W & I CONSULTING
ActiveW & I CONSULTING has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €50k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 51% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency86▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.77 against 2.11 in 2024; short-term debt: 39.2% of total assets), and 39.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.8%
Return on assets
29.3%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
192122232425
2019 to 2025 · latest year €105k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
221 d late
2023
205 d late
2022
1 d early
2021
28 d late
2019
1 d early
2018
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€105k▲ 53.6%
2024 · €68k
2019: €29k
2021: €8k
2022: €2k
2023: €8k
2024: €68k
2019 → 2025
Total assets
€172k▲ 32.7%
2024 · €130k
2019: €117k
2021: €8k
2022: €69k
2023: €26k
2024: €130k
2019 → 2025
Net result
€50k▼ 16.0%
2024 · €60k
2019: €2k
2022: €-27k
2023: €6k
2024: €60k
2019 → 2025
Working capital
€52k▼ 23.9%
2024 · €68k
2019: €29k
2022: €2k
2023: €8k
2024: €68k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€2k▼ 74.3%€8k▲ 293%€68k▲ 738%€105k▲ 53.6%
Operating result€-6k€9k€81k▲ 776%€71k▼ 13.4%
Net result€-27k€6k€60k▲ 890%€50k▼ 16.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€53k
Current assets
€119k
Equity and liabilities €172k
Equity
€105k▲ 53.6%
Debt
€67k▲ 9.6%
The debt ratio falls from 47.4% to 39.2%. Equity and debt are higher.
Key figures and ratios
Solvency
60.8%▲
2024 · 52.6%
Current ratio
1.77▼
2024 · 2.11
Quick ratio
1.77▼
2024 · 2.11
Debt / equity
0.64▼
2024 · 0.90
ROE
48.2%▼
2024 · 88.1%
ROA
29.3%▼
2024 · 46.3%
Debt
€67k▲
2024 · €62k
Debt ≤ 1 year
€67k▲
2024 · €62k
Income taxes
€21k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€130k€172k▲
Fixed assets21/28-€53k
Financial fixed assets28-€53k
Current assets29/58€130k€119k▼
Amounts receivable within one year40/41€130k€119k▼
Trade receivables40€12k€119k▲
Other amounts receivable41€118k€0▼
Equity and liabilities
Total equity and liabilities10/49€130k€172k▲
Equity10/15€68k€105k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311-€2k
Other1319€2k-
Distributable reserves133€75€75=
Profit (loss) carried forward14€60k€97k▲
Amounts payable17/49€62k€67k▲
Amounts payable within one year42/48€62k€67k▲
Financial debts43€6k€6k▲
Credit institutions430/8€6k€6k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€54k€55k▲
Taxes450/3€54k€55k▲
Other amounts payable47/48-€2k
Income statement
Code20242025
Other operating charges640/8€8k€3k▼
Gross operating margin9900€89k€73k▼
Operating profit (loss)9901€81k€71k▼
Financial income75/76B€10€2k▲
Recurring financial income75€10€2k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€80k€71k▼
Income taxes67/77€20k€21k▲
Profit (loss) for the period9904€60k€50k▼
Profit (loss) for the period to be appropriated9905€60k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€97k▲
Profit (loss) brought forward from the previous period14P-€46k
Transfer to equity691/2-€0
To the legal reserve6920-€0
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 221 days late
30-06
Financial
Equity above €100kEq €105k ▲53.6%
3 profitable years in a row build equity to €105k.
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 205 days late
30-06
Financial
Highest result since 2019net €60k ▲890%
Operating result €81k, net result €60k, both a record.
2023
30-06
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-27k ▼1501%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 89 days late
2018
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2016
08-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
14-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Speelhofdreef 172970 SchildeGround area
1,715 m²
Building footprint
78 m²
Volume, LiDAR
276 m³
Parcel 11922C0214/00B002, Flanders · tallest building 4.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
W & I Consulting
since 20072.166.489.654
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922C0214/00B002 | Flanders | 1,715 m² | 1 · 78 m² | 4.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CONSULTORA
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JMAC (Joris Martens Automation & Consulting)
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,407 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-10-2007
Fiscal year end30-06
Activities, NACEBEL
62900Other information technology and computer services
47540Retail sale of electrical household appliances
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.