Skip to content

W4U

Active
Private limited companyfounded 20178 yrs activeMaquisstraat 93, 1140 Evere, BelgiumKBO/BCE: BE 0682.511.695
Summary

W4U has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,009 and a net result of €10,944. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 52% of 20854 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
W4UActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Computer programming
NACE 62100NACE 62010
1 site
Size
€44,830total assets 2025
Equity
€28,009
Profit
€10,944
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Board
1 member
Accounts 115 d early1 of 4 deeds read
Why 96- 1 change of registered office in 24 months+ Liquidity: current ratio 2.58, cash €25,573+ Sector Computer programming, consultancy and related activities (NACE 62)+ Equity €28,009 (62.5% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 64% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 87+30
equity 62.5% of total assets
Liquidity 83+24
short-term debt 37.5% · cash 57.0%
Profitability 89+65
return on assets 24.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,634 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%▲ +2.3% vs 02-2025 04-2025: < 0.1%▲ +6.7% vs 03-2025 05-2025: < 0.1%▲ +4.2% vs 04-2025 06-2025: < 0.1%▼ -2.0% vs 05-2025 07-2025: 0.1%▲ +26.5% vs 06-2025 08-2025: 0.1%▲ +129% vs 07-2025 09-2025: 0.1%▼ -46.5% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%▼ -5.3% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.2%▲ +232% vs 12-2025 02-2026: 0.2%▲ +0.8% vs 01-2026 03-2026: 0.3%▲ +5.0% vs 02-2026 04-2026: 0.3%▲ +12.6% vs 03-2026highest value 05-2026: 0.1%▼ -69.1% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • Liquidity: current ratio 2.58, cash €25,573 lowers the probability
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Equity €28,009 (62.5% of total assets) lowers the probability
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 2.58 against 1.43 in 2024; short-term debt: 37.5% and cash: 57% of total assets), and 37.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 55%, liquidity 67%, profitability 52%, growth against the median 83%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Liquidity: current ratio 2.58, cash €25,573
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Equity €28,009 (62.5% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-04-2026, 115 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
115 d early
2024
7 d late
2023
8 d early
2022
88 d early
2021
27 d early
2020
65 d late
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (4 of the last 5 filed years within 61 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Appointment: JONET Olivier (director)Capital conversion · Legal form…
  3. Back to profitnet €10,944

Key points

  • New directorlatest change 01-04-2026 · 1 in office 1 joined View
  • Total assets 20256 fiscal years filed €44,830 View
  • Active since 2017founded 04-10-2017 9 years View

By topic

Financials

Fiscal year
2025
Total assets
€44,830
Profit
€10,944
Solvency
62.5%
Total assets▼ 16.6%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2019
Next accounts
by 31-07-2027
  1. 07-04-2026Annual accounts filed
  2. 01-04-2026Appointment: JONET Olivier (director)
  3. 31-12-2025Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer programmingNACE 62100
Founded
04-10-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
36
Annual meeting
Third Friday of June at 19:00
Purpose
Le service et le conseil en gestion, administration et secrétariat d'entreprise; La…
Go to Articles of association

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure