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W.S IMMO

Active
Private limited company (pre-2019)founded 200818 yrs activeBoulevard Gustave-Kleyer 176, 4000 Liège, BelgiumKBO/BCE: BE 0899.305.014
Summary

W.S IMMO has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,807 and a net result of €554. Equity is growing by ~3.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability44▼-8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
cash: 0% of total assets, and 0% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
100%
Return on assets
2.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
49 d late
2024
76 d late
2023
57 d late
2022
67 d late
2021
432 d late
2020
90 d late
2019
117 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 127 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

W.S IMMO was incorporated on 16 July 2008.1 Total assets went from EUR 20,428 in 2018 to EUR 21,807 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€554▼ 54.0%
2024 · €1,206
Working capital
€21,253▲ 6.0%
2023 · €20,047
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€1,071▼ 79.2%€0-€667€0-€554
Net result€78▼ 92.8%€1,298▲ 1,568%€239▼ 81.6%€1,206▲ 405%€554▼ 54.0%
Equity€18,511▲ 0.4%€19,809▲ 7.0%€20,047▲ 1.2%€21,253▲ 6.0%€21,807▲ 2.6%
Total assets€19,681▲ 3.4%€20,417▲ 3.7%€20,653▲ 1.2%€21,265▲ 3.0%€21,807▲ 2.5%
Debt€1,170▲ 93.3%€608▼ 48.0%€605▼ 0.5%€12▼ 98.0%
Working capital€18,511▲ 0.4%€19,809▲ 7.0%€20,047▲ 1.2%€21,253▲ 6.0%
Result per fiscal year
Operating resultNet result
-€2,000-€1,000€0€1,000Operating result 2021: -€1,071-€1,071Net result 2021: €78€78Operating result 2022: €0€0Net result 2022: €1,298€1,298Operating result 2023: -€667-€667Net result 2023: €239€239Operating result 2024: €0€0Net result 2024: €1,206€1,206Operating result 2025: -€554-€554Net result 2025: €554€55420212022202320242025-€1,000-€500€0€500€1,000Operating result 2023: -€667-€667Net result 2023: €239€239Operating result 2024: €0€0Net result 2024: €1,206€1,210Operating result 2025: -€554-€554Net result 2025: €554€554202320242025
The operating result turns negative in 2025: a loss of €554 after €0 in 2024.
Key figures and ratios
2025 value · change against 2024
Solvency
100.0%▲
2024 · 99.9%
ROE
2.5%▼
2024 · 5.7%
ROA
2.5%▼
2024 · 5.7%
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 10,905 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.7% went bankrupt
4.0% stopped otherwise
95% still going

For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€21,265€21,807▲
Current assets29/58€21,265€21,807▲
Amounts receivable within one year40/41€21,265€21,802▲
Other amounts receivable41€21,265€21,802▲
Cash at bank and in hand54/58-€5
Equity and liabilities
Total equity and liabilities10/49€21,265€21,807▲
Equity10/15€21,253€21,807▲
Contributions10/11€6,400€6,400=
Reserves13€7,260€7,260=
Non-distributable reserves130/1€7,260€7,260=
Reserves not available under the articles1311€7,260€7,260=
Profit (loss) carried forward14€7,593€8,147▲
Amounts payable17/49€12-
Amounts payable within one year42/48€12-
Financial debts43€12-
Credit institutions430/8€12-
Trade debts44€0-
Suppliers440/4€0-
Income statement Code20242025
Goods, raw materials, services and sundry goods60/61-€554
Gross operating margin9900€0-€554▼
Operating profit (loss)9901€0-€554▼
Financial income75/76B€1,270€1,167▼
Recurring financial income75€1,270€1,167▼
Financial charges65/66B€65€59▼
Recurring financial charges65€65€59▼
Profit (loss) for the period before taxes9903€1,206€554▼
Profit (loss) for the period9904€1,206€554▼
Profit (loss) for the period to be appropriated9905€1,206€554▼
Appropriation of the result
Profit (loss) to be appropriated9906€7,593€8,147▲
Profit (loss) brought forward from the previous period14P€6,387€7,593▲

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Goods, raw materials, services and sundry goods60/61----€554-
Other operating charges640/8€568-----
Gross operating margin9900-€503€0-€667€0-€554-
Operating profit (loss)9901-€1,071€0-€667€0-€554-
Financial income75/76B€1,198€1,361€1,086€1,270€1,167▼ 8.1%
Recurring financial income75€1,198€1,361€1,086€1,270€1,167▼ 8.1%
Financial charges65/66B€49€63€180€65€59▼ 9.3%
Recurring financial charges65€49€63€180€65€59▼ 9.3%
Profit (loss) for the period before taxes9903€78€1,298€239€1,206€554▼ 54.0%
Income taxes67/77--€0---
Profit (loss) for the period9904€78€1,298€239€1,206€554▼ 54.0%
Profit (loss) for the period to be appropriated9905€78€1,298€239€1,206€554▼ 54.0%
Line20212022202320242025Change
Assets
Total assets20/58€19,681€20,417€20,653€21,265€21,807▲ 2.5%
Current assets29/58€19,681€20,417€20,653€21,265€21,807▲ 2.5%
Amounts receivable within one year40/41€19,681€20,417€20,653€21,265€21,802▲ 2.5%
Other amounts receivable41€19,681€20,417€20,653€21,265€21,802▲ 2.5%
Cash at bank and in hand54/58€0---€5-
Equity and liabilities
Total equity and liabilities10/49€19,681€20,417€20,653€21,265€21,807▲ 2.5%
Equity10/15€18,511€19,809€20,047€21,253€21,807▲ 2.6%
Contributions10/11€6,400€6,400€6,400€6,400€6,400=
Reserves13€7,260€7,260€7,260€7,260€7,260=
Non-distributable reserves130/1€7,260€7,260€7,260€7,260€7,260=
Reserves not available under the articles1311€1,860€1,860€1,860€7,260€7,260=
Other1319€5,400€5,400€5,400---
Profit (loss) carried forward14€4,851€6,149€6,387€7,593€8,147▲ 7.3%
Amounts payable17/49€1,170€608€605€12--
Amounts payable within one year42/48€1,170€608€605€12--
Financial debts43-€6€3€12--
Credit institutions430/8-€6€3€12--
Trade debts44€1,170€603€603€0--
Suppliers440/4€1,170€603€603€0--
Line20212022202320242025Change
Profit (loss) for the period9904€78€1,298€239€1,206€554▼ 54.0%
Operating cash flow (approximation)€78€1,298€239€1,206€554▼ 54.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 49 days late
2025
15-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 76 days late
2024
31-12
Financial Liquidity times 52current ratio 1764.73
Current ratio from 34.12 to 1764.73; short-term debt falls from €605 to €12.
26-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
06-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
06-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 432 days late
2022
31-12
Financial Highest result since 2018net €1,298 ▲1,568%
Net result €1,298, the highest in the series.
2021
29-10
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 90 days late
2020
31-12
Financial Back to profitnet €1,081
Net result €1,081 after 2 loss-making years.
25-11
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 117 days late
2019
31-12
Financial Liquidity triplescurrent ratio 25.17
Current ratio from 9.43 to 25.17; short-term debt falls from €2,167 to €718.
10-12
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 132 days late
2018
04-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 65 days late
2017
25-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2010
seat establishment The establishment unit on the map
Ground area
289 m²
Building footprint
67 m²
Volume, LiDAR
567 m³
Parcel 62804D0219/00S003, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
W.S IMMO
Boulevard Gustave-Kleyer 176, 4000 LiègeRenting and operating of own or leased residential real estate, excluding social housing
since 20102.185.267.963
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62804D0219/00S003 Wallonia 289 m² 1 · 67 m² 10.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded16-07-2008
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.