Summary
VYSOIL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.16M and a net result of €62k. Its solvency ranks better than 16% of 2394 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
45 d early
2024
51 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€2.16M▲ 2.9%
2024 · €2.10M
2024: €2.10M
2024 → 2025
Net result
€62k
2024 · €-39k
2024: €-39k
2024 → 2025
Total assets
€12.03M▲ 65.9%
2024 · €7.25M
2024: €7.25M
2024 → 2025
Solvency
18.0%▼ 11.0pp
2024 · 28.9%
2024: 28.9%
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€1.13M
Equity€2.10M-€2.16M▲ 2.9%
Operating result€23k-€88k▲ 291%
Net result€-39k-€62k
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 291% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12.03M
Fixed assets
€11.64M ▲ 62.2%
Current assets
€389k ▲ 411%
Equity and liabilities €12.03M
Equity
€2.16M ▲ 2.9%
Debt
€9.87M ▲ 91.5%
Debt's share of the balance-sheet total rises from 71.1% to 82.0%. Equity and debt are higher.
Key figures and ratios
ROE
2.9%▲
2024 · -1.9%
ROA
0.5%▲
2024 · -0.5%
Debt ≤ 1 year
€2.14M▲
2024 · €711k
Debt > 1 year
€7.47M▲
2024 · €4.33M
Income taxes
€-5k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€7.25M€12.03M▲
Fixed assets21/28€7.17M€11.64M▲
Financial fixed assets28€7.17M€11.64M▲
Affiliated companies280/1-€11.64M
Participating interests280-€11.64M
Current assets29/58€76k€389k▲
Stocks and contracts in progress3-€0
Amounts receivable within one year40/41€46k€313k▲
Trade receivables40€46k€93k▲
Other amounts receivable41-€220k
Cash at bank and in hand54/58€30k€65k▲
Deferred charges and accrued income490/1-€11k
Equity and liabilities
Total equity and liabilities10/49€7.25M€12.03M▲
Equity10/15€2.10M€2.16M▲
Contributions10/11€2.14M€2.14M=
Profit (loss) carried forward14€-39k€23k▲
Amounts payable17/49€5.15M€9.87M▲
Amounts payable after more than one year17€4.33M€7.47M▲
Financial debts170/4€4.33M€7.47M▲
Credit institutions173-€5.72M
Other loans174-€1.75M
Amounts payable within one year42/48€711k€2.14M▲
Current portion of amounts payable after more than one year42€616k€1.09M▲
Trade debts44€69k€159k▲
Suppliers440/4€69k€159k▲
Taxes, remuneration and social security45€26k€0▼
Taxes450/3€26k€0▼
Other amounts payable47/48-€884k
Accrued charges and deferred income492/3€110k€259k▲
Income statement
Code20242025
Operating income70/76A-€1.13M
Turnover70-€1.13M
Operating charges60/66A-€1.04M
Services and other goods61-€1.04M
Gross operating margin9900€23k-
Operating profit (loss)9901€23k€88k▲
Financial income75/76B-€311k
Recurring financial income75-€311k
Income from financial fixed assets750-€300k
Income from current assets751-€11k
Financial charges65/66B€57k€343k▲
Recurring financial charges65€57k€343k▲
Debt charges650-€341k
Other financial charges652/9-€2k
Profit (loss) for the period before taxes9903€-34k€57k▲
Income taxes67/77€5k€-5k▼
Taxes670/3-€0
Tax adjustments and reversals of tax provisions77-€5k
Profit (loss) for the period9904€-39k€62k▲
Profit (loss) for the period to be appropriated9905€-39k€62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-39k€23k▲
Profit (loss) brought forward from the previous period14P-€-39k
The notes to these accounts (37 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-06
State Gazette act
General meeting · Merger
Dissolution · Accounting effect
17-06
State Gazette act
General meeting · Merger
Dissolution · Accounting effect
16-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €62k
Net result €62k after one loss-making year.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wortegem-Petegem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleistraat (W.) 89790 Wortegem-PetegemGround area
1.5 ha
Building footprint
2,292 m²
Volume, LiDAR
13,279 m³
Parcel 45055A1179/00E000, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VYSOIL
since 20242.365.064.292
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45055A1179/00E000 | Flanders | 1.5 ha | 1 · 2,292 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DIALCO
BE 0456.868.119
Meise · Eq €2,160,373
DROOGHMANS INTERNATIONAL
BE 0412.573.761
Mol · Eq €2,159,863
KJT Consultancy
BE 0827.046.546
Zonhoven · Eq €2,159,346
THE BRICK HOLDING
BE 0752.975.168
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ILIAENS - MARTENS
BE 0439.366.547
Alken · Eq €2,162,103
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 10,693 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.