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VYNCKE INVEST

Active
Private limited companyfounded 1989active for 37 yearsBauwerwaan 57, 9930 Lievegem, BelgiumKBO/BCE: BE 0438.309.841
Summary

VYNCKE INVEST has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €392,139 and a net result of €382,954. Equity is growing by about 2.7% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
“Om het even welke industriële, commerciële, financiële, roerende of onroerende verrichtingen die rechtstreeks of…” (deed in Dutch)
From the articles, 5 activitiesNo NACE code in the KBO yet1 site
Size
€543,031total assets 2025
Equity
€392,139
Profit
€382,954
Turnover not published (abbreviated or micro format)
Financial health
98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts filed 74 days late2 of 5 deeds read
Why 98raises riskLatest accounts 74 days late; 2 of the last 3 latelowers riskSize: total assets €543,031Liquidity: current ratio 30.32, cash €505,401Equity €392,139 (72.2% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 82% of its sector peers (no NACE code, micro)
Financial strength · tick = 2023
Strong
Solvency 97+17
equity 72.2% of total assets
Liquidity 100+68
short-term debt 3.3% · cash 93.1%
Profitability 100+30
return on assets 70.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 1.0%▲ +0.1 percentage points vs 03-2025 05-2025: 1.2%▲ +0.2 percentage points vs 04-2025 06-2025: 1.4%▲ +0.2 percentage points vs 05-2025 07-2025: 1.6%▲ +0.2 percentage points vs 06-2025 08-2025: 1.8%▲ +0.2 percentage points vs 07-2025 09-2025: 2.3%▲ +0.5 percentage points vs 08-2025 10-2025: 3.6%▲ +1.3 percentage points vs 09-2025 11-2025: 3.8%▲ +0.2 percentage points vs 10-2025 12-2025: 4.5%▲ +0.7 percentage points vs 11-2025 01-2026: 7.2%▲ +2.7 percentage points vs 12-2025 02-2026: 7.2%● unchanged vs 01-2026 03-2026: 8.3%▲ +1.1 percentage points vs 02-2026 04-2026: 8.0%▼ -0.3 percentage points vs 03-2026 05-2026: 8.0%● unchanged vs 04-2026 06-2026: 8.0%● unchanged vs 05-2026 07-2026: 8.0%● unchanged vs 06-2026 08-2026: 8.7%▲ +0.7 percentage points vs 07-2026highest value 09-2026: 4.2%▼ -4.5 percentage points vs 08-2026 10-2026: 0.1%▼ -4.1 percentage points vs 09-2026lowest value
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity ample (current ratio 30.32, compared with 0.07 in 2023, above the usual 1.5; short-term debt: 3.3% and cash: 93.1% of total assets), and 27.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 60% on solvency, 95% on liquidity and 90% on profitability.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Latest accounts 74 days late; 2 of the last 3 late
NBB · filings
lowers risk · Size: total assets €543,031
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 30.32, cash €505,401
NBB · annual accounts
lowers risk · Equity €392,139 (72.2% of total assets)
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-10-2026, 74 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
74 days late
2023
164 days early
2022
85 days late
2021
66 days late
2020
131 days late
2019
90 days late
2018
124 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 58 days after the deadline; the Belgian median for financial year 2023 is 3 days before the deadline, and 40% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 October (4 of the last 5 filed years within 57 days of that day).
Companies Code · seven months
Where today falls in the filing period
21-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2018 to 2025net €382,954 ▲11,023%
  3. Liquidity more than 414 timescurrent ratio 30.32

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 74 days View
  • Positive: 7 profitable years in a rowprofit 2025: €382,954 7 years View
  • Branch transferred to BERVECOcontribution on 20-08-2024 2024 View

By topic

Financials

Financial year
2025
Total assets
€543,031
Profit
€382,954
Solvency
72.2%
Total assets▲ 5.6%
Net result
20182025
Go to Financials

Timeline

Events
40
Since
1991
Next accounts
by 31-07-2027
  1. 20-08-2024Registered office · Capital & shares ·…
  2. 25-06-2024Restructuring
  3. 18-02-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
04-09-1989
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
13
Annual meeting
First Friday of May at 14:00
Purpose
“Om het even welke industriële, commerciële, financiële, roerende of onroerende…” (deed in Dutch)
Go to Articles of association

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