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Vyncke Jonas

Active
Private limited companyfounded 20223 yrs activeEekloseweg 169, 9910 Aalter, BelgiumKBO/BCE: BE 0793.875.813
Summary

The computed 12-month bankruptcy probability of Vyncke Jonas is 1.9% (moderate). The 2025 annual accounts show equity of €33,276 and a net result of €2,761. Its solvency ranks better than 34% of 33926 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Painting of buildings
NACE 43341
1 site
Size
€103,413total assets 2025
Equity
€33,276
Profit
€2,761
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
1.9%
Structure
Accounts filed 27 d late0 of 1 deed read
Why 53- Founded in 2022- Size: total assets €103,413- Sector Specialised construction activities (NACE 43)- Liquidity: current ratio 2.08, cash €5,548Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 35% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 57-22
equity 32.2% of total assets
Liquidity 36+6
short-term debt 42.9% · cash 5.4%
Profitability 56-44
return on assets 2.7%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)
Last 24 months 11-2024: 3.3% 12-2024: 3.3%▲ +1.1% vs 11-2024highest value 01-2025: 2.4%▼ -26.9% vs 12-2024 02-2025: 2.4%● 0.0% vs 01-2025 03-2025: 2.4%● 0.0% vs 02-2025 04-2025: 2.4%● 0.0% vs 03-2025 05-2025: 2.4%● 0.0% vs 04-2025 06-2025: 2.4%● 0.0% vs 05-2025 07-2025: 2.3%▼ -6.1% vs 06-2025 08-2025: 2.1%▼ -8.7% vs 07-2025 09-2025: 2.1%▲ +1.0% vs 08-2025 10-2025: 2.2%▲ +5.1% vs 09-2025 11-2025: 2.3%▲ +2.8% vs 10-2025 12-2025: 2.3%▼ -0.9% vs 11-2025 01-2026: 2.4%▲ +4.0% vs 12-2025 02-2026: 2.8%▲ +18.6% vs 01-2026 03-2026: 3.0%▲ +9.0% vs 02-2026 04-2026: 2.2%▼ -26.3% vs 03-2026 05-2026: 2.2%● 0.0% vs 04-2026 06-2026: 2.2%● 0.0% vs 05-2026 07-2026: 2.2%▼ -0.9% vs 06-2026 08-2026: 1.7%▼ -24.1% vs 07-2026 09-2026: 1.7%▼ -1.5% vs 08-2026lowest value 10-2026: 1.9%▲ +14.1% vs 09-2026
  • Founded in 2022 raises the probability for this profile
  • Size: total assets €103,413 raises the probability for this profile
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Liquidity: current ratio 2.08, cash €5,548 raises the probability
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 2.08 against 1.64 in 2024; short-term debt: 42.9% and cash: 5.4% of total assets), but 67.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 34%, liquidity 24%, profitability 26%, growth against the median 53%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Founded in 2022
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Size: total assets €103,413
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Liquidity: current ratio 2.08, cash €5,548
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
27 d late
2024
46 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close05-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…

Financials · fiscal year 2025, micro schema

Equity
€33,276▲ 9.0%
2024 · €30,515
Total assets
€103,413▲ 83.1%
2024 · €56,465
Net result
€2,761▼ 89.2%
2024 · €25,515
Working capital
€47,954▲ 187%
2024 · €16,704
Trend over the years

2024 to 2025, 2 fiscal years

The operating result falls in 2025; 2025 is 82% below 2024.

What the company sold each fiscal year and what was left of it. A loss stands below the zero line.

Operating result€6,203 2025 Net result€2,761 2025

Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€34,019-€6,203▼ 81.8%
Net result€25,515within the sector's middle half-€2,761within the sector's middle half▼ 89.2%
Equity€30,515within the sector's middle half-€33,276within the sector's middle half▲ 9.0%
Total assets€56,465below the sector's middle half-€103,413within the sector's middle half▲ 83.1%
Debt€25,950-€70,136▲ 170%
Working capital€16,704within the sector's middle half-€47,954within the sector's middle half▲ 187%
Solvency54.0%within the sector's middle half-32.2%within the sector's middle half▼ 21.9pp
Current ratio1.64within the sector's middle half-2.08within the sector's middle half▲ 0.44
Return on assets (ROA)45.2%above the sector's middle half-2.7%within the sector's middle half▼ 42.5pp
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103,413
Fixed assets €11,053 ▼ 20.0%
Current assets €92,360 ▲ 117%
Equity and liabilities €103,413
Equity €33,276 ▲ 9.0%
Debt €70,136 ▲ 170%
Debt's share of the balance-sheet total rises from 46.0% to 67.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€9,981▼
2024 · €39,099
Cash flow
€6,539▼
2024 · €30,595
Quick ratio
2.06▲
2024 · 1.62
Debt to equity
2.11▲
2024 · 0.85
ROE
8.3%▼
2024 · 83.6%
Interest coverage
4.04▼
2024 · 28.00
Debt ≤ 1 year
€44,406▲
2024 · €25,950
Debt > 1 year
€25,730
Income taxes
€972▼
2024 · €7,108
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,546 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
2.3% went bankrupt
3.1% stopped otherwise
94% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,546 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€56,465€103,413▲
Fixed assets21/28€13,811€11,053▼
Intangible fixed assets21€1€1=
Tangible fixed assets22/27€13,810€11,052▼
Plant, machinery and equipment23€7,098€5,240▼
Furniture and vehicles24€6,305€5,524▼
Other tangible fixed assets26€408€288▼
Current assets29/58€42,654€92,360▲
Stocks and contracts in progress3€725€725=
Stocks30/36€725€725=
Amounts receivable within one year40/41€40,832€82,001▲
Trade receivables40€26,697€38,388▲
Other amounts receivable41€14,135€43,613▲
Cash at bank and in hand54/58€1,097€5,548▲
Deferred charges and accrued income490/1-€4,086
Equity and liabilities
Total equity and liabilities10/49€56,465€103,413▲
Equity10/15€30,515€33,276▲
Contributions10/11€5,000€5,000=
Reserves13€25,515€28,276▲
Distributable reserves133€25,515€28,276▲
Amounts payable17/49€25,950€70,136▲
Amounts payable after more than one year17-€25,730
Financial debts170/4-€25,730
Amounts payable within one year42/48€25,950€44,406▲
Trade debts44€18,842€41,855▲
Suppliers440/4€18,842€41,855▲
Taxes, remuneration and social security45€7,108€2,551▼
Taxes450/3€7,108€2,551▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,080€3,778▼
Other operating charges640/8€1,716€800▼
Gross operating margin9900€40,815€10,781▼
Operating profit (loss)9901€34,019€6,203▼
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€1,396€2,473▲
Recurring financial charges65€1,396€2,473▲
Profit (loss) for the period before taxes9903€32,623€3,733▼
Income taxes67/77€7,108€972▼
Profit (loss) for the period9904€25,515€2,761▼
Profit (loss) for the period to be appropriated9905€25,515€2,761▼
Appropriation of the result
Profit (loss) to be appropriated9906€25,515€2,761▼
Transfer to equity691/2€25,515€2,761▼
To other reserves6921€25,515€2,761▼

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,080€3,778▼ 25.6%
Other operating charges640/8€1,716€800▼ 53.4%
Gross operating margin9900€40,815€10,781▼ 73.6%
Operating profit (loss)9901€34,019€6,203▼ 81.8%
Financial income75/76B-€3-
Recurring financial income75-€3-
Financial charges65/66B€1,396€2,473▲ 77.1%
Recurring financial charges65€1,396€2,473▲ 77.1%
Profit (loss) for the period before taxes9903€32,623€3,733▼ 88.6%
Income taxes67/77€7,108€972▼ 86.3%
Profit (loss) for the period9904€25,515€2,761▼ 89.2%
Profit (loss) for the period to be appropriated9905€25,515€2,761▼ 89.2%
Line20242025Change
Assets
Total assets20/58€56,465€103,413▲ 83.1%
Fixed assets21/28€13,811€11,053▼ 20.0%
Intangible fixed assets21€1€1=
Tangible fixed assets22/27€13,810€11,052▼ 20.0%
Plant, machinery and equipment23€7,098€5,240▼ 26.2%
Furniture and vehicles24€6,305€5,524▼ 12.4%
Other tangible fixed assets26€408€288▼ 29.4%
Current assets29/58€42,654€92,360▲ 117%
Stocks and contracts in progress3€725€725=
Stocks30/36€725€725=
Amounts receivable within one year40/41€40,832€82,001▲ 101%
Trade receivables40€26,697€38,388▲ 43.8%
Other amounts receivable41€14,135€43,613▲ 209%
Cash at bank and in hand54/58€1,097€5,548▲ 406%
Deferred charges and accrued income490/1-€4,086-
Equity and liabilities
Total equity and liabilities10/49€56,465€103,413▲ 83.1%
Equity10/15€30,515€33,276▲ 9.0%
Contributions10/11€5,000€5,000=
Reserves13€25,515€28,276▲ 10.8%
Distributable reserves133€25,515€28,276▲ 10.8%
Amounts payable17/49€25,950€70,136▲ 170%
Amounts payable after more than one year17-€25,730-
Financial debts170/4-€25,730-
Amounts payable within one year42/48€25,950€44,406▲ 71.1%
Trade debts44€18,842€41,855▲ 122%
Suppliers440/4€18,842€41,855▲ 122%
Taxes, remuneration and social security45€7,108€2,551▼ 64.1%
Taxes450/3€7,108€2,551▼ 64.1%
Line20242025Change
Profit (loss) for the period9904€25,515€2,761▼ 89.2%
+ Depreciation and write-downs630€5,080€3,778▼ 25.6%
Operating cash flow (approximation)€30,595€6,539▼ 78.6%
Investment in fixed assets (approximation)--€1,019-
Change in cash-€4,451-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the function holders in the CBE →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

Vyncke Jonas was incorporated on 23 November 2022 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
27-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2024
16-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded23-11-2022
Fiscal year end30-06
Activities, NACEBEL 2025
43341Painting of buildings
43332Laying of wooden floor and wall coverings
43333Wallpapering and laying of floor and wall coverings in other materials
43350Other building finishing work
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID 0208:0793875813
Also 9925:BE0793875813
Registered 18-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 5 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
882 m²
Building footprint
109 m²
Volume, LiDAR
489 m³
Parcel 44067A0296/00L002, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vyncke Jonas
Eekloseweg 169, 9910 AalterGeneral electrical installation work
since 2022unit no. 2.338.465.508
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44067A0296/00L002 Flanders 881 m² 1 · 109 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.