≤ 1 year
€372k▲
2024 · €516
Income taxes
€82k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€449k▲
Current assets29/58€68k€449k▲
Stocks and contracts in progress3€67k€24k▼
Stocks30/36€67k€24k▼
Amounts receivable within one year40/41€211€421k▲
Trade receivables40-€208k
Other amounts receivable41€211€213k▲
Cash at bank and in hand54/58€342€3k▲
Equity and liabilities
Total equity and liabilities10/49€68k€449k▲
Equity10/15€-145€77k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€15k€15k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€-77k-
Amounts payable17/49€68k€372k▲
Amounts payable after more than one year17€68k-
Other amounts payable178/9€68k-
Amounts payable within one year42/48€516€372k▲
Current portion of amounts payable after more than one year42-€30k
Trade debts44€516€3k▲
Suppliers440/4€516€3k▲
Taxes, remuneration and social security45-€60k
Taxes450/3-€60k
Other amounts payable47/48-€280k
Accrued charges and deferred income492/3€1€1=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k-
Other operating charges640/8€35€3k▲
Non-recurring operating charges66A€21k-
Gross operating margin9900€124k€443k▲
Operating profit (loss)9901€84k€439k▲
Financial income75/76B€34-
Recurring financial income75€34-
Financial charges65/66B€726€705▼
Recurring financial charges65€726€705▼
Profit (loss) for the period before taxes9903€83k€438k▲
Income taxes67/77-€82k
Profit (loss) for the period9904€83k€357k▲
Profit (loss) for the period to be appropriated9905€83k€357k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-77k€280k▲
Profit (loss) brought forward from the previous period14P€-160k€-77k▲
Profit to be distributed694/7-€280k
Return on contributions (dividend)694-€280k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €357k ▲328%
Operating result €439k, net result €357k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €83k
Net result €83k after 5 loss-making years.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-87k
Net result drops to €-87k, the lowest in the series; recovery starts the following year.
14-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chastre · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Féchère 61450 ChastreGround area
792 m²
Building footprint
140 m²
Volume, LiDAR
1,144 m³
Parcel 25017C0121/00L000, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Namur 95, 1300 Wavre
since 19922.228.719.312
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25017C0121/00L000 | Wallonia | 792 m² | 1 · 140 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ARKIT architekten
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Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,480 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-03-1992
Fiscal year end31-12
Abbreviation FR
BUREAU D'ARCHITECTURE J.M.S.
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@bureau-jms.be
Phone:010/22.46.02