Financials
- Fiscal year
- 2025
- Total assets
- €6.4m
- Loss
- -€225,000
- Solvency
- -2.9%
Total assets▲ 12.5%
Net result
20232025
W&Di
ActiveSummary
W&Di has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€184,328) and a net result of -€225,000. Equity is shrinking by ~236.4% per year across the filed fiscal years. Its solvency ranks better than 14% of 9986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
What they do
Development of residential building projects
NACE 68121Real estate development NACE 41101
#4 company by total assets in Wuustwezel, Real estate sector1 site
How big
€6.4mtotal assets 2025
- Equity
- -€184,328
- Loss
- -€225,000
Turnover not published (abridged schema)
Who decides
- Parent
- ADVARO · 70%
Accounts filed 31 d late0 of 3 deeds read
Why 54Capped at 59: negative equity- 1 change of registered office in 24 months- Negative equity -€184,328+ Size: total assets €6.4m+ Sector Real estate activities (NACE 68)Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 28% of its sector peers (NACE 68, small)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
22-4
equity -2.9% of total assets
Liquidity
55-6
short-term debt 14.1% · cash 6.0%
Profitability
29-8
return on assets -3.5%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Size: total assets €6.4m lowers the probability for this profile
- 1 change of registered office in 24 months raises the probability
- Sector Real estate activities (NACE 68) lowers the probability
- Negative equity -€184,328 raises the probability
No credit on open account
Liquidity ample (current ratio 7.09 against 9.89 in 2024; short-term debt: 14.1% and cash: 6% of total assets), but equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, small). Better than this share of them on solvency 11%, liquidity 79%, profitability 21%, growth against the median 1%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year -€184,328
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
27 d early
2023
6 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 July (3 of the last 3 filed years within 36 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Weakest financial yearnet -€225,000
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
- Risk: Negative equityfiscal year 2025: debts exceed assets -€184,328 View
- Risk: 3 loss-making years in a rowloss fiscal year 2025 -€225,000 View
- Caution: Result fell in 2025from -€8,767 to -€225,000 ▼ 2,466% View
- Caution: Among the weakest 6% on net resultsector median €10,350 · 9,976 companies -€225,000 View
- Controlled by ADVARO 70% View
By topic
Board & ownership
- Parent
- ADVARO · 70%
Timeline
- Events
- 5
- Since
- 2024
- Next accounts
- by 31-07-2027
- 31-08-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 04-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Development of residential building projectsNACE 68121
- Founded
- 08-03-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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