W & A PARKET
ActiveW & A PARKET has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.10M and a net result of €94k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 92% of 7692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+4
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 8.25 against 7.19 in 2024; short-term debt: 11.7% and cash: 9.9% of total assets), and 14% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86%
Return on assets
7.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
29 d late
2023
28 d late
2022
30 d late
2021
30 d late
2020
31 d late
2019
46 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.10M▲ 9.4%
2024 · €1.00M
2018: €638k
2019: €727k
2020: €823k
2021: €889k
2022: €944k
2023: €952k
2024: €1.00M
2018 → 2025
Total assets
€1.28M▲ 6.4%
2024 · €1.20M
2018: €792k
2019: €886k
2020: €1.00M
2021: €1.08M
2022: €1.15M
2023: €1.15M
2024: €1.20M
2018 → 2025
Net result
€94k▲ 78.0%
2024 · €53k
2018: €84k
2019: €89k
2020: €96k
2021: €66k
2022: €55k
2023: €8k
2024: €53k
2018 → 2025
Working capital
€1.09M▲ 9.1%
2024 · €996k
2018: €603k
2019: €686k
2020: €811k
2021: €874k
2022: €934k
2023: €951k
2024: €996k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€889k-€944k▲ 6.2%€952k▲ 0.8%€1.00M▲ 5.5%€1.10M▲ 9.4%
Operating result€90k-€77k▼ 13.5%€19k▼ 76.0%€74k▲ 300%€141k▲ 89.3%
Net result€66k-€55k▼ 16.7%€8k▼ 86.1%€53k▲ 593%€94k▲ 78.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 89% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.28M
Fixed assets
€41k▼ 6.1%
Current assets
€1.24M▲ 6.9%
Equity and liabilities €1.28M
Equity
€1.10M▲ 9.4%
Provisions
€26k=
Debt
€153k▼ 9.8%
The debt ratio falls from 14.1% to 12.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€153k▲
2024 · €86k
Cash flow
€106k▲
2024 · €64k
Solvency
86.0%▲
2024 · 83.7%
Current ratio
8.25▲
2024 · 7.19
Quick ratio
6.91▲
2024 · 6.18
Debt / equity
0.14▼
2024 · 0.17
ROE
8.6%▲
2024 · 5.3%
ROA
7.4%▲
2024 · 4.4%
Interest coverage
34.17▲
2024 · 8.80
Debt
€153k▼
2024 · €169k
Debt ≤ 1 year
€150k▼
2024 · €161k
Income taxes
€52k▲
2024 · €25k
Staff costs
€244k▲
2024 · €228k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.20M€1.28M▲
Fixed assets21/28€43k€41k▼
Tangible fixed assets22/27€43k€41k▼
Plant, machinery and equipment23€12k€12k▼
Furniture and vehicles24€20k€19k▼
Other tangible fixed assets26€11k€10k▼
Financial fixed assets28€125€25▼
Current assets29/58€1.16M€1.24M▲
Stocks and contracts in progress3€162k€200k▲
Stocks30/36€111k€142k▲
Contracts in progress37€51k€58k▲
Amounts receivable within one year40/41€66k€85k▲
Trade receivables40€54k€84k▲
Other amounts receivable41€12k€1k▼
Current investments50/53€806k€813k▲
Cash at bank and in hand54/58€111k€127k▲
Deferred charges and accrued income490/1€12k€12k▲
Equity and liabilities
Total equity and liabilities10/49€1.20M€1.28M▲
Equity10/15€1.00M€1.10M▲
Contributions10/11€190k€190k=
Capital10€190k€190k=
Issued capital100€190k€190k=
Reserves13€417k€511k▲
Non-distributable reserves130/1€25k€25k=
Legal reserve130€25k€25k=
Tax-exempt reserves132€118€118=
Distributable reserves133€391k€485k▲
Profit (loss) carried forward14€398k€398k=
Provisions and deferred taxes16€26k€26k=
Provisions for liabilities and charges160/5€26k€26k=
Pensions and similar obligations160€26k€26k=
Amounts payable17/49€169k€153k▼
Amounts payable within one year42/48€161k€150k▼
Trade debts44€26k€34k▲
Suppliers440/4€26k€34k▲
Advances received on contracts in progress46€6k€19k▲
Taxes, remuneration and social security45€39k€30k▼
Taxes450/3€15k€18k▲
Remuneration and social security454/9€24k€12k▼
Other amounts payable47/48€90k€67k▼
Accrued charges and deferred income492/3€9k€3k▼
Income statement
Code20242025
Non-recurring operating income76A-€413
Remuneration, social security and pensions62€228k€244k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€6k€7k▲
Gross operating margin9900€320k€403k▲
Operating profit (loss)9901€74k€141k▲
Financial income75/76B€13k€10k▼
Recurring financial income75€13k€10k▼
Financial charges65/66B€10k€4k▼
Recurring financial charges65€10k€4k▼
Profit (loss) for the period before taxes9903€78k€146k▲
Income taxes67/77€25k€52k▲
Profit (loss) for the period9904€53k€94k▲
Profit (loss) for the period to be appropriated9905€53k€94k▲
Appropriation of the result
Profit (loss) to be appropriated9906€448k€492k▲
Profit (loss) brought forward from the previous period14P€395k€398k▲
Transfer to equity691/2€50k€94k▲
To other reserves6921€50k€94k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €1MEq €1.00M ▲5.5%
7 profitable years in a row build equity to €1.00M.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €8k ▼86.1%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €96k ▲8.4%
Net result €96k, the highest in the series.
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 46 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpse Steenweg 1489080 LochristiGround area
2,261 m²
Building footprint
841 m²
Volume, LiDAR
4,627 m³
Parcel 44034D0892/00B002, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
W & A PARKET
since 19902.050.846.254
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034D0892/00B002 | Flanders | 2,261 m² | 1 · 841 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900TIEOFKK3JMOD43
Similar companies · same sector, comparable size
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SAMYN
BE 0420.588.337
Moorslede · Eq €1.13M
PARKET CENTER
BE 0479.474.463
Kuurne · Eq €1.14M
Parket Vanrobaeys
BE 0472.360.405
Wingene · Eq €1.04M
HEJO
BE 0437.276.988
Mechelen · Eq €1.19M
Of 746 companies in sector 43332 we hold annual accounts for 411. 203 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-11-1990
Fiscal year end31-12
Abbreviation NL
W & A
Activities, NACEBEL
43332Laying of wooden floor and wall coverings
45432
16230Manufacture of other builders' carpentry and joinery
20300
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.