W&F Consult

Active Risk: not assessed

Private limited companyfounded 2000active for 26 yearsAvenue Paul Pastur 8, 6200 Châtelet, BelgiumKBO/BCE: BE 0471.564.312

From the official registers: KBO 26 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

W&F Consult is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €8,057 and a net result of €41,418. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 3,041 sector peers (NACE 66, financial year 2025). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

W&F ConsultActive

Risk analysis Report Compare

Official details

KBO

Status: Active since 30-03-2000 Normal situation
Legal form: Private limited company
Registered office: Avenue Paul Pastur 8, 6200 Châtelet
Activity: Insurance agents and brokers NACE 66220and 1 other
Establishment unit: 2.093.769.051 6200 Châtelet, since 13-04-2000
Financial year end: 31 December
Peppol: Not found in the Peppol Directory

Company details

Who decides

Board

RIDDHIDirector · since 17-03-2021 · permanent representative FALCO Michaël
WALIMAXDirector · since 17-03-2021 · permanent representative WANTE Emerik

Shareholders

Board & ownership

How it is doing

Financial institution: outside the modelBankruptcy probability: sector outside the model

Annual accounts 2025

Profit: €41,418; ▼ 23.0%
Equity: €8,057; =
Total assets: €491,625; ▲ 36.1%
Staff: 2 FTE; =

2025 accounts filed 48 days late

Filed on 17-09-2026at the National Bank

Financials

Signalsraises riskWeak solvency vs sector2025 accounts filed 48 days lateShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Two signals.

raises risk

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 3041 sector peers (2025).

NBB · sector comparison

Position among 3041 sector peers

Solvency

better than 10%

← weakest strongest →

2025 accounts filed 48 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

48 days late

2024

11 days late

2023

29 days late

2022

29 days late

2021

29 days late

2020

31 days late

2019

40 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Caution: Among the weakest 10% on solvencysector median 50.0% · 3,041 companies 1.6% View

Documents

Key facts about W&F Consult

What is the company number of W&F Consult?: 0471.564.312. In Belgium the VAT number is the company number with BE in front: BE 0471.564.312.
Where is W&F Consult based?: The registered office is at Avenue Paul Pastur 8, 6200 Châtelet.Company details
What does W&F Consult do?: According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of W&F Consult?: Private limited company (BV).
When was W&F Consult founded?: On 30-03-2000.
Is W&F Consult still active?: Yes, W&F Consult is an active enterprise in the KBO register.
How many employees does W&F Consult have?: On average 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of W&F Consult?: ≈ €370,000 in financial year 2025. Estimated from the gross margin of €193,606: probably between €300,000 and €490,000, based on 31 comparable companies, NACE 66220.
Is W&F Consult profitable?: In financial year 2025, W&F Consult made a profit of €41,418.
Where can I find the annual accounts of W&F Consult?: W&F Consult filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of W&F Consult due?: By 31-07-2027, for financial year 2026.Timeline